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Colony Bankcorp, Inc. (CBAN) Total Return Calculator with Dividends Reinvested

Colony Bankcorp, Inc.

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The total return for Colony Bankcorp, Inc. (CBAN) stock is +30.08% over the past 12 months. So far it's up 12.70% this year. The 5-year total return is +35.38%, meaning $10,000 invested in CBAN stock 5 years ago would be worth $13,538 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in CBAN 1 year ago, it would be worth $13,216 today — you'd have gained $3,216 with dividends reinvested.

With Dividends Reinvested$13,216+32.16%

Price Only (No DRIP)$12,780+27.80%

Dividend Boost+$4355 payments · +4.35% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in CBAN

1Y$13,008+$3,008 (+30.1%)30.1% CAGR

3Y$23,793+$13,793 (+137.9%)33.5% CAGR

5Y$13,538+$3,538 (+35.4%)6.2% CAGR

10Y$24,446+$14,446 (+144.5%)9.4% CAGR

15Y$61,733+$51,733 (+517.3%)12.9% CAGR

20Y$12,755+$2,755 (+27.6%)1.2% CAGR

30Y$40,259+$30,259 (+302.6%)4.8% CAGR

Dividend Reinvestment History (5)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-07	$0.12	$15.43	+0.007453
2025-08-06	$0.12	$16.02	+0.007232
2025-11-05	$0.12	$16.28	+0.007168
2026-02-11	$0.12	$20.56	+0.005964
2026-05-06	$0.12	$19.72	+0.006254

Loading CBAN total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+12.70%	—	+11.35%	+1.36 pp	$11,270
1Y	+30.08%	30.08%	+26.33%	+3.75 pp	$13,008
3Y	+137.93%	33.50%	+121.32%	+16.61 pp	$23,793
5Y	+35.38%	6.25%	+21.65%	+13.73 pp	$13,538
10Y	+144.46%	9.35%	+108.24%	+36.22 pp	$24,446
15Y	+517.33%	12.90%	+425.86%	+91.47 pp	$61,733
20Y	+27.55%	1.22%	+3.52%	+24.04 pp	$12,755
30Y	+302.59%	4.75%	+208.13%	+94.46 pp	$40,259

Risk & Highlights

Best Year+71.83%2013

Worst Year-48.26%2008

Max Drawdown-12.76%2025-09-18 → 2025-10-29 · Recovered 2025-12-11

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+12.65%	+11.97%	+0.7pp	+0.41%	+12.2pp
2025	+15.55%	+12.64%	+2.9pp	+16.64%	-1.1pp
2024	+26.64%	+23.21%	+3.4pp	+24.00%	+2.6pp
2023	+6.93%	+3.50%	+3.4pp	+24.81%	-17.9pp
2022	-24.29%	-26.77%	+2.5pp	-19.95%	-4.3pp

CBAN underperformed the S&P 500 by 1.25pp over the past year (+30.08% vs +31.32%).

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CBAN Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
CBANColony Bankcorp, Inc.	$369M	-2.7%	+12.7%	+30.1%	+3.7pp	+137.9%	+35.4%	+144.5%
SBCFSeacoast Banking Corporation of Florida	$3.1B	+1.8%	-0.2%	+32.2%	+3.0pp	+69.1%	-10.5%	+122.1%
HOMBHome Bancshares, Inc.	$5.3B	-1.4%	-2.4%	-1.3%	+2.9pp	+42.8%	+7.6%	+58.1%
SFBSServisFirst Bancshares, Inc.	$4.4B	+7.8%	+12.0%	+10.5%	+1.9pp	+79.1%	+27.7%	+254.7%
HBCPHome Bancorp, Inc.	$504M	+4.7%	+13.2%	+32.1%	+2.5pp	+130.2%	+79.7%	+159.8%
CZWICitizens Community Bancorp, Inc.	$203M	+4.6%	+21.3%	+42.9%	+0.7pp	+159.5%	+73.4%	+156.6%
FFINFirst Financial Bankshares, Inc.	$4.6B	+7.3%	+9.2%	-2.5%	+2.2pp	+29.9%	-29.0%	+146.6%
GABCGerman American Bancorp, Inc.	$1.6B	+2.3%	+13.2%	+16.9%	+3.1pp	+71.9%	+12.7%	+145.1%
NBTBNBT Bancorp Inc.	$2.4B	+3.5%	+9.6%	+9.3%	+3.4pp	+54.5%	+29.5%	+102.2%
SRCE1st Source Corporation	$1.8B	+3.2%	+19.5%	+24.8%	+2.7pp	+89.2%	+66.5%	+155.7%
FBNCFirst Bancorp	$2.4B	+5.0%	+16.5%	+44.8%	+2.2pp	+117.5%	+40.9%	+228.2%

Compare:CBAN vs SBCF CBAN vs HOMB CBAN vs SFBS CBAN vs SBCF vs HOMB

About CBAN Dividend Returns

Colony Bankcorp, Inc. (CBAN) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of CBAN over the past year?

Colony Bankcorp, Inc. (CBAN) delivered a total return of 30.08% over the past year when dividends are reinvested. The price-only return was 26.33%, meaning dividends contributed an additional 3.75 percentage points to total returns.

Q2How much would $10,000 invested in CBAN be worth today?

A $10,000 investment in Colony Bankcorp, Inc. one year ago would be worth $13,008 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,633. Dividend reinvestment added $375 to the portfolio value.

Q3Does CBAN pay dividends?

Yes, Colony Bankcorp, Inc. (CBAN) pays dividends. In the last year, CBAN paid approximately $0.45 per share in dividends (2.29% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did CBAN beat the S&P 500?

No, Colony Bankcorp, Inc. (CBAN) underperformed the S&P 500 by 1.25 percentage points over the past year. CBAN delivered a total return of 30.08%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed CBAN by 1.25pp during this period.

Q5What is CBAN's worst drawdown?

Colony Bankcorp, Inc. (CBAN) experienced a maximum drawdown of -12.76% over the past year, declining from its peak on 2025-09-18 to its trough on 2025-10-29. The stock recovered to its prior peak by 2025-12-11. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is CBAN's long-term total return over 10, 20, or 30 years?

Here are Colony Bankcorp, Inc. (CBAN)'s long-term returns with dividends reinvested. Over 10 years, the total return is 144.5% (9.4% CAGR) — $10,000 would have grown to $24,446. Over 20 years: 27.6% total return (1.2% CAGR) — $10,000 → $12,755. Over 30 years: 302.6% total return (4.8% CAGR) — $10,000 → $40,259. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was CBAN's best and worst year?

Colony Bankcorp, Inc.'s best calendar year was 2013 with a total return of 71.8%. Its worst year was 2008 with a total return of -48.3%. This range shows the volatility investors should expect — the difference between the best and worst year is 120.1 percentage points.