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CBAN logoColony Bankcorp, Inc. (CBAN) P/E Ratio History

Historical price-to-earnings valuation from 1998 to 2025

Current P/E
12.5
Fair Value
5Y Avg P/E
10.5
+19% vs avg
PE Percentile
100%
High
PEG Ratio
2.44
Expensive
TTM EPS$1.51
Price$19.80
5Y PE Range7.8 - 12.4
Earnings Yield8.03%

Loading P/E history...

CBAN Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
12.5vs10.5
+19%
Premium vs History
vs. Financial Services
12.5vs13.1
-5%
In Line with Sector
vs. S&P 500
12.5vs25.1
-50%
Below Market
PEG Analysis
2.44
P/E ÷ EPS Growth
PEG > 2 = Expensive
Based on 17% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 8, 2026, Colony Bankcorp, Inc. (CBAN) trades at a price-to-earnings ratio of 12.5x, with a stock price of $19.80 and trailing twelve-month earnings per share of $1.51.

The current P/E is 19% above its 5-year average of 10.5x. Over the past five years, CBAN's P/E has ranged from a low of 7.8x to a high of 12.4x, placing the current valuation at the 100th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.1x, CBAN is roughly in line with its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.

The PEG ratio of 2.44 (P/E divided by 17% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.

Relative to the broader market, CBAN trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CBAN DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

CBAN P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
SBCF logoSBCFSeacoast Banking Corporation of Florida
$3B19.610.49+11%
HOMB logoHOMBHome Bancshares, Inc.
$5B13.44.39+4%
SFBS logoSFBSServisFirst Bancshares, Inc.
$4B15.71.56+22%
HBCP logoHBCPHome Bancorp, Inc.
$512M11.1Lowest0.72Best+28%
CZWI logoCZWICitizens Community Bancorp, Inc.
$203M14.42.85+9%
FFIN logoFFINFirst Financial Bankshares, Inc.
$5B20.83.98+12%
GABC logoGABCGerman American Bancorp, Inc.
$2B14.42.61+8%
NBTB logoNBTBNBT Bancorp Inc.
$2B13.51.92+13%
SRCE logoSRCE1st Source Corporation
$2B11.40.75+21%
FBNC logoFBNCFirst Bancorp
$2B22.1-+46%Best

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

CBAN Historical P/E Data (1998–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$17.82$1.5911.2x-27%
FY2025 Q3$17.01$1.5910.7x-30%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$16.47$1.5810.4x-32%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$16.15$1.4311.3x-26%
FY2024 Q4$16.14$1.3512.0x-22%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$15.52$1.2512.4x-19%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$12.25$1.269.7x-37%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$11.50$1.259.2x-40%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$13.30$1.2410.7x-30%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$9.99$1.238.1x-47%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$9.42$1.207.8x-49%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$10.20$1.099.4x-39%

Average P/E for displayed period: 15.3x

See CBAN's True Return

Price is only half the story. See total return with reinvested dividends.

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Is CBAN Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare CBAN vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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CBAN — Frequently Asked Questions

Quick answers to the most common questions about buying CBAN stock.

Is CBAN stock overvalued or undervalued?

CBAN trades at 12.5x P/E, near its 5-year average of 10.5x. The 100th percentile ranking places valuation within normal historical bounds.

How does CBAN's valuation compare to peers?

Colony Bankcorp, Inc. P/E of 12.5x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.

What is CBAN's PEG ratio?

CBAN PEG ratio is 2.44. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1998-2025.

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CBAN P/E Ratio History (1998–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.