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CADE logoCadence Bank (CADE) Earnings History

Annual and quarterly earnings data from 1989 to 2024

TTM Net Income
$530M
Profitable
TTM EPS
$2.81
Diluted
YoY EPS Growth
-5.1%
Slow
Net Margin
18.0%
Profitability
Operating Margin23.3%
Gross Margin59.3%
ROE9.8%
ROA1.1%
Highest Annual Net Income$542M (2023)
Highest Quarterly EPS$1.41 (Q4 2023)
Consecutive Profitable Years36 years
Q3 2025
Net Income$130M
EPS$0.67
QoQ Growth-3.6%Slow

Loading earnings history...

CADE EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-5.1%
Slow
3-Year
+21.6%
Excellent
5-Year
+3.8%
Solid
10-Year
+8.6%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

CADE Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202459.3%23.3%18.0%
202352.6%-0.0%24.7%
202288.6%30.3%24.3%
202180.9%20.0%17.3%
202082.6%25.3%20.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Cadence Bank (CADE) Earnings Overview

As of May 6, 2026, Cadence Bank (CADE) reported trailing twelve-month net income of $530M, reflecting -5.1% year-over-year growth. The company earned $2.81 per diluted share over the past four quarters, with a net profit margin of 18.0%.

Looking at the long-term picture, CADE's 5-year EPS compound annual growth rate (CAGR) stands at +3.8%, reflecting modest earnings expansion. The company achieved its highest annual net income of $542M in fiscal 2023.

Cadence Bank maintains industry-leading profitability with a gross margin of 59.3%, operating margin of 23.3%, and net margin of 18.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including PNFP ($624M net income, 16.6% margin), SFNC (-$398M net income, -63.4% margin), HOMB ($458M net income, 27.7% margin), CADE has outperformed on profitability metrics. Compare CADE vs PNFP →

CADE Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
CADE logoCADECurrent
$530M$2.8118.0%9.8%-5.1%—
PNFP logoPNFP
$624M$8.0716.6%7.6%-16.5%
SFNC logoSFNC
-$398M$-2.74-63.4%-11.4%-343.8%
HOMB logoHOMB
$458M$2.3227.7%10.4%+3.6%
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
HOPE logoHOPE
$59M$0.456.0%2.6%-43.9%
Best in group
Lowest in group

CADE Historical Earnings Data (1989–2024)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$524M-3.4%$676M$2.7718.0%23.3%
2023$542M+17.1%$-910,000$2.9224.7%-0.0%
2022$463M+137.4%$577M$2.4624.3%30.3%
2021$195M-14.4%$225M$1.5417.3%20.0%
2020$228M-2.7%$288M$2.1220.1%25.3%
2019$234M+5.8%$300M$2.3022.2%28.4%
2018$221M+44.6%$265M$2.2323.7%28.3%
2017$153M+15.3%$232M$1.6719.6%29.7%
2016$133M+4.1%$196M$1.4117.5%25.9%
2015$127M+9.2%$187M$1.3317.3%25.3%

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Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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CADE — Frequently Asked Questions

Quick answers to the most common questions about buying CADE stock.

Is CADE growing earnings?

CADE EPS fell to $2.81, with earnings declining -5.1%. This contrasts with the 5-year CAGR of +3.8%. TTM net income dropped to $530M.

What are CADE's profit margins?

Cadence Bank net margin is +18.0%, with operating margin at +23.3%. Above-average margins indicate pricing power.

How consistent are CADE's earnings?

CADE earnings data spans 1989-2024. The declining earnings trend is -5.1% YoY. Historical data enables comparison across business cycles.

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CADE Earnings Over Time (2013–2024)

Net income and EPS trends