Sierra Bancorp (BSRR) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 30.61M | 31.95M | 31.97M | 30.65M | 30.11M | 30.35M | 30.79M | 30.17M | 28.72M | 27.87M | 28.09M | 28.32M | 28.13M | 29.36M | 28.91M | 26.59M | 24.76M | 26.57M | 26.72M | 27.19M |
| NII Growth % | 1.65% | 5.27% | 3.83% | 1.6% | 4.86% | 8.91% | 9.62% | 6.54% | 2.08% | -5.08% | -2.85% | 6.51% | 13.64% | 10.52% | 8.22% | -2.22% | -13.3% | -7.86% | -4.84% | 12.62% |
| Net Interest Margin % | 0.82% | 0.83% | 0.86% | 0.81% | 0.84% | 0.84% | 0.83% | 0.82% | 0.81% | 0.75% | 0.75% | 0.75% | 0.76% | 0.81% | 0.82% | 0.78% | 0.72% | 0.79% | 0.78% | 0.83% |
| Interest Income | 41.2M | 43.28M | 43.94M | 42.72M | 41.45M | 43.09M | 44.8M | 43.49M | 40.96M | 42.44M | 42.38M | 40.88M | 37.42M | 35.6M | 31.93M | 28.21M | 26.08M | 27.9M | 27.63M | 28.09M |
| Interest Expense | 10.59M | 11.33M | 11.97M | 12.06M | 11.34M | 12.74M | 14.01M | 13.32M | 12.24M | 14.57M | 14.3M | 12.56M | 9.29M | 6.24M | 3.02M | 1.62M | 1.32M | 1.33M | 913K | 903K |
| Loan Loss Provision | 26K | -865K | 3.69M | 1.2M | 2.07M | 2.4M | 1.36M | 901K | 127K | 3.52M | -33K | -23K | 260K | 6.48M | 1.26M | 2.42M | 506K | -1.2M | -600K | -2.1M |
| Non-Interest Income | 7.97M | 7.34M | 5.75M | 6.32M | 4.51M | 1.51M | 5.46M | 5.52M | 6.3M | -9.54M | 5.54M | 5.21M | 4.59M | 4.99M | 3.97M | 7.84M | 3.82M | 4.26M | 5.17M | 4.26M |
| Non-Interest Income % | 16.21% | 14.5% | 11.57% | 12.89% | 9.82% | 3.38% | 10.86% | 11.27% | 13.34% | -29% | 11.56% | 11.31% | 10.94% | 12.29% | 11.06% | 21.74% | 12.78% | 13.24% | 15.76% | 13.18% |
| Total Revenue | 49.16M | 50.62M | 49.69M | 49.04M | 45.97M | 44.6M | 50.25M | 49.02M | 47.27M | 32.9M | 47.92M | 46.09M | 42.01M | 40.59M | 35.9M | 36.04M | 29.9M | 32.15M | 32.8M | 32.36M |
| Revenue Growth % | 6.96% | 13.48% | -1.13% | 0.04% | -2.75% | 35.57% | 4.86% | 6.36% | 12.5% | -18.95% | 33.5% | 27.87% | 40.51% | 26.25% | 9.46% | 11.39% | -17.52% | -3.59% | -4.49% | 8.34% |
| Non-Interest Expense | 21.82M | 23.02M | 21.33M | 21.54M | 20.29M | 16.86M | 20.48M | 20.58M | 22.24M | 6.55M | 20.34M | 20.12M | 21.01M | 18.86M | 18.35M | 19.51M | 17.93M | 19.33M | 18.51M | 17.89M |
| Efficiency Ratio | 44.39% | 45.47% | 42.92% | 43.92% | 44.14% | 37.8% | 40.75% | 41.99% | 47.06% | 19.91% | 42.44% | 43.66% | 50% | 46.45% | 51.13% | 54.13% | 59.96% | 60.12% | 56.43% | 55.28% |
| Operating Income | 16.73M | 17.17M | 12.7M | 14.24M | 12.27M | 12.6M | 14.41M | 14.21M | 12.65M | 8.25M | 13.32M | 13.43M | 11.46M | 9.01M | 13.27M | 12.49M | 10.14M | 12.69M | 13.98M | 15.67M |
| Operating Margin % | 34.02% | 33.92% | 25.56% | 29.04% | 26.68% | 28.24% | 28.67% | 28.98% | 26.77% | 25.08% | 27.79% | 29.15% | 27.27% | 22.21% | 36.96% | 34.66% | 33.91% | 39.48% | 42.61% | 48.42% |
| Operating Income Growth % | 36.37% | 36.27% | -11.85% | 0.23% | -3.06% | 52.65% | 8.18% | 5.77% | 10.42% | -8.44% | 0.39% | 7.52% | 13.01% | -28.98% | -5.07% | -20.26% | -31.78% | 6.54% | 3.33% | 44.93% |
| Pretax Income | 16.73M | 17.14M | 12.7M | 14.24M | 12.27M | 12.6M | 14.41M | 14.21M | 12.65M | 8.25M | 13.32M | 13.43M | 11.46M | 9.01M | 13.27M | 12.49M | 10.14M | 12.69M | 13.98M | 15.67M |
| Pretax Margin % | 34.02% | 33.85% | 25.56% | 29.04% | 26.68% | 28.24% | 28.67% | 28.98% | 26.77% | 25.08% | 27.79% | 29.15% | 27.27% | 22.21% | 36.96% | 34.66% | 33.91% | 39.48% | 42.61% | 48.42% |
| Income Tax | 4.21M | 4.24M | 3M | 3.61M | 3.17M | 2.23M | 3.81M | 3.94M | 3.32M | 1.96M | 3.44M | 3.51M | 2.71M | 1.9M | 3.33M | 3.29M | 2.73M | 3.07M | 3.37M | 3.96M |
| Effective Tax Rate % | 25.15% | 24.75% | 23.64% | 25.32% | 25.8% | 17.73% | 26.42% | 27.76% | 26.26% | 23.8% | 25.79% | 26.15% | 23.63% | 21.09% | 25.12% | 26.32% | 26.95% | 24.2% | 24.12% | 25.26% |
| Net Income | 12.52M | 12.89M | 9.7M | 10.63M | 9.1M | 10.36M | 10.6M | 10.26M | 9.33M | 6.29M | 9.88M | 9.92M | 8.75M | 7.11M | 9.94M | 9.2M | 7.41M | 9.62M | 10.61M | 11.71M |
| Net Margin % | 25.47% | 25.47% | 19.52% | 21.68% | 19.8% | 23.24% | 21.1% | 20.94% | 19.74% | 19.11% | 20.63% | 21.52% | 20.83% | 17.52% | 27.68% | 25.54% | 24.77% | 29.92% | 32.34% | 36.18% |
| Net Income Growth % | 37.57% | 24.41% | -8.53% | 3.61% | -2.45% | 64.8% | 7.26% | 3.47% | 6.62% | -11.58% | -0.5% | 7.77% | 18.14% | -26.07% | -6.32% | -21.39% | -33.14% | 7.15% | 2.4% | 41.01% |
| Net Income (Continuing) | 12.52M | 12.89M | 9.7M | 10.63M | 9.1M | 10.36M | 10.6M | 10.26M | 9.33M | 6.29M | 9.88M | 9.92M | 8.75M | 7.11M | 9.94M | 9.2M | 7.41M | 9.62M | 10.61M | 11.71M |
| EPS (Diluted) | 0.96 | 0.97 | 0.72 | 0.78 | 0.65 | 0.72 | 0.74 | 0.71 | 0.64 | 0.43 | 0.68 | 0.67 | 0.58 | 0.47 | 0.66 | 0.61 | 0.49 | 0.63 | 0.69 | 0.76 |
| EPS Growth % | 47.69% | 34.72% | -2.7% | 9.86% | 1.56% | 67.44% | 8.82% | 5.97% | 10.34% | -8.51% | 3.03% | 9.84% | 18.37% | -25.4% | -4.35% | -19.74% | -31.94% | 8.62% | 2.99% | 40.74% |
| EPS (Basic) | 0.96 | 0.97 | 0.73 | 0.78 | 0.66 | 0.73 | 0.75 | 0.72 | 0.64 | 0.43 | 0.68 | 0.67 | 0.58 | 0.47 | 0.66 | 0.62 | 0.49 | 0.63 | 0.70 | 0.77 |
| Diluted Shares Outstanding | 13.1M | 13.35M | 13.67M | 13.78M | 13.92M | 14.3M | 14.34M | 14.38M | 14.55M | 14.59M | 14.64M | 14.75M | 15M | 15M | 15.01M | 15M | 15.12M | 15.3M | 15.34M | 15.38M |