Chime Financial, Inc. Class A Common Stock (CHYM) Earnings History
Net Loss4 years of earnings data (2022–2025) · Currently unprofitable on a TTM basis
Loading earnings history...
Chime Financial, Inc. Class A Common Stock (CHYM) Earnings Overview
As of June 22, 2026, Chime Financial, Inc. Class A Common Stock (CHYM) reported trailing twelve-month net income of -$969M, reflecting -3721.8% year-over-year growth. The company earned $-2.42 per diluted share over the past four quarters, with a net profit margin of -46.2%.
Looking at the long-term picture, CHYM's historical earnings data spans multiple years. The company achieved its highest annual net income of -$25M in fiscal 2024.
Chime Financial, Inc. Class A Common Stock is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including SOFI ($481M net income, 10.1% margin), DAVE ($225M net income, 38.3% margin), MQ ($2M net income, -2.2% margin), CHYM has room to improve margins relative to the peer group. Compare CHYM vs SOFI →
CHYM Earnings vs Peers
Earnings metrics vs comparable public companies
CHYM Historical Earnings Data (2022–2025)
4 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$1.01B | -3884.9% | -$1.04B | $-2.66 | -46.2% | -47.6% |
| 2024 | -$25M | +87.5% | -$62M | $-0.07 | -1.5% | -3.7% |
| 2023 | -$203M | +56.8% | -$236M | $-0.56 | -15.9% | -18.4% |
| 2022 | -$470M | - | -$479M | $-1.29 | -46.6% | -47.5% |
Download Data
Export CHYM earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
4+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
CHYM — Frequently Asked Questions
Quick answers to the most common questions about buying CHYM stock.
What is CHYM earnings per share (EPS)?
CHYM trailing twelve-month (TTM) diluted EPS is $-2.42, reflecting -3721.8% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2022 to 2025 is available in the table on this page.
What is Chime Financial, Inc. Class A Common Stock's net income?
Chime Financial, Inc. Class A Common Stock (CHYM) trailing twelve-month net income is $-969M as of 2025. Earnings declined -3721.8% year-over-year.
Is CHYM profitable?
CHYM is not currently profitable on a TTM basis, reporting a net loss of $-969M. Net margin is -46.2%. Investors should monitor for a return to profitability.
What is CHYM's earnings growth rate?
CHYM compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2022 to 2025.
What are CHYM's profit margins?
Chime Financial, Inc. Class A Common Stock net profit margin is -46.2%, operating margin is -47.6%, and gross margin is +85.9%. Below-average margins reflect competitive or cost pressures. Return on Equity is -85.5%.
Is CHYM growing earnings?
CHYM earnings are declining — EPS fell -3721.8% year-over-year. TTM net income dropped to $-969M. This contrasts with the 5-year CAGR of N/A.
What was CHYM's best earnings year?
Chime Financial, Inc. Class A Common Stock's highest annual net income on record is $-25M, achieved in fiscal year 2024. Earnings history on this page spans 2022 to 2025 and includes all annual and quarterly figures.
What were CHYM's earnings last quarter?
CHYM's most recent reported quarter was Q1 2026. Net income was $53M with diluted EPS of $0.13. For a full breakdown of all quarters, see the quarterly earnings table on this page.