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CATY logoCathay General Bancorp (CATY) P/E Ratio History

Historical price-to-earnings valuation from 1991 to 2025

Current P/E
12.6
Overvalued
5Y Avg P/E
9.9
+28% vs avg
PE Percentile
95%
High
PEG Ratio
1.31
Fair
TTM EPS$4.63
Price$57.32
5Y PE Range6.1 - 12.7
Earnings Yield7.92%

Loading P/E history...

CATY Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
12.6vs9.9
+28%
Premium vs History
vs. Financial Services
12.6vs13.4
-6%
In Line with Sector
vs. S&P 500
12.6vs25.2
-50%
Below Market
PEG Analysis
1.31
P/E ÷ EPS Growth
PEG 1-2 = Fair
Based on 15% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, Cathay General Bancorp (CATY) trades at a price-to-earnings ratio of 12.6x, with a stock price of $57.32 and trailing twelve-month earnings per share of $4.63.

The current P/E is 28% above its 5-year average of 9.9x. Over the past five years, CATY's P/E has ranged from a low of 6.1x to a high of 12.7x, placing the current valuation at the 95th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.4x, CATY is roughly in line with its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.

The PEG ratio of 1.31 (P/E divided by 15% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.

Relative to the broader market, CATY trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CATY DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

CATY P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
HAFC logoHAFCHanmi Financial Corporation
$909M12.10.95+22%
HOPE logoHOPEHope Bancorp, Inc.
$2B27.5--44%
PFBC logoPFBCPreferred Bank
$1B9.2Lowest0.53+8%
RBB logoRBBRBB Bancorp
$414M16.5--34%
BCAL logoBCALSouthern California Bancorp
$613M9.90.31Best+777%Best
EBMT logoEBMTEagle Bancorp Montana, Inc.
$181M11.9-+53%
WAL logoWALWestern Alliance Bancorporation
$9B9.50.82+23%
EWBC logoEWBCEast West Bancorp, Inc.
$17B13.20.69+14%
BANC logoBANCBanc of California, Inc.
$3B16.4-+127%
CVBF logoCVBFCVB Financial Corp.
$3B13.64.27+6%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

CATY Historical P/E Data (1991–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$48.39$4.5410.7x-22%
FY2025 Q3$48.01$4.3311.1x-18%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$45.53$4.1411.0x-19%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$43.03$3.9610.9x-20%
FY2024 Q4$47.61$3.9612.0x-12%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$42.95$3.9710.8x-20%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$37.72$4.169.1x-33%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$37.83$4.528.4x-38%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$44.57$4.869.2x-33%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$34.76$5.066.9x-49%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$32.19$5.286.1x-55%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$34.52$5.186.7x-51%

Average P/E for displayed period: 13.6x

See CATY's True Return

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Is CATY Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare CATY vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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CATY — Frequently Asked Questions

Quick answers to the most common questions about buying CATY stock.

Is CATY stock overvalued or undervalued?

CATY trades at 12.6x P/E, above its 5-year average of 9.9x. The 95th percentile ranking indicates a premium to historical valuation.

How does CATY's valuation compare to peers?

Cathay General Bancorp P/E of 12.6x compares to sector median of 13.4x. The discount suggests lower growth expectations or higher risk.

What is CATY's PEG ratio?

CATY PEG ratio is 1.31. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 1991-2025.

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CATY P/E Ratio History (1991–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.