Citizens Financial Group, Inc. (CFG-PH) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 12.33B | 49.38B | 47.65B | 43.77B | 46.32B | 43.85B | 44.24B | 44.2B | 43.1B | 41.7B | 40.39B | 35.21B | 30.8B | 34.59B | 31.73B | 31.62B | 35.08B | 34.9B | 38.3B | 37.06B |
| Cash & Due from Banks | 12.33B | 12.73B | 12.34B | 9.23B | 12.23B | 11.24B | 11.56B | 12.33B | 11.99B | 12.03B | 15.72B | 11.85B | 8.29B | 10.85B | 8.42B | 6.98B | 10.62B | 9.47B | 14.01B | 13.04B |
| Short Term Investments | 0 | 36.66B | 35.3B | 34.54B | 34.1B | 32.61B | 32.68B | 31.87B | 31.11B | 29.67B | 24.67B | 23.36B | 22.51B | 23.74B | 23.31B | 24.63B | 24.45B | 25.43B | 24.29B | 24.02B |
| Total Investments | 188.24B | 44.59B | 184.31B | 182.99B | 181.7B | 178.51B | 182.14B | 181.36B | 182.1B | 182.58B | 181.61B | 182.85B | 185.73B | 188.51B | 189.25B | 191.31B | 158.03B | 157.14B | 151.67B | 150.82B |
| Investments Growth % | 3.6% | -75.02% | 1.2% | 0.9% | -0.22% | -2.23% | 0.29% | -0.82% | -1.95% | -3.15% | -4.04% | -4.42% | 17.53% | 19.96% | 24.78% | 26.84% | 4.86% | 4.67% | 0.82% | -1.31% |
| Long-Term Investments | 188.24B | 7.93B | 149.01B | 148.44B | 147.6B | 145.9B | 149.46B | 149.49B | 151B | 152.91B | 156.94B | 159.49B | 163.22B | 164.77B | 165.93B | 166.67B | 133.57B | 131.71B | 127.38B | 126.81B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 8.33B | 8.3B | 8.31B | 8.32B | 8.32B | 8.33B | 8.32B | 8.33B | 8.34B | 8.35B | 8.36B | 8.36B | 8.36B | 8.37B | 8.16B | 8.08B | 7.23B | 7.18B | 7.07B | 7.05B |
| Goodwill | 8.22B | 8.19B | 8.19B | 8.19B | 8.19B | 8.19B | 8.19B | 8.19B | 8.19B | 8.19B | 8.19B | 8.19B | 8.18B | 8.17B | 8.16B | 8.08B | 7.23B | 7.12B | 7.07B | 7.05B |
| Intangible Assets | 112M | 115M | 123M | 129M | 137M | 146M | 137M | 139M | 148M | 157M | 167M | 175M | 185M | 197M | 0 | 0 | 0 | 64M | 0 | 0 |
| PP&E (Net) | 874M | 915M | 857M | 855M | 855M | 875M | 862M | 863M | 872M | 895M | 878M | 876M | 866M | 844M | 827M | 885M | 793M | 768M | 732M | 735M |
| Other Assets | 18.14B | 17.87B | 16.92B | 16.92B | 17.05B | 17.54B | 16.82B | 17.06B | 17.14B | 16.96B | 17.52B | 17.86B | 17.61B | 16.7B | 16.61B | 17.91B | 13.94B | 12.31B | 12.01B | 11.69B |
| Total Current Assets | 12.33B | 191.33B | 47.65B | 43.77B | 46.32B | 44.88B | 44.24B | 44.2B | 43.1B | 42.85B | 41.58B | 36.48B | 32.2B | 36.04B | 33.15B | 33.16B | 36.56B | 36.44B | 39.83B | 38.83B |
| Total Non-Current Assets | 215.59B | 35.02B | 175.1B | 174.54B | 173.82B | 172.65B | 175.46B | 175.74B | 177.35B | 179.12B | 183.69B | 186.59B | 190.06B | 190.69B | 191.53B | 193.55B | 155.53B | 151.97B | 147.18B | 146.28B |
| Total Assets | 227.92B | 226.35B | 222.75B | 218.31B | 220.15B | 217.52B | 219.71B | 219.94B | 220.45B | 221.96B | 225.27B | 223.07B | 222.26B | 226.73B | 224.68B | 226.71B | 192.1B | 188.41B | 187.01B | 185.1B |
| Asset Growth % | 3.53% | 4.06% | 1.38% | -0.74% | -0.14% | -2% | -2.47% | -1.4% | -0.81% | -2.1% | 0.26% | -1.61% | 15.7% | 20.34% | 20.15% | 22.48% | 2.61% | 2.76% | 4.34% | 2.91% |
| Return on Assets (ROA) | 0.23% | 0.24% | 0.22% | 0.2% | 0.17% | 0.18% | 0.17% | 0.18% | 0.15% | 0.08% | 0.19% | 0.21% | 0.23% | 0.29% | 0.28% | 0.17% | 0.22% | 0.28% | 0.28% | 0.35% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 12.31B | 11.28B | 10.65B | 12.78B | 12.31B | 12.4B | 13.96B | 13.08B | 13.81B | 13.97B | 17.59B | 15.2B | 19.87B | 15.89B | 16.55B | 18.2B | 5.92B | 7.01B | 6.96B | 7.02B |
| Net Debt | -16M | -1.45B | -1.69B | 3.55B | 88M | 1.17B | 2.4B | 754M | 1.82B | 1.94B | 1.86B | 3.35B | 11.58B | 5.04B | 8.13B | 11.22B | -4.7B | -2.47B | -7.05B | -6.02B |
| Long-Term Debt | 12.26B | 11.22B | 8.45B | 10.54B | 10.28B | 10.41B | 11.96B | 13.08B | 12.56B | 13.47B | 17.35B | 14.1B | 18.86B | 15.89B | 16.29B | 14.44B | 5.89B | 6.93B | 6.95B | 6.96B |
| Short-Term Debt | 54M | 58M | 2.2B | 2.24B | 2.04B | 1.99B | 2B | 2M | 1.25B | 505M | 232M | 1.1B | 1.02B | 3M | 263M | 3.76B | 25M | 74M | 8M | 62M |
| Other Liabilities | 189.43B | 5.44B | 6.25B | 5.21B | 5.39B | 6.09B | 5.63B | 6.63B | 6.45B | 6.31B | 6.61B | 6.62B | 5.99B | 6.43B | 6.42B | 5.26B | 5.33B | 3.62B | 3.72B | 3.53B |
| Total Current Liabilities | 54M | 183.37B | 182.22B | 177.32B | 179.61B | 176.76B | 177.19B | 176.35B | 177.68B | 177.85B | 178.43B | 178.77B | 173.21B | 180.73B | 178.83B | 182.69B | 158.8B | 154.44B | 152.23B | 150.7B |
| Total Non-Current Liabilities | 201.69B | 16.66B | 14.7B | 15.75B | 15.67B | 16.5B | 17.58B | 19.71B | 19.01B | 19.77B | 23.96B | 20.71B | 24.84B | 22.32B | 22.71B | 19.7B | 11.22B | 10.55B | 11.36B | 11.21B |
| Total Liabilities | 201.75B | 200.03B | 196.92B | 193.08B | 195.28B | 193.27B | 194.77B | 196.07B | 196.69B | 197.62B | 202.39B | 199.48B | 198.06B | 203.04B | 201.54B | 202.38B | 170.02B | 164.99B | 163.58B | 161.91B |
| Total Equity | 26.17B | 26.32B | 25.83B | 25.23B | 24.87B | 24.25B | 24.93B | 23.87B | 23.76B | 24.34B | 22.88B | 23.59B | 24.2B | 23.69B | 23.15B | 24.33B | 22.07B | 23.42B | 23.42B | 23.2B |
| Equity Growth % | 5.25% | 8.51% | 3.6% | 5.72% | 4.65% | -0.36% | 8.98% | 1.2% | -1.82% | 2.75% | -1.16% | -3.05% | 9.64% | 1.15% | -1.18% | 4.87% | -2.56% | 3.29% | 4.25% | 3.48% |
| Equity / Assets (Capital Ratio) | 11.48% | 11.63% | 11.6% | 11.56% | 11.3% | 11.15% | 11.35% | 10.85% | 10.78% | 10.97% | 10.16% | 10.57% | 10.89% | 10.45% | 10.3% | 10.73% | 11.49% | 12.43% | 12.53% | 12.53% |
| Return on Equity (ROE) | 1.97% | 2.03% | 1.93% | 1.74% | 1.52% | 1.63% | 1.57% | 1.65% | 1.39% | 0.8% | 1.85% | 2% | 2.13% | 2.79% | 2.68% | 1.57% | 1.85% | 2.26% | 2.27% | 2.83% |
| Book Value per Share | 60.88 | 60.43 | 59.31 | 57.80 | 56.23 | 54.52 | 55.42 | 52.28 | 51.23 | 52.00 | 48.55 | 49.04 | 49.62 | 47.81 | 46.53 | 49.32 | 51.98 | 54.86 | 54.75 | 54.26 |
| Tangible BV per Share | 41.50 | 41.37 | 40.23 | 38.75 | 37.41 | 35.79 | 36.91 | 34.04 | 33.26 | 34.17 | 30.82 | 31.65 | 32.48 | 30.92 | 30.12 | 32.94 | 34.95 | 38.04 | 38.23 | 37.77 |
| Common Stock | 7M | 7M | 7M | 7M | 7M | 7M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M |
| Additional Paid-in Capital | 22.47B | 22.48B | 22.45B | 22.42B | 22.37B | 22.36B | 22.33B | 22.3B | 22.27B | 22.25B | 22.23B | 22.21B | 22.18B | 22.14B | 22.12B | 22.1B | 19.02B | 19B | 18.98B | 18.96B |
| Retained Earnings | 11.63B | 11.35B | 11.06B | 10.78B | 10.57B | 10.41B | 10.23B | 10.08B | 9.92B | 9.82B | 9.86B | 9.65B | 9.42B | 9.16B | 8.75B | 8.35B | 8.21B | 7.98B | 7.65B | 7.31B |
| Accumulated OCI | -2.09B | -1.97B | -2.27B | -2.64B | -2.94B | -3.6B | -2.93B | -4.13B | -4.16B | -3.76B | -5.24B | -4.56B | -3.94B | -4.56B | -4.82B | -3.22B | -2.26B | -665M | -508M | -381M |
| Treasury Stock | -7.96B | -7.65B | -7.53B | -7.45B | -7.25B | -7.05B | -6.82B | -6.49B | -6.29B | -5.99B | -5.99B | -5.73B | -5.47B | -5.07B | -4.92B | -4.92B | -4.92B | -4.92B | -4.72B | -4.72B |
| Preferred Stock | 2.11B | 2.11B | 2.11B | 2.11B | 2.11B | 2.11B | 2.11B | 2.11B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B | 2.01B |