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BWFG logoBankwell Financial Group, Inc. (BWFG) Earnings History

Annual and quarterly earnings data from 2003 to 2025

TTM Net Income
$35M
Profitable
TTM EPS
$4.48
Diluted
YoY EPS Growth
+261.8%
Excellent
Net Margin
16.9%
Profitability
Operating Margin23.3%
Gross Margin51.6%
ROE12.3%
ROA1.1%
Highest Annual Net Income$37M (2022)
Highest Quarterly EPS$1.55 (Q2 2022)
Consecutive Profitable Years16 years
Q4 2025
Net Income$9M
EPS$1.15
QoQ Growth-9.3%Slow

Loading earnings history...

BWFG EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+261.8%
Excellent
3-Year
-2.4%
Slow
5-Year
+42.8%
Excellent
10-Year
+13.9%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

BWFG Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202551.6%23.3%16.9%
202432.9%6.8%5.0%
202350.9%24.9%19.0%
202276.3%39.7%30.9%
202184.6%38.9%30.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Bankwell Financial Group, Inc. (BWFG) Earnings Overview

As of May 8, 2026, Bankwell Financial Group, Inc. (BWFG) reported trailing twelve-month net income of $35M, reflecting +261.8% year-over-year growth. The company earned $4.48 per diluted share over the past four quarters, with a net profit margin of 16.9%.

Looking at the long-term picture, BWFG's 5-year EPS compound annual growth rate (CAGR) stands at +42.8%, indicating exceptional earnings growth. The company achieved its highest annual net income of $37M in fiscal 2022.

Bankwell Financial Group, Inc. maintains industry-leading profitability with a gross margin of 51.6%, operating margin of 23.3%, and net margin of 16.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), CTBI ($93M net income, 22.0% margin), NECB ($44M net income, 28.2% margin), BWFG has room to improve margins relative to the peer group. Compare BWFG vs NBTB →

BWFG Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BWFG logoBWFGCurrent
$35M$4.4816.9%12.3%+261.8%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
CTBI logoCTBI
$93M$5.1722.0%11.3%+5.7%
NECB logoNECB
$44M$3.2528.2%13.3%-7.7%
NFBK logoNFBK
$39M$0.9911.9%4.3%-16.3%
DCOM logoDCOM
$111M$2.5715.2%7.7%+330.9%
Best in group
Lowest in group

BWFG Historical Earnings Data (2003–2025)

21 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$35M+260.3%$48M$4.4516.9%23.3%
2024$10M-73.4%$13M$1.235.0%6.8%
2023$37M-2.0%$48M$4.6719.0%24.9%
2022$37M+40.8%$48M$4.7930.9%39.7%
2021$27M+350.3%$34M$3.3630.5%38.9%
2020$6M-67.6%$7M$0.757.3%9.1%
2019$18M+4.5%$23M$2.3120.7%26.0%
2018$17M+26.1%$21M$2.2120.8%25.2%
2017$14M+12.0%$25M$1.7818.2%33.1%
2016$12M+36.8%$18M$1.6219.4%28.8%

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BWFG — Frequently Asked Questions

Quick answers to the most common questions about buying BWFG stock.

Is BWFG growing earnings?

BWFG EPS is $4.48, with earnings growth accelerating to +261.8%. This exceeds the 5-year CAGR of +42.8%. TTM net income reached $35M.

What are BWFG's profit margins?

Bankwell Financial Group, Inc. net margin is +16.9%, with operating margin at +23.3%. Above-average margins indicate pricing power.

How consistent are BWFG's earnings?

BWFG earnings data spans 2003-2025. The accelerating earnings trend is +261.8% YoY. Historical data enables comparison across business cycles.

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BWFG Earnings Over Time (2014–2025)

Net income and EPS trends