Citizens Financial Group, Inc. (CFG-PH) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 237M | -158M | 1.7B | 886M | -213M | 483M | 130M | 834M | 554M | 670M | 1.01B | 122M | 1.15B | 1.44B | 3B | -1.88B | 1.55B | 1.1B | 1.28B | 580M |
| Operating CF Growth % | 211.27% | -132.71% | 1204.62% | 6.24% | -138.45% | -27.91% | -87.19% | 583.61% | -51.99% | -53.5% | -66.17% | 106.5% | -25.74% | 30.41% | 134.38% | -423.45% | 325.22% | 27.6% | 94.53% | 774.42% |
| Net Income | 517M | 528M | 494M | 436M | 373M | 401M | 382M | 392M | 334M | 189M | 430M | 478M | 511M | 653M | 636M | 364M | 420M | 530M | 530M | 648M |
| Depreciation & Amortization | 113M | 112M | 119M | 124M | 123M | 124M | 129M | 143M | 102M | 126M | 122M | 112M | 118M | 117M | 121M | 260M | 67M | 172M | 136M | 165M |
| Deferred Taxes | 52M | 11M | 22M | -99M | -16M | -127M | -18M | -32M | 0 | -181M | -21M | 23M | -63M | -67M | 46M | 125M | -47M | -643M | 15M | 119M |
| Other Non-Cash Items | -152M | -204M | 368M | 194M | -188M | 72M | 140M | 96M | 337M | 235M | 643M | -203M | 82M | 457M | 307M | 537M | 897M | 436M | 265M | 727M |
| Working Capital Changes | -326M | -628M | 670M | 188M | -536M | -8M | -524M | 214M | -253M | 287M | -177M | -310M | 473M | 265M | 1.87B | -3.18B | 184M | 598M | 322M | -1.09B |
| Cash from Investing | -1.8B | -1.93B | -1.5B | -1.43B | -1.11B | 1.61B | 161M | 179M | 1.04B | 225M | 382M | 3.15B | 1.49B | -158M | 883M | -9.45B | -3.91B | -7.5B | -1.28B | -631M |
| Purchase of Investments | -2.52B | -3.92B | -1.42B | -1.76B | -2.37B | -3.26B | -2.01B | -1.43B | -3.06B | -4.51B | -2.37B | -1.98B | -1.22B | -1B | -1.13B | -5.98B | -2.66B | -3.74B | -2.26B | -2.16B |
| Sale/Maturity of Investments | 1.84B | 4.04B | 1.25B | 1.64B | 1.64B | 2.89B | 2.35B | 910M | 1.44B | 1.2B | 1.58B | 930M | 2B | 963M | 949M | 1.63B | 2.1B | 2.64B | 2.01B | 2.38B |
| Net Investment Activity | -674M | 122M | -169M | -124M | -727M | -366M | 338M | -520M | -1.62B | -3.31B | -793M | -1.05B | 777M | -41M | -185M | -4.36B | -559M | -1.1B | -242M | 222M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -20M | -1M | -91M | -143M | -151M | -14M | 0 |
| Other Investing | -1.13B | -1.96B | -1.29B | -1.27B | -367M | 2.02B | -143M | 729M | 2.67B | 3.59B | 1.21B | 4.24B | 767M | -112M | 1.15B | -5B | -3.16B | -6.18B | -1B | -831M |
| Cash from Financing | 1.17B | 3.17B | 2.9B | -2.45B | 2.26B | -2.4B | -1.15B | -841M | -1.62B | -4.67B | 2.44B | 322M | -5.22B | 1.1B | -2.24B | 7.9B | 3.14B | 1.84B | 1.08B | -1.97B |
| Dividends Paid | -236M | -233M | -217M | -218M | -220M | -226M | -225M | -224M | -228M | -230M | -231M | -229M | -238M | -233M | -243M | -218M | -198M | -193M | -200M | -191M |
| Share Repurchases | -300M | -525M | -75M | -200M | -200M | -225M | -625M | -200M | -300M | 0 | -250M | -256M | -400M | -151M | 0 | -2M | -23M | -200M | -250M | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 296M |
| Net Stock Activity | -300M | -525M | -75M | -200M | -200M | -225M | -625M | -200M | -300M | 0 | -250M | -256M | -400M | -151M | 0 | -2M | -23M | -200M | -250M | 296M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K |
| Other Financing | -43M | 3.31B | 4.93B | -2.48B | 2.78B | -395M | -1.16B | 321M | -926M | -808M | 537M | 5.47B | -8.55B | 2.16B | -359M | -69M | 4.36B | 2.14B | 1.58B | -713M |
| Net Change in Cash | -397M | 1.08B | 3.1B | -2.99B | 940M | -314M | -856M | 172M | -29M | -3.77B | 3.83B | 3.59B | -2.57B | 2.39B | 1.65B | -3.42B | 778M | -4.56B | 1.07B | -2.02B |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 12.73B | 11.65B | 8.55B | 11.54B | 10.6B | 10.91B | 11.77B | 11.6B | 11.63B | 15.4B | 11.57B | 7.97B | 10.55B | 8.16B | 6.51B | 9.94B | 9.16B | 13.72B | 12.64B | 14.66B |
| Cash at End | 12.33B | 12.73B | 11.65B | 8.55B | 11.54B | 10.6B | 10.91B | 11.77B | 11.6B | 11.63B | 15.4B | 11.57B | 7.97B | 10.55B | 8.16B | 6.51B | 9.94B | 9.16B | 13.72B | 12.64B |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 237M | -250M | 1.66B | 853M | -227M | 435M | 96M | 804M | 544M | 622M | 982M | 83M | 1.1B | 1.46B | 2.92B | -1.88B | 1.5B | 1.04B | 1.25B | 558M |
| FCF Growth % | 204.41% | -157.47% | 1630.21% | 6.09% | -141.73% | -30.06% | -90.22% | 868.67% | -50.64% | -57.28% | -66.31% | 104.41% | -26.68% | 40% | 132.64% | -437.1% | 314.71% | 39.04% | 76.23% | 553.66% |