Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.24 | 10.25 | 9.54 | 8.60 | 9.96 | 8.71 | 7.83 | 8.67 | 21.05 | 31.20 | 45.30 | 13.51 | 6.92 | 4.85 | 5.98 | 4.67 | 7.07 | 6.17 | 5.01 | 8.13 | 8.29 |
| — | +17.7% | +21.8% | -0.8% | -52.7% | -72.1% | -82.7% | -35.8% | +204.1% | +542.7% | +658.2% | +189.1% | -2.2% | -21.3% | +19.3% | -42.5% | -14.7% | -26.4% | -42.7% | -14.3% | -93.2% | |
| P/S Ratio | 4.34 | 3.64 | 3.53 | 3.11 | 2.97 | 3.05 | 2.71 | 2.48 | 2.84 | 2.64 | 2.24 | 2.26 | 2.47 | 1.97 | 1.82 | 1.75 | 2.04 | 2.22 | 2.37 | 3.19 | 3.21 |
| — | +19.6% | +30.4% | +25.4% | +4.4% | +15.3% | +20.6% | +9.6% | +15.1% | +34.0% | +23.0% | +29.2% | +21.3% | -11.0% | -22.9% | -45.2% | -36.6% | -24.8% | -20.6% | +0.8% | +26.9% | |
| P/B Ratio | 1.82 | 1.54 | 1.43 | 1.21 | 1.19 | 1.19 | 0.99 | 0.85 | 0.89 | 0.86 | 0.74 | 0.74 | 0.87 | 0.72 | 0.74 | 0.78 | 0.93 | 0.96 | 1.05 | 1.24 | 1.26 |
| — | +30.0% | +44.3% | +43.0% | +34.2% | +37.4% | +34.7% | +14.1% | +2.4% | +20.1% | -1.2% | -4.8% | -6.9% | -24.9% | -29.0% | -37.1% | -25.7% | -16.8% | -6.8% | +11.1% | +46.8% | |
| P/FCF | 14.64 | 9.46 | 11.53 | 13.04 | 12.36 | 8.74 | 11.52 | 15.26 | 4.22 | — | 7.25 | 5.57 | — | 3.69 | 3.97 | 7.39 | 3.26 | 3.11 | 2.73 | 3.08 | 7.48 |
| — | +8.2% | +0.0% | -14.5% | +193.1% | — | +59.0% | +173.8% | — | — | +82.7% | -24.6% | — | +18.4% | +45.3% | +139.7% | -56.4% | -34.6% | -99.2% | -17.6% | +46.3% | |
| EV / EBITDA | 5.81 | 2.82 | 5.34 | 4.84 | 5.14 | 3.48 | 2.17 | 1.29 | 5.30 | 7.87 | 12.64 | 4.72 | 2.47 | 1.59 | 3.10 | 1.71 | 0.80 | 3.37 | 3.47 | 1.47 | 1.08 |
| — | -18.9% | +145.4% | +276.2% | -2.9% | -55.8% | -82.8% | -72.8% | +114.5% | +395.2% | +308.3% | +176.4% | +209.8% | -52.9% | -10.7% | +16.0% | -26.0% | -15.3% | +1635.6% | +410.4% | +110.0% | |
| EV / EBIT | 10.59 | 2.82 | 5.69 | 5.21 | 5.53 | 3.75 | 2.36 | 1.43 | 6.56 | 10.58 | 20.63 | 5.59 | 2.67 | 1.70 | 3.37 | 1.82 | 0.86 | 3.63 | 3.66 | 1.58 | 1.17 |
| — | -24.7% | +141.0% | +265.5% | -15.8% | -64.6% | -88.6% | -74.5% | +145.7% | +522.1% | +512.3% | +207.4% | +209.2% | -53.1% | -7.8% | +15.2% | -26.2% | -17.1% | +1516.8% | +393.3% | +104.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 99.0% | 103.6% | 96.3% | 103.4% | 98.0% | 98.7% | 101.6% | 98.0% | 78.9% | 71.2% | 62.6% | 83.3% | 104.1% | 106.7% | 89.8% | 96.9% | 84.4% | 90.5% | 105.8% | 98.9% | 99.4% |
| — | +5.0% | -5.2% | +5.5% | +24.1% | +38.6% | +62.2% | +17.7% | -24.2% | -33.3% | -30.3% | -14.1% | +23.4% | +18.0% | -15.1% | -2.0% | -15.1% | -8.9% | +5.7% | -2.9% | +4.3% | |
| Operating Margin | 44.8% | 47.5% | 49.8% | 47.2% | 46.9% | 47.3% | 45.5% | 38.0% | 19.2% | 12.4% | 6.7% | 23.0% | 49.1% | 54.7% | 40.1% | 50.1% | 38.8% | 46.4% | 62.0% | 50.4% | 50.4% |
| — | +0.3% | +9.4% | +24.0% | +144.7% | +281.7% | +576.5% | +65.2% | -60.9% | -77.3% | -83.2% | -54.0% | +26.6% | +18.1% | -35.4% | -0.7% | -23.1% | +2.6% | +39.9% | +15.2% | +1365.3% | |
| Net Margin | 32.5% | 36.0% | 37.7% | 37.0% | 30.2% | 35.4% | 35.0% | 29.2% | 14.0% | 8.8% | 5.1% | 17.1% | 36.5% | 41.6% | 31.4% | 38.3% | 29.3% | 36.7% | 48.1% | 40.1% | 39.6% |
| — | +1.9% | +7.8% | +26.7% | +115.4% | +301.8% | +586.1% | +71.3% | -61.6% | -78.9% | -83.8% | -55.5% | +24.3% | +13.5% | -34.7% | -4.4% | -25.8% | +2.6% | +39.3% | +17.1% | +1657.1% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.3% | 3.9% | 3.9% | 3.7% | 3.1% | 3.5% | 3.3% | 2.5% | 1.1% | 0.7% | 0.4% | 1.4% | 3.3% | 3.9% | 3.3% | 4.3% | 3.4% | 4.0% | 5.5% | 4.0% | 3.9% |
| — | +10.7% | +19.7% | +45.6% | +179.6% | +385.9% | +678.8% | +79.0% | -66.2% | -81.3% | -87.1% | -67.3% | -4.6% | -3.9% | -41.1% | +8.4% | -13.0% | +13.3% | +67.8% | +27.6% | +1949.6% | |
| ROA | 1.1% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.1% | 0.1% | 0.0% | 0.1% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.4% | 0.5% | 0.3% | 0.3% |
| — | +16.5% | +27.6% | +56.9% | +200.3% | +409.0% | +697.5% | +80.8% | -65.0% | -79.7% | -85.5% | -63.0% | -1.8% | -15.5% | -49.7% | -3.8% | -19.5% | +16.7% | +76.7% | +31.1% | +2109.9% | |
| ROIC | 8.0% | 2.6% | 2.8% | 2.3% | 2.3% | 2.3% | 2.2% | 1.7% | 0.7% | 0.5% | 0.3% | 0.9% | 2.0% | 2.3% | 1.9% | 2.5% | 2.0% | 2.3% | 3.5% | 2.7% | 2.6% |
| — | +13.0% | +29.8% | +41.5% | +227.1% | +390.3% | +741.9% | +84.6% | -65.2% | -79.6% | -86.3% | -64.8% | +1.3% | +1.5% | -46.4% | -4.4% | -21.9% | +1.5% | +82.0% | +74.6% | +2421.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.60 | 0.58 | 0.31 | 0.42 | 0.60 | 0.49 | 0.51 | 0.40 | 0.59 | 0.59 | 0.60 | 0.59 | 0.60 | 0.62 | 0.64 | 0.66 | 0.67 | 0.69 | 0.62 | 0.40 | 0.42 |
| — | +18.1% | -39.5% | +4.6% | +1.1% | -17.0% | -14.5% | -33.0% | -1.6% | -3.6% | -6.7% | -9.5% | -10.1% | -10.1% | +3.3% | +63.3% | +59.4% | +41.2% | +30.6% | -49.7% | -63.1% | |
| Debt / EBITDA | 3.42 | 4.85 | 5.74 | 8.39 | 11.74 | 9.96 | 11.28 | 11.02 | 31.69 | 43.72 | 66.25 | 26.45 | 12.83 | 11.57 | 14.37 | 11.02 | 13.84 | 12.74 | 8.55 | 7.63 | 7.81 |
| — | -51.4% | -49.1% | -23.9% | -63.0% | -77.2% | -83.0% | -58.3% | +147.1% | +277.8% | +360.9% | +140.1% | -7.3% | -9.1% | +68.2% | +44.3% | +77.2% | +27.2% | -14.5% | -59.0% | -95.1% | |
| Current Ratio | 1.89 | 2.05 | 1.04 | 51.00 | 1.89 | 0.12 | 0.13 | 0.12 | 0.12 | 0.15 | 0.13 | 0.14 | 0.11 | 0.13 | 0.11 | 0.13 | 0.16 | 0.14 | 0.12 | 0.18 | 0.18 |
| — | +1599.0% | +676.9% | +42507.5% | +1451.3% | -18.7% | +0.4% | -13.2% | +14.2% | +11.0% | +18.5% | +7.0% | -34.0% | -1.5% | -7.3% | -26.7% | -9.9% | -0.4% | -38.7% | -24.2% | -32.7% | |
| Quick Ratio | 1.89 | 2.05 | 1.04 | 51.00 | 1.89 | 0.12 | 0.13 | 0.12 | 0.12 | 0.15 | 0.13 | 0.14 | 0.11 | 0.13 | 0.11 | 0.13 | 0.16 | 0.14 | 0.12 | 0.18 | 0.18 |
| — | +1599.0% | +676.9% | +42507.5% | +1451.3% | -18.7% | +0.4% | -13.2% | +14.2% | +11.0% | +18.5% | +7.0% | -34.0% | -1.5% | -7.3% | -26.7% | -9.9% | -0.4% | -38.7% | -24.2% | -32.7% | |
| Interest Coverage | 0.49 | 1.71 | 0.72 | 0.61 | 0.60 | 0.55 | 0.48 | 0.34 | 0.15 | 0.10 | 0.06 | 0.19 | 0.42 | 0.50 | 0.45 | 0.72 | 0.83 | 2.28 | 6.09 | 3.69 | 3.36 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BWFG stock.
Bankwell Financial Group, Inc.'s current P/E is 12.2x. The average P/E over the last 4 quarters is 9.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Bankwell Financial Group, Inc.'s current operating margin is 44.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Bankwell Financial Group, Inc.'s business trajectory between earnings reports.