Trailing Dividend / Share
$1.68
Camden National Corporation (CAC) Dividend History
Income profile from 1997 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.2%
Payout Ratio
43.7%
Sustainable
Dividend Streak
0 years
CAC Dividend Income Check
Safety
43.7% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 4.7% and trend is rising.
CAC Dividend Scorecard
Yield & Income
Dividend Yield3.2%
Trailing DPS$1.68
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout43.7%
Earnings SafetySustainable
FCF Payout172.2%
FCF SafetyStretched
Piotroski F-Score8/9
Growth
Growth Streak0 years
3Y CAGR1.6%
5Y CAGR4.9%
Yield on Cost (5Y)4.7%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield3.2%
1Y Total Return38.4%
5Y Total Return29.0%
Div Contribution (5Y)17.7%
Estimated $10K growth (return + dividends):
5Y ago$12,90310Y ago$23,05720Y ago$28,447
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
CAC Income Growth Story
Dividend per share and yield on cost over time (30 years of payments)
CAC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Camden National Corporation distributes 43.7% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 172.2%, rated "Stretched".
Piotroski F-Score: 8/9 — strong financial health.
Growth Track Record
CAC does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 1.6% and 5-year CAGR of 4.9%.
Total Shareholder Returns
Beyond cash dividends, CAC returns capital through share repurchases. The combined picture: 3.2% dividend yield, 3.2% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.7% and is currently rising. The 5-year total return is 29.0%, with dividends contributing 17.7% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $23,057 today.
FCF payout is stretched — the dividend consumes a large share of free cash flow.
CAC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$8.20
Avg/Payment$0.4100
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 15, 2026Latest | $0.4200 | — | 3.33% | Apr 30, 2026 |
| Jan 15, 2026 | $0.4200 | — | 3.68% | Jan 30, 2026 |
| Oct 15, 2025 | $0.4200 | — | 4.53% | Oct 31, 2025 |
| Jul 15, 2025 | $0.4200 | — | 4.04% | Jul 31, 2025 |
| Apr 15, 2025 | $0.4200 | — | 4.49% | Apr 30, 2025 |
| Jan 15, 2025 | $0.4200 | — | 3.81% | Jan 31, 2025 |
| Oct 15, 2024 | $0.4200 | — | 3.98% | Oct 31, 2024 |
| Jul 15, 2024 | $0.4200 | — | 4.63% | Jul 31, 2024 |
CAC Dividend vs Peers
Comparable companies in the same industry
#3 yield in peer group
Div Yield
3.2%
#3 of 9
Safety
Sustainable
43.7% payout
Streak
0Y
4.9% 5Y CAGR
Total Shareholder
3.2%
#6 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
3rd CACCamden National Corp… | $880M | 3.2% | 43.7% | 0 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.5B | 3.0% | 42.9% | 13 | Sustainable |
 CNOBConnectOne Bancorp, … | $1.6B | 1.9% | 39.7% | 7 | Sustainable |
 FUNCFirst United Corpora… | $275M | 2.2% | 24.3% | 7 | Sustainable |
2nd  NECBNortheast Community … | $359M | 3.8% | 30.0% | 2 | Sustainable |
 MNSBMainStreet Bancshare… | $178M | 1.7% | 19.5% | 0 | Sustainable |
 CFFIC&F Financial Corpor… | $247M | 2.4% | 22.2% | 1 | Sustainable |
 INDBIndependent Bank Cor… | $4.0B | 2.6% | 50.7% | 15 | Sustainable |
1st  FISFidelity National In… | $19.5B | 4.3% | 2.2% | 1 | Sustainable |
CAC Annual Dividend History (1996–2026)
31 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.84 | — | 2 | — | — | — | 2.3% |
| 2025 | $1.68 | 0.0% | 4 | $3.84 | 43.8% | 2.29x | 4.7% |
| 2024 | $1.68 | 0.0% | 4 | $3.62 | 46.4% | 2.15x | 4.7% |
| 2023 | $1.68 | 5.0% | 4 | $2.97 | 56.6% | 1.77x | 4.7% |
| 2022 | $1.60 | 13.5% | 4 | $4.17 | 38.4% | 2.61x | 4.4% |
| 2021 | $1.41 | 6.8% | 4 | $4.60 | 30.7% | 3.26x | 3.9% |
| 2020 | $1.32 | 10.0% | 4 | $3.95 | 33.4% | 2.99x | 3.7% |
| 2019 | $1.20 | 9.1% | 4 | $3.69 | 32.5% | 3.08x | 3.3% |
| 2018 | $1.10 | 19.6% | 4 | $3.40 | 32.4% | 3.09x | 3.1% |
| 2017 | $0.92 | 15.0% | 4 | $1.82 | 50.5% | 1.98x | 2.6% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
29+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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CAC — Frequently Asked Questions
Quick answers to the most common questions about buying CAC stock.
How much dividend does CAC pay per share?
Camden National Corporation (CAC) pays a trailing 12-month dividend of $1.68 per share, with a current dividend yield of +3.2%. Payments are made Semi-Annual.
When is CAC's next ex-dividend date?
CAC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. CAC typically pays dividends Semi-Annual.
Is CAC's dividend safe?
CAC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +43.7% and FCF payout ratio of +172.2%. The dividend history does not yet show a prolonged growth streak.
How many years has CAC increased its dividend?
CAC has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +4.9%.
How often does CAC pay dividends?
Camden National Corporation pays dividends Semi-Annual. The trailing 12-month total is $1.68 per share. Dividend data on this page covers 29+ years from 1997 to 2026.
How much would $10,000 invested in CAC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in CAC five years ago would be worth approximately $12,903 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is CAC's yield on cost for long-term holders?
CAC's yield on cost — the current dividend divided by the original purchase price — is +4.7% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.2% market yield, thanks to consistent dividend growth.