Camden National Corporation (CAC) Earnings History
Annual and quarterly earnings data from 1996 to 2025
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CAC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
CAC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 62.8% | 22.2% | 17.7% |
| 2024 | 59.4% | 22.6% | 18.3% |
| 2023 | 62.3% | 21.5% | 17.3% |
| 2022 | 85.8% | 36.9% | 29.4% |
| 2021 | 95.9% | 44.7% | 35.6% |
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Camden National Corporation (CAC) Earnings Overview
As of May 8, 2026, Camden National Corporation (CAC) reported trailing twelve-month net income of $65M, reflecting +6.1% year-over-year growth. The company earned $3.84 per diluted share over the past four quarters, with a net profit margin of 17.7%.
Looking at the long-term picture, CAC's 5-year EPS compound annual growth rate (CAGR) stands at -0.6%, signaling declining earnings. The company achieved its highest annual net income of $69M in fiscal 2021.
Camden National Corporation maintains industry-leading profitability with a gross margin of 62.8%, operating margin of 22.2%, and net margin of 17.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), CNOB ($80M net income, 13.3% margin), FUNC ($25M net income, 18.4% margin), CAC has room to improve margins relative to the peer group. Compare CAC vs NBTB →
CAC Earnings vs Peers
Earnings metrics vs comparable public companies
CAC Historical Earnings Data (1996–2025)
30 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $65M | +22.9% | $82M | $3.84 | 17.7% | 22.2% |
| 2024 | $53M | +22.2% | $65M | $3.62 | 18.3% | 22.6% |
| 2023 | $43M | -29.4% | $54M | $2.97 | 17.3% | 21.5% |
| 2022 | $61M | -11.0% | $77M | $4.17 | 29.4% | 36.9% |
| 2021 | $69M | +16.0% | $87M | $4.60 | 35.6% | 44.7% |
| 2020 | $59M | +4.0% | $74M | $3.95 | 29.2% | 36.5% |
| 2019 | $57M | +7.8% | $72M | $3.69 | 27.6% | 34.6% |
| 2018 | $53M | +86.4% | $66M | $3.40 | 28.5% | 35.3% |
| 2017 | $28M | -28.9% | $62M | $1.82 | 16.6% | 36.3% |
| 2016 | $40M | +91.2% | $58M | $2.57 | 24.2% | 34.8% |
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Start ComparisonCAC — Frequently Asked Questions
Quick answers to the most common questions about buying CAC stock.
Is CAC growing earnings?
CAC EPS stands at $3.84, with +6.1% growth matching the 5-year CAGR of -0.6%. TTM net income is $65M. Earnings trajectory remains consistent.
What are CAC's profit margins?
Camden National Corporation net margin is +17.7%, with operating margin at +22.2%. Above-average margins indicate pricing power.
How consistent are CAC's earnings?
CAC earnings data spans 1996-2025. The current earnings trend is +6.1% YoY. Historical data enables comparison across business cycles.