Carver Bancorp, Inc. (CARV) P/E Ratio History
Historical price-to-earnings valuation from 1996 to 2019
Loading P/E history...
CARV Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Carver Bancorp, Inc. (CARV) trades at a price-to-earnings ratio of -0.6x, with a stock price of $1.67 and trailing twelve-month earnings per share of $-2.47.
The current P/E is 101% below its 5-year average of 70.4x. Over the past five years, CARV's P/E has ranged from a low of 1.9x to a high of 665.0x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, CARV trades at a 105% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, CARV trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CARV DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
CARV P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $115M | 11.3 | 0.35 | +27%Best | |
| $203M | 14.4 | 2.85 | +9% | |
| $339M | 7.5Lowest | 0.22Best | -8% | |
| $60M | 15.6 | 4.68 | +8% | |
| $331M | 22.0 | - | -37% | |
| $30B | 18.3 | 1.86 | -11% | |
| $3B | 12.1 | 0.42 | +15% | |
| $2B | 12.4 | - | -40% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
CARV Historical P/E Data (1996–2019)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2019 Q3 | Mon Dec 31 2018 00:00:00 GM | $2.98 | $0.85 | 3.5x | -91% |
| FY2019 Q2 | Sun Sep 30 2018 00:00:00 GM | $4.31 | $0.95 | 4.5x | -88% |
| FY2019 Q1 | Sat Jun 30 2018 00:00:00 GM | $4.63 | $1.34 | 3.5x | -91% |
| FY2018 Q4 | Sat Mar 31 2018 00:00:00 GM | $2.82 | $1.45 | 1.9x | -95% |
| FY2016 Q3 | $3.75 | $0.04 | 93.8x | +148% | |
| FY2016 Q2 | Wed Sep 30 2015 00:00:00 GM | $6.65 | $0.01 | 665.0x | +1662% |
| FY2016 Q1 | $5.52 | $0.11 | 50.2x | +33% | |
| FY2015 Q4 | $4.64 | $0.11 | 42.2x | +12% | |
| FY2015 Q3 | Wed Dec 31 2014 00:00:00 GM | $6.25 | $0.03 | 208.3x | +452% |
| FY2014 Q4 | Mon Mar 31 2014 00:00:00 GM | $12.72 | $0.06 | 212.0x | +462% |
| FY2014 Q3 | $6.99 | $0.36 | 19.4x | -49% | |
| FY2014 Q2 | Mon Sep 30 2013 00:00:00 GM | $7.80 | $0.52 | 15.0x | -60% |
Average P/E for displayed period: 37.7x
See CARV's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs CARV Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare CARV vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonCARV — Frequently Asked Questions
Quick answers to the most common questions about buying CARV stock.
Is CARV stock overvalued or undervalued?
CARV trades at -0.6x P/E, below its 5-year average of 70.4x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does CARV's valuation compare to peers?
Carver Bancorp, Inc. P/E of -0.6x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is CARV's PEG ratio?
CARV PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1996-2019.