Broadway Financial Corporation (BYFC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 9.56M | 8.73M | 8.62M | 7.75M | 8.04M | 8M | 8.33M | 7.92M | 7.52M | 7.15M | 6.77M | 7.27M | 8.27M | 9.04M | 8.61M | 8.04M | 7.17M | 6.35M | 5.99M | 5.82M |
| NII Growth % | 18.86% | 9.17% | 3.45% | -2.06% | 6.92% | 11.89% | 22.99% | 8.94% | -9.06% | -20.96% | -21.32% | -9.58% | 15.37% | 42.48% | 43.68% | 38.09% | 152.09% | 121.66% | 77.41% | 92.05% |
| Net Interest Margin % | 0.67% | 0.65% | 0.65% | 0.62% | 0.65% | 0.6% | 0.61% | 0.58% | 0.55% | 0.52% | 0.55% | 0.59% | 0.69% | 0.76% | 0.74% | 0.66% | 0.63% | 0.58% | 0.56% | 0.56% |
| Interest Income | 16.72M | 16.29M | 15.79M | 14.4M | 14.8M | 15.76M | 16.17M | 15.49M | 14.79M | 12.62M | 11.93M | 11.64M | 11.17M | 10.66M | 9.23M | 8.5M | 8.01M | 7.18M | 6.91M | 6.88M |
| Interest Expense | 7.16M | 7.56M | 7.17M | 6.64M | 6.76M | 7.76M | 7.84M | 7.57M | 7.27M | 5.47M | 5.15M | 4.37M | 2.9M | 1.62M | 620K | 463K | 839K | 836K | 918K | 1.06M |
| Loan Loss Provision | 200K | 47K | 679K | -454K | 1.91M | -489K | 399K | 494K | 260K | 125K | -2K | 768K | 88K | 405K | 1.02M | -577K | 148K | -270K | 365K | 81K |
| Non-Interest Income | 589K | 687K | 422K | 355K | 288K | 559K | 416K | 273K | 306K | 4.48M | 331K | 260K | 289K | 288K | 365K | 261K | 281K | 290K | 609K | 2.19M |
| Non-Interest Income % | 3.4% | 4.05% | 2.6% | 2.41% | 1.91% | 3.43% | 2.51% | 1.73% | 2.03% | 26.19% | 2.7% | 2.18% | 2.52% | 2.63% | 3.8% | 2.98% | 3.39% | 3.88% | 8.1% | 24.15% |
| Total Revenue | 17.31M | 16.98M | 16.21M | 14.75M | 15.09M | 16.32M | 16.58M | 15.76M | 15.1M | 17.09M | 12.26M | 11.9M | 11.46M | 10.95M | 9.59M | 8.76M | 8.29M | 7.47M | 7.52M | 9.08M |
| Revenue Growth % | 14.7% | 4.04% | -2.23% | -6.4% | -0.07% | -4.53% | 35.27% | 32.45% | 31.72% | 56.13% | 27.78% | 35.81% | 38.24% | 46.53% | 27.6% | -3.46% | 112.62% | 75.48% | 57.28% | 88.69% |
| Non-Interest Expense | 8.02M | 7.95M | 31.52M | 7.52M | 10.2M | 7.21M | 7.59M | 7.28M | 7.81M | 7.71M | 6.98M | 6.42M | 6.21M | 6.64M | 6.07M | 6.27M | 5.96M | 8.95M | 5.98M | 5.37M |
| Efficiency Ratio | 46.31% | 46.8% | 194.4% | 50.99% | 67.58% | 44.18% | 45.8% | 46.19% | 51.73% | 45.1% | 56.95% | 53.96% | 54.14% | 60.65% | 63.3% | 71.51% | 71.88% | 119.75% | 79.52% | 59.21% |
| Operating Income | 1.94M | 1.42M | -23.16M | 1.04M | -3.78M | 1.83M | 753K | 417K | -240K | 3.79M | 125K | 339K | 2.27M | 2.28M | 1.88M | 2.61M | 1.34M | -2.04M | 257K | 2.56M |
| Operating Margin % | 11.19% | 8.39% | -142.84% | 7.06% | -25.04% | 11.24% | 4.54% | 2.65% | -1.59% | 22.17% | 1.02% | 2.85% | 19.79% | 20.86% | 19.6% | 29.79% | 16.22% | -27.33% | 3.42% | 28.18% |
| Operating Income Growth % | 151.24% | -22.4% | -3175.43% | 149.88% | -1474.17% | -51.58% | 502.4% | 23.01% | -110.58% | 65.94% | -93.35% | -87.01% | 68.7% | 211.85% | 631.52% | 2.03% | 123.77% | -196.8% | 272.48% | 2082.95% |
| Pretax Income | 1.94M | 1.42M | -23.16M | 1.04M | -3.78M | 1.83M | 753K | 417K | -240K | 3.79M | 125K | 339K | 2.27M | 2.28M | 1.88M | 2.61M | 1.34M | -2.04M | 257K | 2.56M |
| Pretax Margin % | 11.19% | 8.39% | -142.84% | 7.06% | -25.04% | 11.24% | 4.54% | 2.65% | -1.59% | 22.17% | 1.02% | 2.85% | 19.79% | 20.86% | 19.6% | 29.79% | 16.22% | -27.33% | 3.42% | 28.18% |
| Income Tax | 390K | 392K | 736K | 296K | -1.09M | 516K | 209K | 146K | -57K | 1.18M | 39K | 93K | 674K | 759K | 534K | 757K | 363K | -640K | 51K | 1.82M |
| Effective Tax Rate % | 20.14% | 27.53% | -3.18% | 28.41% | 28.75% | 28.12% | 27.76% | 35.01% | 23.75% | 31.11% | 31.2% | 27.43% | 29.7% | 33.23% | 28.4% | 29% | 26.99% | 31.34% | 19.84% | 71.31% |
| Net Income | 1.56M | 1.04M | -23.88M | 752K | -2.69M | 1.3M | 522K | 269K | -164K | 2.61M | 91K | 243K | 1.57M | 1.51M | 1.32M | 1.85M | 958K | -1.45M | 182K | 701K |
| Net Margin % | 9.01% | 6.15% | -147.31% | 5.1% | -17.82% | 7.96% | 3.15% | 1.71% | -1.09% | 15.25% | 0.74% | 2.04% | 13.72% | 13.75% | 13.74% | 21.16% | 11.55% | -19.35% | 2.42% | 7.72% |
| Net Income Growth % | 158.01% | -19.55% | -4675.29% | 179.55% | -1539.63% | -50.17% | 473.63% | 10.7% | -110.43% | 73.11% | -93.1% | -86.89% | 64.2% | 204.15% | 624.18% | 164.48% | 127.47% | -148.88% | 174.59% | 224.54% |
| Net Income (Continuing) | 1.55M | 1.03M | -23.89M | 746K | -2.69M | 1.32M | 544K | 271K | -183K | 2.61M | 86K | 246K | 1.59M | 1.52M | 1.35M | 1.85M | 982K | -1.4M | 206K | 734K |
| EPS (Diluted) | 0.09 | 0.03 | -2.86 | 0.00 | -0.40 | 0.06 | -0.03 | 0.03 | -0.02 | 0.29 | 0.01 | 0.03 | 0.16 | 0.16 | 0.14 | 0.20 | 0.10 | -0.16 | 0.02 | 0.08 |
| EPS Growth % | 122.5% | -46.83% | -10571.64% | -99.35% | -1900% | -79.31% | -368% | 16.79% | -112.5% | 81.25% | -92.86% | -86.9% | 60% | 200% | 586.27% | 150.63% | 117.54% | 5.88% | 128.69% | 27.88% |
| EPS (Basic) | 0.09 | 0.03 | -2.86 | 0.00 | -0.40 | 0.06 | -0.03 | 0.03 | -0.02 | 0.29 | 0.01 | 0.03 | 0.17 | 0.16 | 0.14 | 0.20 | 0.11 | -0.16 | 0.02 | 0.08 |
| Diluted Shares Outstanding | 8.83M | 8.62M | 8.62M | 8.81M | 8.55M | 9.17M | 8.68M | 8.6M | 8.41M | 9.01M | 8.83M | 9.28M | 9.83M | 9.41M | 9.54M | 9.12M | 9.07M | 8.93M | 8.93M | 8.79M |