The company has demonstrated disciplined leverage management, reducing its Debt/Equity ratio from 0.56 in 2025Q4 to 0.44 in 2026Q1.
| Metric | TTM | Dec'25 | Dec'24 | Dec'23 | Dec'22 | Dec'21 | Dec'20 | Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 |
|---|
| Total Current Assets | 3.66B | 3.58B | 3.96B | 3.42B | 3.24B | 2.87B | 2.74B | 2.39B | 2.17B | 1.64B | 943.51M | 883.22M | 621.29M | 306.92M | 87.36M |
| Cash & Short-Term Investments | 78.18M | 158.01M | 150M | 328M | 353.29M | 368.61M | 394M | 55.44M | 32.9M | 88.83M | 29.45M | 29.29M | 33.46M | 110M | 4.98M |
| Cash Only | 78.18M | 158.01M | 150M | 328M | 353.29M | 368.61M | 394M | 55.44M | 32.9M | 88.83M | 29.45M | 29.29M | 33.46M | 110M | 4.98M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 55.73M | 57.24M | 50.32M | 76.21M | 52.8M | 41.93M | 21.78M | 27.44M | 13.46M | 13M | 5.73M | 5.24M | 13.8M | 4.44M | 897K |
| Days Sales Outstanding | 5.77 | 5.07 | 4.18 | 7.53 | 4.28 | 3.63 | 2.51 | 3.95 | 2.29 | 3.33 | 2.1 | 2.6 | 13.9 | 9.47 | 3.41 |
| Inventory | 3.53B | 3.36B | 3.45B | 3.02B | 2.83B | 2.46B | 1.93B | 2B | 1.85B | 1.39B | 857.88M | 810.14M | 556.32M | 184.07M | 77.31M |
| Days Inventory Outstanding | 391.98 | 379.15 | 367 | 381.1 | 306.56 | 283.04 | 276.53 | 349.69 | 381.48 | 434.29 | 391.24 | 503.2 | 713.75 | 518.21 | 373.98 |
| Other Current Assets | 0 | 0 | 265.25M | 0 | 0 | 0 | 373.53M | 282.73M | 252.75M | 142.52M | 38.26M | 32.86M | 518K | 7.21M | 2.92M |
| Total Non-Current Assets | 149.28M | 909.13M | 574.62M | 748.33M | 555.66M | 642.27M | 107.42M | 112.64M | 137.7M | 129.47M | 64.02M | 34.52M | 43.6M | 8.93M | 3.32M |
| Property, Plant & Equipment | 70.82M | 257.91M | 274.62M | 205.38M | 101.77M | 41.88M | 44.56M | 54.85M | 33.26M | 27.91M | 11.41M | 8.38M | 12.47M | 3.36M | 2.52M |
| Fixed Asset Turnover | 20.59x | 15.97x | 16.02x | 17.98x | 44.28x | 100.68x | 70.94x | 46.23x | 64.57x | 51.01x | 87.14x | 87.70x | 29.06x | 50.93x | 38.15x |
| Goodwill | 41.11M | 41.11M | 41.11M | 30.39M | 30.39M | 30.39M | 30.39M | 30.39M | 30.39M | 27.36M | 21.36M | 21.36M | 21.14M | 479K | 0 |
| Intangible Assets | 0 | 11.38M | 42.4M | 30.93M | 24.16M | 13.7M | 0 | 0 | 5.09M | 2.94M | 2.91M | 4.78M | 8.63M | 1.88M | 0 |
| Long-Term Investments | 417.19M | 124.35M | 31.86M | 68.84M | 62.08M | 73.52M | 8.73M | 3.38M | 0 | 28.21M | 18.27M | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | -131.25M | 410.56M | 162.41M | 365.97M | 297.77M | 448.99M | 23.74M | 24M | 55.19M | 37.49M | 10.05M | 0 | 0 | 3.22M | 800K |
| Total Assets | 4.51B | 4.49B | 4.53B | 4.17B | 3.79B | 3.51B | 2.85B | 2.5B | 2.25B | 1.74B | 1.01B | 917.74M | 675.98M | 312.64M | 90.67M |
| Asset Turnover | 0.87x | 0.92x | 0.97x | 0.89x | 1.19x | 1.20x | 1.11x | 1.01x | 0.95x | 0.82x | 0.99x | 0.80x | 0.54x | 0.55x | 1.06x |
| Asset Growth % | 1.85% | -1.04% | 8.71% | 9.94% | 8.06% | 23.35% | 13.81% | 10.9% | 29.93% | 72.21% | 9.78% | 35.76% | 116.22% | 244.8% | - |
| Total Current Liabilities | 152.19M | 862.28M | 434.37M | 714.66M | 624.88M | 742.67M | 542.05M | 332.68M | 385.79M | 147.51M | 78.02M | 100.29M | 65.64M | 27.48M | 25.91M |
| Accounts Payable | 152.19M | 114.42M | 133.09M | 147.26M | 106.93M | 84.68M | 107.71M | 84.79M | 89.91M | 24.83M | 15.71M | 10.97M | 17.14M | 8.31M | 2.46M |
| Days Payables Outstanding | 16.29 | 12.91 | 14.14 | 18.6 | 11.58 | 9.76 | 15.44 | 14.86 | 18.56 | 7.76 | 7.16 | 6.81 | 21.98 | 23.4 | 11.9 |
| Short-Term Debt | 222.3M | 437.26M | 135.5M | 264.01M | 232.32M | 358.47M | 62.08M | 3.85M | 202.5M | 28.41M | 0 | 0 | 0 | 0 | 11.24M |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | -256.33M | 233.96M | 0 | 223.26M | 205.23M | 216.23M | 279.8M | 184.3M | 0 | 56.85M | 48.91M | 223K | 0 | 12.25M | 0 |
| Current Ratio | 24.05x | 4.15x | 9.11x | 4.79x | 5.18x | 3.86x | 5.05x | 7.18x | 5.62x | 11.13x | 12.09x | 8.81x | 9.47x | 11.17x | 3.37x |
| Quick Ratio | 0.88x | 0.25x | 1.16x | 0.57x | 0.65x | 0.55x | 1.49x | 1.18x | 0.83x | 1.70x | 1.10x | 0.73x | 0.99x | 4.47x | 0.39x |
| Cash Conversion Cycle | 381.46 | 371.32 | 357.04 | 370.03 | 299.26 | 276.92 | 263.61 | 338.78 | 365.21 | 429.86 | 386.18 | 499 | 705.66 | 504.27 | 365.5 |
| Total Non-Current Liabilities | 1.8B | 1.03B | 1.48B | 1.07B | 1.02B | 1B | 1.02B | 1.11B | 1.01B | 824.6M | 455.87M | 407.97M | 229.61M | 13.6M | 40.2M |
| Long-Term Debt | 1.11B | 1.01B | 1.34B | 1.04B | 998.67M | 989.7M | 894.88M | 965.4M | 889.33M | 824.6M | 448.09M | 390.24M | 224.11M | 1.5M | 33.21M |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 16.8M | 19.31M | 0 | 0 | 0 | 0 | 133K | 0 | 0 |
| Deferred Tax Liabilities | 25.65M | 25.65M | 0 | 29.82M | 18.63M | 12.54M | 0 | 0 | 0 | 0 | 1.78M | 275K | 0 | 912K | 0 |
| Other Non-Current Liabilities | 691.64M | 0 | 136.54M | 0 | 0 | 0 | 110.67M | 120.88M | 119.77M | 0 | 6M | 17.45M | 5.29M | 9.99M | 5.69M |
| Total Liabilities | 1.96B | 1.89B | 1.91B | 1.78B | 1.64B | 1.74B | 1.56B | 1.44B | 1.39B | 999.79M | 533.89M | 508.26M | 310.77M | 41.08M | 66.11M |
| Total Debt | 1.11B | 1.44B | 1.48B | 1.3B | 1.23B | 1.35B | 973.76M | 988.56M | 1.09B | 824.6M | 454.09M | 390.24M | 224.25M | 1.5M | 44.45M |
| Net Debt | 1.03B | 1.29B | 1.33B | 973.77M | 877.69M | 979.56M | 579.76M | 933.12M | 1.06B | 735.77M | 424.64M | 360.96M | 190.78M | -108.5M | 39.47M |
| Debt / Equity | 0.44x | 0.56x | 0.56x | 0.55x | 0.57x | 0.76x | 0.76x | 0.93x | 1.27x | 1.12x | 0.96x | 0.95x | 0.61x | 0.01x | 1.81x |
| Debt / EBITDA | 4.31x | 3.59x | 3.14x | 3.50x | 1.72x | 2.01x | 3.41x | 6.00x | 8.59x | 9.60x | 5.86x | 6.12x | 6.59x | 0.08x | 6.10x |
| Net Debt / EBITDA | 4.01x | 3.20x | 2.82x | 2.62x | 1.23x | 1.46x | 2.03x | 5.66x | 8.33x | 8.56x | 5.48x | 5.66x | 5.60x | -5.77x | 5.42x |
| Interest Coverage | - | - | - | 6.27x | 26.21x | 11.09x | 4.14x | 2.04x | - | - | 14374.40x | 5901.40x | 1191.73x | - | - |
| Total Equity | 2.55B | 2.59B | 2.62B | 2.39B | 2.15B | 1.76B | 1.28B | 1.06B | 859.36M | 735.23M | 473.64M | 409.48M | 365.2M | 271.56M | 24.56M |
| Equity Growth % | 3.09% | -1.11% | 9.8% | 11.01% | 21.86% | 37.78% | 20.63% | 23.55% | 16.88% | 55.23% | 15.67% | 12.12% | 34.49% | 1005.64% | - |
| Book Value per Share | 87.39 | 85.37 | 81.62 | 74.11 | 65.20 | 51.23 | 38.10 | 34.04 | 28.28 | 29.94 | 22.78 | 19.91 | 18.99 | 21.09 | 1.64 |
| Total Shareholders' Equity | 2.55B | 2.59B | 2.62B | 2.39B | 2.15B | 1.76B | 1.28B | 1.06B | 859.36M | 735.23M | 473.64M | 409.48M | 365.2M | 271.56M | 22.06M |
| Common Stock | 288K | 291K | 310K | 318K | 318K | 338K | 334K | 331K | 302K | 295K | 216K | 213K | 209K | 173K | 22.06M |
| Retained Earnings | 2.22B | 2.21B | 2.09B | 1.79B | 1.57B | 1.07B | 583.17M | 377.01M | 264.02M | 168.15M | 117.85M | 68.31M | 28.42M | 8.4M | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.5M |
Entry-level demand sensitivity
As reported in recent financial statements, Century Communities has maintained a stable equity base of $2.6 billion through 2026Q1, despite a challenging environment where total assets have fluctuated and revenue growth has turned negative, suggesting a resilient but stagnant capital structure during this cyclical downturn.
The consistency in equity levels indicates that management has successfully avoided significant balance sheet erosion despite the recent revenue contraction. However, the lack of growth in retained earnings suggests that the company is currently in a defensive posture rather than an expansionary phase.
Based on the provided quarterly data, CCS has managed its debt load effectively, with the Debt/Equity ratio moving from 0.56 in 2025Q4 to 0.44 in 2026Q1, reflecting a strategic effort to deleverage as the company navigates a period of softening demand in the entry-level housing market.
This reduction in leverage appears to be a prudent response to the inherent volatility of the spec-building model. Investors should monitor whether this deleveraging is a permanent shift toward a more conservative capital structure or merely a temporary reaction to rising interest rate risks.
According to the latest balance sheet filings, the company's cash position dropped to $78.2 million in 2026Q1 from $158.0 million in 2025Q4, which warrants further investigation into the company's ability to maintain its operational liquidity buffer during periods of sustained negative free cash flow.
While the current ratio remains high at 24.05, this figure is heavily influenced by inventory levels that may not be immediately liquid in a cooling market. The rapid decline in cash reserves suggests that the company's liquidity position is becoming increasingly sensitive to the timing of home closings.
As indicated by the reported financial data, the significant fluctuation in net PPE from $257.9 million in 2025Q4 to $70.8 million in 2026Q1 suggests potential volatility in asset valuation that may mask underlying risks related to land bank quality and future impairment potential.
The sharp decline in net PPE may imply a rapid liquidation of assets or a change in accounting treatment that warrants closer scrutiny. Investors should consider whether these balance sheet movements reflect a genuine improvement in asset efficiency or a potential buildup of risks within the land development pipeline.
Quick answers to the most common questions about buying CCS stock.
As of 2025, Century Communities, Inc. (CCS) had total assets of $4.49B including $3.58B in current assets.
Century Communities, Inc. (CCS) carries total debt of $1.44B, offset by $158.0M in cash and short-term investments. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
Century Communities, Inc. (CCS) has total shareholders' equity (book value) of $2.59B ($85.37 book value per share). Book value represents the net worth of the company belonging to common stock holders.
Century Communities, Inc. (CCS) reported a current ratio of 4.15x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.