Carver Bancorp, Inc. (CARV) quarterly income statement — complete revenue, gross profit & net income history
Carver Bancorp, Inc. (CARV) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 |
|---|
| Net Interest Income | 5.14M | 5.13M | 5.1M | 5.13M | 5.64M | 4.7M | 2.96M | 6M | 5.5M | 6.18M | 5.48M | 5.4M | 5.5M | 5.73M | 5.74M | 5.5M | 5.81M | 5.58M | 5.07M | 5.16M |
| NII Growth % | -8.86% | 9.24% | 72.45% | -14.4% | 2.49% | -23.98% | -46.09% | 11.04% | 0.04% | 7.85% | -4.56% | -1.89% | -5.37% | 2.71% | 13.23% | 6.56% | 24.98% | 28.88% | 22.54% | 33.3% |
| Net Interest Margin % | 0.79% | 0.76% | 0.74% | 0.74% | 0.79% | 0.64% | 0.41% | 0.8% | 0.74% | 0.82% | 0.71% | 0.73% | 0.77% | 0.79% | 0.81% | 0.73% | 0.84% | 0.76% | 0.7% | 0.73% |
| Interest Income | 8M | 8.19M | 8.38M | 8.57M | 9.2M | 8.4M | 6.84M | 9.83M | 9.21M | 9.74M | 8.47M | 8.01M | 7.79M | 7.4M | 7.2M | 6.72M | 6.37M | 6.15M | 5.67M | 5.72M |
| Interest Expense | 2.86M | 3.06M | 3.29M | 3.44M | 3.56M | 3.71M | 3.89M | 3.83M | 3.7M | 3.56M | 2.99M | 2.61M | 2.29M | 1.68M | 1.46M | 1.22M | 559K | 575K | 593K | 554K |
| Loan Loss Provision | 125K | 121K | 9K | -15K | -26K | 374K | 96K | 461K | 260K | 6K | -97K | 168K | 6K | 597K | 305K | -189K | -27K | 135K | 192K | 204K |
| Non-Interest Income | 1.7M | 1.79M | 2M | 1.25M | 1.27M | 639K | 833K | 584K | 705K | 2.01M | 2.52M | 1.46M | 755K | 1.61M | 907K | 1.02M | 635K | 718K | 1.75M | 3.1M |
| Non-Interest Income % | 24.87% | 25.92% | 28.13% | 19.57% | 18.35% | 11.98% | 21.99% | 8.88% | 11.35% | 24.55% | 31.5% | 21.32% | 12.07% | 21.99% | 13.64% | 15.69% | 9.85% | 11.4% | 25.65% | 37.55% |
| Total Net Revenue | 6.84M | 6.93M | 7.09M | 6.38M | 6.91M | 5.34M | 3.79M | 6.58M | 6.21M | 8.19M | 8M | 6.86M | 6.26M | 7.34M | 6.65M | 6.53M | 6.45M | 6.3M | 6.82M | 8.27M |
| Revenue Growth % | -0.96% | 29.8% | 87.2% | -3.01% | 11.27% | -34.85% | -52.66% | -4.12% | -0.77% | 11.52% | 20.32% | 5.13% | -2.98% | 16.65% | -2.52% | -21.07% | 3.25% | 5.44% | 35.41% | 41.42% |
| Non-Interest Expense | 8.51M | 8.33M | 8.79M | 8.83M | 8.11M | 8.73M | 9.34M | 8.23M | 8.16M | 8.17M | 8.08M | 8.28M | 7.67M | 8.25M | 7.43M | 7.67M | 7.33M | 6.03M | 5.93M | 6.98M |
| Efficiency Ratio | 124.4% | 120.33% | 123.96% | 138.33% | 117.41% | 163.66% | 246.57% | 125.11% | 131.44% | 99.79% | 100.97% | 120.66% | 122.61% | 112.3% | 111.79% | 117.53% | 113.71% | 95.81% | 86.98% | 84.42% |
| Operating Income | -1.79M | -1.53M | -1.71M | -396K | -1.18M | -3.77M | -5.65M | -2.11M | -2.21M | 11K | 19K | -1.59M | -1.42M | -1.5M | -1.09M | -955K | -857K | 129K | 696K | 1.08M |
| Operating Margin % | -26.23% | -22.08% | -24.09% | -6.21% | -17.04% | -70.67% | -149.1% | -32.12% | -35.63% | 0.13% | 0.24% | -23.11% | -22.71% | -20.42% | -16.38% | -14.63% | -13.29% | 2.05% | 10.2% | 13.11% |
| Operating Income Growth % | -52.51% | 59.45% | 69.76% | 81.26% | 46.79% | -34381.82% | -29826.32% | -33.23% | -55.66% | 100.73% | 101.74% | -66.07% | -65.81% | -1262.79% | -256.47% | -188.1% | 68.9% | 113.37% | 153.13% | 233.99% |
| Pretax Income | -1.79M | -1.53M | -1.71M | -2.43M | -1.18M | -3.77M | -5.65M | -2.11M | -2.21M | 11K | 19K | -1.59M | -1.42M | -1.5M | -1.09M | -955K | -857K | 129K | 696K | 1.08M |
| Pretax Margin % | -26.23% | -22.08% | -24.09% | -38.1% | -17.04% | -70.67% | -149.1% | -32.12% | -35.63% | 0.13% | 0.24% | -23.11% | -22.71% | -20.42% | -16.38% | -14.63% | -13.29% | 2.05% | 10.2% | 13.11% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | -1.79M | -1.53M | -1.71M | -2.43M | -1.18M | -3.77M | -5.65M | -2.11M | -2.21M | 11K | 19K | -1.59M | -1.42M | -1.5M | -1.09M | -955K | -857K | 129K | 696K | 1.08M |
| Net Margin % | -26.23% | -22.08% | -24.09% | -38.1% | -17.04% | -70.67% | -149.1% | -32.12% | -35.63% | 0.13% | 0.24% | -23.11% | -22.71% | -20.42% | -16.38% | -14.63% | -13.29% | 2.05% | 10.2% | 13.11% |
| Net Income Growth % | -52.51% | 59.45% | 69.76% | -15.05% | 46.79% | -34381.82% | -29826.32% | -33.23% | -55.66% | 100.73% | 101.74% | -66.07% | -65.81% | -1262.79% | -256.47% | -188.1% | 68.9% | 113.37% | 153.13% | 233.99% |
| Net Income (Continuing) | -1.79M | -1.53M | -1.71M | -2.43M | -1.18M | -3.77M | -5.65M | -2.11M | -2.21M | 11K | 19K | -1.59M | -1.42M | -1.5M | -1.09M | -955K | -857K | 129K | 696K | 1.08M |
| EPS (Diluted) | -0.29 | -0.26 | -0.32 | -0.46 | -0.22 | -0.71 | -1.09 | -0.41 | -0.43 | 0.00 | 0.00 | -0.33 | -0.32 | -0.74 | -0.25 | -0.22 | -0.20 | -0.13 | 0.13 | 0.19 |
| EPS Growth % | -31.82% | 63.38% | 70.64% | -12.2% | 48.84% | - | - | -24.24% | -34.38% | 100.28% | 100.92% | -50% | -60% | -469.23% | -292.31% | -215.79% | 75.31% | 59.38% | 129.55% | 190.48% |
| EPS (Basic) | -0.29 | -0.26 | -0.32 | -0.46 | -0.22 | -0.71 | -1.09 | -0.41 | -0.43 | 0.00 | 0.00 | -0.33 | -0.32 | -0.74 | -0.25 | -0.22 | -0.20 | -0.13 | 0.13 | 0.20 |
| Diluted Shares Outstanding | 6.19M | 5.83M | 5.34M | 5.28M | 5.28M | 5.28M | 5.19M | 5.14M | 5.14M | 5.14M | 6.42M | 4.82M | 4.5M | 4.3M | 4.29M | 4.29M | 4.23M | 4.22M | 5.45M | 5.51M |