CCNE trades 7.3% below Wall Street's consensus target of $34.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CCNE achieves its forward estimates and maintains a stable P/E multiple of 9.1x. This scenario reflects the blended consensus of 3 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 22, 2026, CNB Financial Corporation (CCNE) has a Wall Street consensus price target of $34.50, based on estimates from 3 covering analysts. With the stock currently trading at $32.16, this represents a potential upside of +7.3%. The company has a market capitalization of $953M.
Analyst price targets range from a low of $34.00 to a high of $35.00, representing a 3% spread in expectations. The median target of $34.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, CCNE trades at a trailing P/E of 12.8x and forward P/E of 9.1x. The forward PEG ratio of 1.84 indicates reasonable valuation for growth. Analysts expect EPS to grow +56.3% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $34.09, with bear and bull scenarios of $21.48 and $44.92 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
NBTBNBT Bancorp Inc. | $2.4B | $46.68 | $46.00 | -1.5% | Hold | 11.2x | 10 |
FXNCFirst National Corporation | $265M | $29.36 | $21.00 | -28.5% | Buy | 12.5x | 1 |
CZWICitizens Community Bancorp, Inc. | $205M | $21.34 | — | — | Buy | 11.7x | 2 |
PFISPeoples Financial Services Corp. | $623M | $62.24 | $56.00 | -10.0% | Hold | 9.6x | 1 |
FUNCFirst United Corporation | $277M | $42.58 | $25.00 | -41.3% | Buy | 9.8x | 1 |
FMNBFarmers National Banc Corp. | $556M | $14.14 | $16.00 | +13.2% | Hold | 9.4x | 7 |
NKSHNational Bankshares, Inc. | $225M | $35.30 | — | — | Buy | 11.0x | 4 |
CZFSCitizens Financial Services, Inc. | $327M | $67.96 | — | — | Buy | 8.3x | 2 |
MNSBMainStreet Bancshares, Inc. | $176M | $23.86 | — | — | Hold | 10.6x | 1 |
BFINBankFinancial Corporation | $150M | $12.00 | — | — | Hold | 15.2x | 2 |
Quick answers to the most common questions about buying CCNE stock.
The consensus price target for CCNE is $34.5, close to the current price of $32.16 (7.3% implied move). Based on 3 analyst estimates, the stock appears fairly valued near current levels.
CCNE has a consensus rating of "Buy" based on 3 Wall Street analysts. The rating breakdown is predominantly bullish, with 2 Buy/Strong Buy ratings. The consensus 12-month price target of $34.5 implies 7.3% upside from current levels.
With a forward P/E of 9.1494x, CCNE trades at a relatively low valuation. The consensus target of $34.5 implies 7.3% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $35 for CCNE, while the most conservative target is $34. The consensus of $34.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $45 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CCNE is lightly followed, with 3 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CCNE stock forecast based on 3 Wall Street analysts shows a consensus price target of $34.5, with estimates ranging from $34 (bear case) to $35 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $34, with bear/bull scenarios of $21/$45.
Our quantitative valuation model calculates CCNE's fair value at $34 (base case), with a bear case of $21 and bull case of $45. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
CCNE trades at a forward P/E ratio of 9.1x based on next-twelve-months earnings estimates compared to a trailing P/E of 12.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
CCNE appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $34.5 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CCNE analyst price targets range from $34 to $35, a 3% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $34.5 consensus represents the middle ground. Our model's $21-$45 range provides an independent fundamental perspective.
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