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BANC logoBanc of California, Inc. (BANC) P/E Ratio History

Historical price-to-earnings valuation from 2003 to 2025

Current P/E
16.4
Undervalued
5Y Avg P/E
23.6
-30% vs avg
PE Percentile
55%
Average
PEG Ratio
N/A
N/A
TTM EPS$1.43
Price$19.39
5Y PE Range7.1 - 70.4
Earnings Yield6.09%

Loading P/E history...

BANC Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
16.4vs23.6
-30%
Cheap vs History
vs. Financial Services
16.4vs13.4
+23%
Above Sector
vs. S&P 500
16.4vs25.2
-35%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 127% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, Banc of California, Inc. (BANC) trades at a price-to-earnings ratio of 16.4x, with a stock price of $19.39 and trailing twelve-month earnings per share of $1.43.

The current P/E is 30% below its 5-year average of 23.6x. Over the past five years, BANC's P/E has ranged from a low of 7.1x to a high of 70.4x, placing the current valuation at the 55th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.4x, BANC trades at a 23% premium to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 195.8x.

Relative to the broader market, BANC trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our BANC DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

BANC P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
WAL logoWALWestern Alliance Bancorporation
$9B9.5Lowest0.82+23%
EWBC logoEWBCEast West Bancorp, Inc.
$17B13.20.69Best+14%
CVBF logoCVBFCVB Financial Corp.
$3B13.64.27+6%
BOKF logoBOKFBOK Financial Corporation
$10B16.75.60+1%
ZION logoZIONZions Bancorporation, National Association
$9B12.93.65+14%
CMA logoCMAComerica Incorporated
$11B16.81.86+5%
FHN logoFHNFirst Horizon Corporation
$12B13.3-+38%Best
HBAN logoHBANHuntington Bancshares Incorporated
$26B12.00.80+14%
COLB logoCOLBColumbia Banking System, Inc.
$7B13.1--10%
UMBF logoUMBFUMB Financial Corporation
$10B14.71.63+2%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

BANC Historical P/E Data (2003–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$19.29$1.1816.3x-88%
FY2025 Q3$16.55$1.0415.9x-89%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$14.05$0.6521.5x-85%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$14.19$0.6521.7x-84%
FY2024 Q4$15.46$0.5130.1x-78%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$12.38$1.757.1x-95%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$11.58$1.418.2x-94%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$12.53$1.538.2x-94%
FY2022 Q4Sat Dec 31 2022 00:00:00 GM$15.93$1.888.5x-94%
FY2022 Q3Fri Sep 30 2022 00:00:00 GM$15.97$1.5710.2x-93%
FY2022 Q2$17.62$1.5911.1x-92%
FY2022 Q1$19.36$1.5012.9x-91%

Average P/E for displayed period: 139.3x

See BANC's True Return

Price is only half the story. See total return with reinvested dividends.

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Is BANC Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare BANC vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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BANC — Frequently Asked Questions

Quick answers to the most common questions about buying BANC stock.

Is BANC stock overvalued or undervalued?

BANC trades at 16.4x P/E, below its 5-year average of 23.6x. At the 55th percentile of historical range, the stock is priced at a discount to its own history.

How does BANC's valuation compare to peers?

Banc of California, Inc. P/E of 16.4x compares to sector median of 13.4x. The premium reflects expected growth above peers.

What is BANC's PEG ratio?

BANC PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2003-2025.

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BANC P/E Ratio History (2003–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.