Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
First Busey Corporation's quarterly P/E stands at 9.4x, down 21.5% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 18.09 | 9.44 | 6.16 | 11.00 | — | 12.03 | 11.83 | 12.88 | 13.07 | 13.49 | 8.90 | 9.66 | 7.82 |
| — | -21.5% | -47.9% | -14.5% | — | -10.9% | +32.9% | +33.3% | +67.1% | +33.1% | +3.6% | -10.3% | -37.0% | |
| P/S Ratio | 2.18 | 1.91 | 1.23 | 1.78 | 2.00 | 2.06 | 2.21 | 2.11 | 2.11 | 2.18 | 1.76 | 1.95 | 2.00 |
| — | -7.4% | -44.4% | -15.8% | -5.4% | -5.6% | +25.6% | +8.5% | +5.6% | -15.2% | -27.8% | -30.9% | -37.2% | |
| P/B Ratio | 0.96 | 0.86 | 0.57 | 0.86 | 0.69 | 0.99 | 1.08 | 1.05 | 1.06 | 1.10 | 0.91 | 0.94 | 0.95 |
| — | -13.0% | -46.6% | -17.9% | -34.9% | -10.2% | +18.2% | +11.7% | +10.9% | -9.3% | -18.3% | -14.8% | -18.4% | |
| P/FCF | 13.08 | 8.18 | 6.45 | 11.34 | 57.51 | 6.78 | 6.38 | 13.30 | 9.42 | 8.08 | 6.77 | 7.49 | 6.66 |
| — | +20.7% | +1.2% | -14.8% | +510.2% | -16.1% | -5.9% | +77.6% | +41.6% | +8.8% | -5.5% | -31.7% | -21.9% | |
| EV / EBITDA | 12.62 | 6.88 | 4.31 | 6.16 | — | 6.72 | 7.33 | 8.98 | 7.58 | 7.75 | 7.35 | 9.65 | 9.71 |
| — | +2.4% | -41.2% | -31.3% | — | -13.4% | -0.3% | -6.9% | -22.0% | -22.9% | +0.8% | -2.6% | +5.4% | |
| EV / EBIT | 13.84 | 7.84 | 4.76 | 6.94 | — | 7.61 | 8.20 | 10.21 | 8.72 | 9.05 | 8.45 | 11.14 | 10.94 |
| — | +3.0% | -42.0% | -32.0% | — | -15.9% | -2.9% | -8.4% | -20.3% | -20.5% | +1.3% | -4.7% | -0.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
First Busey Corporation's operating margin was 27.9% in Q4 2025, up 0.8 pp QoQ and up 5.3 pp YoY. This marks the 4th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 14.9% lags the current quarter, suggesting the recent improvement is above-trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 63.9% | 71.2% | 69.1% | 65.8% | 43.9% | 69.2% | 69.5% | 68.8% | 65.8% | 67.5% | 70.6% | 73.2% | 81.7% |
| — | +2.9% | -0.6% | -4.4% | -33.3% | +2.5% | -1.5% | -6.0% | -19.5% | -23.6% | -22.4% | -21.0% | -13.9% | |
| Operating Margin | 17.9% | 27.9% | 27.1% | 22.1% | -17.4% | 22.5% | 25.0% | 23.2% | 21.8% | 20.7% | 24.4% | 25.4% | 32.4% |
| — | +23.7% | +8.4% | -4.9% | -179.9% | +8.8% | +2.4% | -8.8% | -32.9% | -38.8% | -30.2% | -20.2% | +1.6% | |
| Net Margin | 13.0% | 21.9% | 20.0% | 16.2% | -15.9% | 17.0% | 18.8% | 16.5% | 16.3% | 16.1% | 20.0% | 20.3% | 25.7% |
| — | +28.9% | +6.4% | -1.8% | -197.8% | +5.5% | -5.9% | -18.5% | -36.6% | -36.9% | -29.3% | -22.8% | +1.2% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.0% | 2.5% | 2.3% | 2.1% | -1.7% | 2.0% | 2.3% | 2.1% | 2.1% | 2.1% | 2.6% | 2.4% | 3.1% |
| — | +22.5% | +0.4% | -1.3% | -182.0% | -3.5% | -8.8% | -14.5% | -34.6% | -31.5% | -18.5% | -2.4% | +40.0% | |
| ROA | 0.9% | 0.3% | 0.3% | 0.2% | -0.2% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.3% |
| — | +43.1% | +15.2% | +7.7% | -187.7% | +11.5% | +6.6% | -4.1% | -27.2% | -24.2% | -12.6% | -0.0% | +33.3% | |
| ROIC | 5.8% | 2.0% | 2.0% | 1.7% | -1.1% | 1.5% | 1.8% | 1.6% | 1.5% | 1.4% | 1.5% | 1.3% | 1.6% |
| — | +30.9% | +14.2% | +5.1% | -171.7% | +6.7% | +14.4% | +27.4% | -5.5% | -22.1% | -18.8% | -13.9% | +11.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
First Busey Corporation's Debt/EBITDA ratio is 5.5x, up from 5.3x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 65.2% YoY to 0.07x, tightening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.20 | 0.20 | 0.18 | 0.19 | 0.26 | 0.34 | 0.32 | 0.34 | 0.35 | 0.41 | 0.44 | 0.62 | 0.97 |
| — | -41.5% | -41.5% | -43.4% | -25.6% | -17.6% | -28.3% | -45.1% | -63.5% | -48.6% | -17.2% | +12.2% | +90.3% | |
| Debt / EBITDA | 2.39 | 5.55 | 5.29 | 6.39 | — | 11.09 | 9.28 | 10.38 | 11.27 | 13.51 | 12.14 | 17.51 | 22.23 |
| — | -50.0% | -43.0% | -38.5% | — | -17.9% | -23.5% | -40.7% | -49.3% | -23.9% | +4.2% | +16.5% | +52.3% | |
| Current Ratio | 0.07 | 0.07 | 0.03 | 0.05 | 0.08 | 0.19 | 0.24 | 0.21 | 0.25 | 0.27 | 0.24 | 0.24 | 0.25 |
| — | -65.2% | -88.0% | -76.1% | -68.6% | -29.0% | -1.6% | -12.9% | -1.6% | +6.0% | -10.2% | -14.1% | -20.6% | |
| Quick Ratio | 0.07 | 0.07 | 0.03 | 0.05 | 0.08 | 0.19 | 0.24 | 0.21 | 0.25 | 0.27 | 0.24 | 0.24 | 0.25 |
| — | -65.2% | -88.0% | -76.1% | -68.6% | -29.0% | -1.6% | -12.9% | -1.6% | +6.0% | -10.2% | -14.1% | -20.6% | |
| Interest Coverage | 0.58 | 1.00 | 0.86 | 0.68 | -0.52 | 0.75 | 0.82 | 0.78 | 0.70 | 0.64 | 0.84 | 0.96 | 1.84 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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First Busey Corporation's current P/E is 18.1x. The average P/E over the last 3 quarters is 8.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
First Busey Corporation's current operating margin is 17.9%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking First Busey Corporation's business trajectory between earnings reports.