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HFBL logoHome Federal Bancorp, Inc. of Louisiana (HFBL) P/E Ratio History

Historical price-to-earnings valuation from 2005 to 2026

Current P/E
15.8
Overvalued
5Y Avg P/E
11.0
+44% vs avg
PE Percentile
100%
High
PEG Ratio
4.77
Expensive
TTM EPS$1.68
Price$19.96
5Y PE Range7.8 - 14.2
Earnings Yield6.31%

Loading P/E history...

HFBL Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
15.8vs11.0
+44%
Premium vs History
vs. Financial Services
15.8vs13.4
+19%
Above Sector
vs. S&P 500
15.8vs25.2
-37%
Below Market
PEG Analysis
4.77
P/E ÷ EPS Growth
PEG > 2 = Expensive
Based on 8% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, Home Federal Bancorp, Inc. of Louisiana (HFBL) trades at a price-to-earnings ratio of 15.8x, with a stock price of $19.96 and trailing twelve-month earnings per share of $1.68.

The current P/E is 44% above its 5-year average of 11.0x. Over the past five years, HFBL's P/E has ranged from a low of 7.8x to a high of 14.2x, placing the current valuation at the 100th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.4x, HFBL trades at a 19% premium to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.

The PEG ratio of 4.77 (P/E divided by 8% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.

Relative to the broader market, HFBL trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our HFBL DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

HFBL P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
HFWA logoHFWAHeritage Financial Corporation
$934M14.01.61+58%
CZWI logoCZWICitizens Community Bancorp, Inc.
$203M14.42.84+9%
NBTB logoNBTBNBT Bancorp Inc.
$2B13.61.93+13%
HBCP logoHBCPHome Bancorp, Inc.
$504M11.00.71Best+28%
LADR logoLADRLadder Capital Corp
$1B20.2--41%
AROW logoAROWArrow Financial Corporation
$610M14.07.28+50%
BFST logoBFSTBusiness First Bancshares, Inc.
$904M9.9Lowest0.89+23%
FFIN logoFFINFirst Financial Bankshares, Inc.
$5B20.94.01+12%
FNF logoFNFFidelity National Financial, Inc.
$14B23.2--52%
FAF logoFAFFirst American Financial Corporation
$7B11.7-+376%Best

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

HFBL Historical P/E Data (2005–2026)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2026 Q2Wed Dec 31 2025 00:00:00 GM$18.00$1.6810.7x-65%
FY2026 Q1$13.77$1.479.4x-69%
FY2025 Q4Mon Jun 30 2025 00:00:00 GM$13.60$1.2610.8x-65%
FY2025 Q3Mon Mar 31 2025 00:00:00 GM$13.05$1.0912.0x-61%
FY2025 Q2$12.55$1.0911.5x-62%
FY2025 Q1Mon Sep 30 2024 00:00:00 GM$12.60$1.0911.6x-62%
FY2024 Q4Sun Jun 30 2024 00:00:00 GM$11.47$1.179.8x-68%
FY2024 Q3Sun Mar 31 2024 00:00:00 GM$12.86$1.369.5x-69%
FY2024 Q2Sun Dec 31 2023 00:00:00 GM$14.34$1.469.8x-68%
FY2024 Q1Sat Sep 30 2023 00:00:00 GM$14.50$1.688.6x-72%
FY2023 Q4Fri Jun 30 2023 00:00:00 GM$14.04$1.817.8x-75%
FY2023 Q3Fri Mar 31 2023 00:00:00 GM$17.07$1.729.9x-68%

Average P/E for displayed period: 30.6x

See HFBL's True Return

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Is HFBL Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare HFBL vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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HFBL — Frequently Asked Questions

Quick answers to the most common questions about buying HFBL stock.

Is HFBL stock overvalued or undervalued?

HFBL trades at 15.8x P/E, above its 5-year average of 11.0x. The 100th percentile ranking indicates a premium to historical valuation.

How does HFBL's valuation compare to peers?

Home Federal Bancorp, Inc. of Louisiana P/E of 15.8x compares to sector median of 13.4x. The premium reflects expected growth above peers.

What is HFBL's PEG ratio?

HFBL PEG ratio is 4.77. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2005-2026.

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HFBL P/E Ratio History (2005–2026)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.