CCNE trades 12.2% below Wall Street's consensus target of $37.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CCNE achieves its forward estimates and maintains a stable P/E multiple of 9.4x. This scenario reflects the blended consensus of 4 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, CNB Financial Corporation (CCNE) has a Wall Street consensus price target of $37.50, based on estimates from 4 covering analysts. With the stock currently trading at $33.43, this represents a potential upside of +12.2%. The company has a market capitalization of $990M.
Analyst price targets range from a low of $36.00 to a high of $39.00, representing a 8% spread in expectations. The median target of $37.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, CCNE trades at a trailing P/E of 13.3x and forward P/E of 9.4x. The forward PEG ratio of 1.90 indicates reasonable valuation for growth. Analysts expect EPS to grow +8.7% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $34.09, with bear and bull scenarios of $21.48 and $44.92 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.6B | $50.48 | $56.67 | +12.3% | Hold | 12.1x | 10 |
 FXNCFirst National Corporation | $266M | $29.40 | $21.00 | -28.6% | Buy | 12.1x | 1 |
 CZWICitizens Community Bancorp, Inc. | $205M | $21.23 | $24.00 | +13.0% | Buy | 14.9x | 3 |
 PFISPeoples Financial Services Corp. | $686M | $68.51 | $56.00 | -18.3% | Hold | 10.8x | 1 |
 FUNCFirst United Corporation | $276M | $42.76 | $49.50 | +15.8% | Buy | 9.6x | 1 |
 FMNBFarmers National Banc Corp. | $675M | $15.18 | $16.00 | +5.4% | Hold | 9.6x | 7 |
 NKSHNational Bankshares, Inc. | $264M | $41.49 | — | — | Buy | 11.9x | 4 |
 CZFSCitizens Financial Services, Inc. | $376M | $78.28 | — | — | Buy | 9.0x | 2 |
 MNSBMainStreet Bancshares, Inc. | $177M | $24.80 | — | — | Hold | 11.0x | 1 |
 BFINBankFinancial Corporation | $150M | $12.00 | — | — | Hold | 15.2x | 2 |
Quick answers to the most common questions about buying CCNE stock.
CNB Financial Corporation (CCNE) has a consensus 12-month price target of $37.5, implying 12.2% upside from $33.43. The 4 analysts covering CCNE see moderate appreciation potential.
CCNE has a consensus rating of "Buy" based on 4 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $37.5 implies 12.2% upside from current levels.
With a forward P/E of 9.4435x, CCNE trades at a relatively low valuation. The consensus target of $37.5 implies 12.2% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $39 for CCNE, while the most conservative target is $36. The consensus of $37.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $45 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CCNE is lightly followed, with 4 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CCNE stock forecast based on 4 Wall Street analysts shows a consensus price target of $37.5, with estimates ranging from $36 (bear case) to $39 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $34, with bear/bull scenarios of $21/$45.
Our quantitative valuation model calculates CCNE's fair value at $34 (base case), with a bear case of $21 and bull case of $45. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
CCNE trades at a forward P/E ratio of 9.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on CCNE, with a "Buy" consensus rating and $37.5 price target (12.2% upside). 2 of 4 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CCNE analyst price targets range from $36 to $39, a 8% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $37.5 consensus represents the middle ground. Our model's $21-$45 range provides an independent fundamental perspective.
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