Colony Bankcorp, Inc. (CBAN) Earnings History
Steady Earner31 years of earnings data (1995–2025) · Positive but moderate multi-year EPS trajectory
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Colony Bankcorp, Inc. (CBAN) Earnings Overview
As of June 22, 2026, Colony Bankcorp, Inc. (CBAN) reported trailing twelve-month net income of $28M, reflecting +16.9% year-over-year growth. The company earned $1.51 per diluted share over the past four quarters, with a net profit margin of 15.2%.
Looking at the long-term picture, CBAN's 5-year EPS compound annual growth rate (CAGR) stands at +5.1%, showing solid earnings momentum. The company achieved its highest annual net income of $28M in fiscal 2025, representing a new all-time high.
Colony Bankcorp, Inc. maintains industry-leading profitability with a gross margin of 66.4%, operating margin of 18.9%, and net margin of 15.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SBCF ($145M net income, 16.7% margin), HOMB ($475M net income, 34.6% margin), SFBS ($277M net income, 27.2% margin), CBAN has room to improve margins relative to the peer group. Compare CBAN vs SBCF →
CBAN Earnings vs Peers
Earnings metrics vs comparable public companies
CBAN Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $28M | +18.4% | $35M | $1.59 | 15.2% | 18.9% |
| 2024 | $24M | +9.8% | $30M | $1.36 | 13.5% | 16.7% |
| 2023 | $22M | +11.3% | $27M | $1.24 | 13.5% | 16.9% |
| 2022 | $20M | +4.7% | $23M | $1.14 | 15.4% | 18.1% |
| 2021 | $19M | +57.9% | $23M | $1.66 | 17.5% | 21.7% |
| 2020 | $12M | +15.7% | $15M | $1.24 | 13.5% | 16.7% |
| 2019 | $10M | -14.3% | $13M | $1.12 | 13.7% | 16.9% |
| 2018 | $12M | +53.7% | $15M | $1.40 | 20.3% | 25.4% |
| 2017 | $8M | -10.6% | $15M | $0.87 | 13.9% | 26.1% |
| 2016 | $9M | +3.6% | $13M | $0.84 | 16.0% | 23.1% |
| 2015 | $8M | +11.2% | $12M | $0.71 | 15.7% | 22.8% |
| 2014 | $8M | +62.7% | $11M | $0.57 | 14.0% | 20.0% |
| 2013 | $5M | +75.3% | $7M | $0.37 | 8.6% | 13.0% |
| 2012 | $3M | +4.3% | $4M | $0.14 | 4.6% | 6.7% |
| 2011 | $3M | +434.3% | $4M | $0.13 | 4.1% | 5.9% |
| 2010 | $474,216 | +102.5% | $15,000 | $-0.11 | 0.7% | 0.0% |
| 2009 | -$19M | -1045.6% | -$29M | $-2.85 | -25.4% | -38.7% |
| 2008 | $2M | -76.3% | $3M | $0.28 | 2.4% | 3.1% |
| 2007 | $9M | -15.8% | $13M | $1.19 | 8.7% | 13.0% |
| 2006 | $10M | +13.1% | $15M | $1.41 | 11.2% | 17.0% |
| 2005 | $9M | +11.3% | $14M | $1.25 | 12.9% | 19.8% |
| 2004 | $8M | +18.4% | $12M | $1.13 | 13.8% | 21.0% |
| 2003 | $7M | +18.5% | $10M | $0.95 | 12.7% | 19.1% |
| 2002 | $6M | +18.2% | $9M | $0.82 | 11.0% | 16.5% |
| 2001 | $5M | +7.8% | $7M | $0.70 | 9.7% | 14.5% |
| 2000 | $5M | +7.5% | $7M | $0.65 | 10.0% | 14.8% |
| 1999 | $4M | +7.7% | $6M | $0.60 | 11.5% | 16.8% |
| 1998 | $4M | +7.8% | $6M | $0.56 | 11.7% | 16.8% |
| 1997 | $4M | +23.3% | $5M | $0.53 | 20.1% | 29.0% |
| 1996 | $3M | +37.0% | $4M | $0.65 | 16.3% | 23.6% |
| 1995 | $2M | - | $3M | $0.56 | 12.8% | 18.3% |
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CBAN — Frequently Asked Questions
Quick answers to the most common questions about buying CBAN stock.
What is CBAN earnings per share (EPS)?
CBAN trailing twelve-month (TTM) diluted EPS is $1.51, reflecting +16.9% year-over-year growth. The 5-year EPS CAGR is +5.1%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is Colony Bankcorp, Inc.'s net income?
Colony Bankcorp, Inc. (CBAN) trailing twelve-month net income is $28M as of 2025. Earnings grew +16.9% year-over-year. Colony Bankcorp, Inc. has been profitable for 16 consecutive years.
Is CBAN profitable?
Yes, CBAN is profitable with a TTM net income of $28M and a net profit margin of +15.2%. Colony Bankcorp, Inc. has generated profits for 16 consecutive years.
What is CBAN's earnings growth rate?
CBAN compound annual EPS growth rates (CAGR): 1-Year: +16.9%, 3-Year: +11.7%, 5-Year: +5.1%, 10-Year: +8.4%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are CBAN's profit margins?
Colony Bankcorp, Inc. net profit margin is +15.2%, operating margin is +18.9%, and gross margin is +66.4%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +8.6%.
Is CBAN growing earnings?
Yes, CBAN earnings are accelerating — EPS growth of +16.9% exceeds the 5-year CAGR of +5.1%. TTM net income reached $28M. Earnings momentum is strengthening.
What was CBAN's best earnings year?
Colony Bankcorp, Inc.'s highest annual net income on record is $28M, achieved in fiscal year 2025. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were CBAN's earnings last quarter?
CBAN's most recent reported quarter was Q4 2025. Net income was $8M with diluted EPS of $0.42. For a full breakdown of all quarters, see the quarterly earnings table on this page.