CNB Financial Corporation (CCNE) Earnings History
Steady Earner31 years of earnings data (1995–2025) · Positive but moderate multi-year EPS trajectory
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CNB Financial Corporation (CCNE) Earnings Overview
As of June 23, 2026, CNB Financial Corporation (CCNE) reported trailing twelve-month net income of $66M, reflecting +5.0% year-over-year growth. The company earned $2.25 per diluted share over the past four quarters, with a net profit margin of 16.3%.
Looking at the long-term picture, CCNE's 5-year EPS compound annual growth rate (CAGR) stands at +5.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $66M in fiscal 2025, representing a new all-time high.
CNB Financial Corporation maintains industry-leading profitability with a gross margin of 60.7%, operating margin of 20.4%, and net margin of 16.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), FXNC ($18M net income, 15.8% margin), CZWI ($14M net income, 16.0% margin), CCNE has room to improve margins relative to the peer group. Compare CCNE vs NBTB →
CCNE Earnings vs Peers
Earnings metrics vs comparable public companies
CCNE Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $66M | +21.2% | $82M | $2.51 | 16.3% | 20.4% |
| 2024 | $55M | -5.9% | $67M | $2.39 | 15.2% | 18.7% |
| 2023 | $58M | -8.2% | $72M | $2.55 | 18.0% | 22.3% |
| 2022 | $63M | +9.5% | $78M | $3.26 | 25.9% | 32.1% |
| 2021 | $58M | +76.2% | $71M | $3.16 | 27.6% | 33.8% |
| 2020 | $33M | -18.3% | $40M | $1.97 | 17.0% | 20.9% |
| 2019 | $40M | +18.9% | $49M | $2.63 | 22.4% | 27.2% |
| 2018 | $34M | +41.3% | $40M | $2.22 | 22.5% | 26.9% |
| 2017 | $24M | +16.2% | $36M | $1.57 | 18.7% | 28.4% |
| 2016 | $21M | -7.5% | $28M | $1.42 | 18.7% | 25.2% |
| 2015 | $22M | -3.8% | $30M | $1.54 | 21.8% | 29.9% |
| 2014 | $23M | +38.3% | $32M | $1.60 | 22.8% | 32.0% |
| 2013 | $17M | -2.7% | $23M | $1.16 | 19.6% | 27.0% |
| 2012 | $17M | +13.5% | $24M | $1.38 | 21.2% | 29.1% |
| 2011 | $15M | +33.5% | $21M | $1.23 | 19.8% | 27.0% |
| 2010 | $11M | +32.9% | $15M | $0.92 | 16.0% | 20.9% |
| 2009 | $9M | +62.6% | $11M | $0.97 | 12.9% | 16.5% |
| 2008 | $5M | -42.7% | $7M | $0.61 | 8.2% | 10.2% |
| 2007 | $9M | -5.1% | $12M | $1.05 | 14.5% | 19.7% |
| 2006 | $10M | +5.3% | $13M | $1.07 | 16.8% | 22.6% |
| 2005 | $9M | +16.1% | $12M | $1.00 | 18.5% | 24.6% |
| 2004 | $8M | -13.1% | $10M | $0.86 | 18.3% | 22.9% |
| 2003 | $9M | +4.5% | $12M | $0.98 | 20.3% | 26.5% |
| 2002 | $9M | +33.1% | $11M | $0.95 | 18.9% | 25.0% |
| 2001 | $7M | +19.8% | $9M | $0.71 | 14.0% | 19.0% |
| 2000 | $5M | +18.1% | $7M | $0.59 | 12.0% | 16.0% |
| 1999 | $5M | -8.0% | $6M | $0.50 | 11.7% | 15.6% |
| 1998 | $5M | +16.2% | $7M | $0.55 | 14.5% | 19.7% |
| 1997 | $4M | +0.5% | $6M | $0.25 | 27.9% | 37.3% |
| 1996 | $4M | +12.2% | $6M | $0.50 | 34.9% | 45.4% |
| 1995 | $4M | - | $5M | $0.44 | 33.1% | 43.2% |
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CCNE — Frequently Asked Questions
Quick answers to the most common questions about buying CCNE stock.
What is CCNE earnings per share (EPS)?
CCNE trailing twelve-month (TTM) diluted EPS is $2.25, reflecting +5.0% year-over-year growth. The 5-year EPS CAGR is +5.0%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is CNB Financial Corporation's net income?
CNB Financial Corporation (CCNE) trailing twelve-month net income is $66M as of 2025. Earnings grew +5.0% year-over-year. CNB Financial Corporation has been profitable for 31 consecutive years.
Is CCNE profitable?
Yes, CCNE is profitable with a TTM net income of $66M and a net profit margin of +16.3%. CNB Financial Corporation has generated profits for 31 consecutive years.
What is CCNE's earnings growth rate?
CCNE compound annual EPS growth rates (CAGR): 1-Year: +5.0%, 3-Year: -8.3%, 5-Year: +5.0%, 10-Year: +5.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are CCNE's profit margins?
CNB Financial Corporation net profit margin is +16.3%, operating margin is +20.4%, and gross margin is +60.7%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +8.9%.
Is CCNE growing earnings?
CCNE earnings growth is slowing. Current YoY EPS growth of +5.0% trails the 5-year CAGR of +5.0%. TTM net income is $66M.
What was CCNE's best earnings year?
CNB Financial Corporation's highest annual net income on record is $66M, achieved in fiscal year 2025. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were CCNE's earnings last quarter?
CCNE's most recent reported quarter was Q4 2025. Net income was $34M with diluted EPS of $1.10. For a full breakdown of all quarters, see the quarterly earnings table on this page.