CCNE trades 6.2% below Wall Street's consensus target of $38.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CCNE achieves its forward estimates and maintains a stable P/E multiple of 10.0x. This scenario reflects the blended consensus of 4 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, CNB Financial Corporation (CCNE) has a Wall Street consensus price target of $38.00, based on estimates from 4 covering analysts. With the stock currently trading at $35.78, this represents a potential upside of +6.2%. The company has a market capitalization of $1.06B.
Analyst price targets range from a low of $36.00 to a high of $40.00, representing a 11% spread in expectations. The median target of $38.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, CCNE trades at a trailing P/E of 9.0x and forward P/E of 10.0x. The forward PEG ratio of 2.02 reflects a premium valuation. Analysts expect EPS to grow -9.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $55.09, with bear and bull scenarios of $34.71 and $72.58 respectively. Model confidence stands at 51/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 FXNCFirst National Corporation | $275M | $30.42 | $21.00 | -31.0% | Buy | 11.6x | 1 |
 CZWICitizens Community Bancorp, Inc. | $225M | $23.38 | $24.00 | +2.7% | Buy | 15.0x | 3 |
 PFISPeoples Financial Services Corp. | $723M | $72.24 | $56.00 | -22.5% | Hold | 11.2x | 1 |
 FUNCFirst United Corporation | $296M | $45.92 | $49.50 | +7.8% | Buy | 10.2x | 1 |
 FMNBFarmers National Banc Corp. | $686M | $15.42 | $17.00 | +10.2% | Hold | 10.8x | 7 |
 NKSHNational Bankshares, Inc. | $250M | $39.19 | — | — | Buy | 11.2x | 4 |
 CZFSCitizens Financial Services, Inc. | $408M | $84.87 | — | — | Buy | 9.8x | 2 |
 MNSBMainStreet Bancshares, Inc. | $157M | $22.11 | — | — | Hold | 10.6x | 1 |
 FISFidelity National Information Services, Inc. | $14.8B | $28.73 | $42.93 | +49.4% | Hold | 4.6x | 40 |
Quick answers to the most common questions about buying CCNE stock.
The consensus price target for CCNE is $38, close to the current price of $35.78 (6.2% implied move). Based on 4 analyst estimates, the stock appears fairly valued near current levels.
CCNE has a consensus rating of "Buy" based on 4 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $38 implies 6.2% upside from current levels.
With a forward P/E of 10.0176x, CCNE trades at a relatively low valuation. The consensus target of $38 implies 6.2% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $40 for CCNE, while the most conservative target is $36. The consensus of $38 represents the median expectation. Our quantitative valuation model projects a bull case target of $73 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CCNE is lightly followed, with 4 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CCNE stock forecast based on 4 Wall Street analysts shows a consensus price target of $38, with estimates ranging from $36 (bear case) to $40 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $55, with bear/bull scenarios of $35/$73.
Our quantitative valuation model calculates CCNE's fair value at $55 (base case), with a bear case of $35 and bull case of $73. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 51/100.
CCNE trades at a forward P/E ratio of 10.0x based on next-twelve-months earnings estimates compared to a trailing P/E of 9.0x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
CCNE appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $38 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CCNE analyst price targets range from $36 to $40, a 11% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $38 consensus represents the middle ground. Our model's $35-$73 range provides an independent fundamental perspective.
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