Chimera Investment Corporation (CIM) Financial Ratios
19 years of historical data (2007–2025) · Real Estate · REIT - Mortgage
EV/EBITDA
18.00
+0% vs avg
5yr avg: 17.93
30Y Low5.2·High98.0
P/FCF
↓
N/A
—
5yr avg: 5.54
30Y Low4.0·High59.6
P/B Ratio
↓
0.43
↓-23% vs avg
5yr avg: 0.56
30Y Low0.4·High3.7
ROE
↓
9.0%
↓+100% vs avg
5yr avg: 4.5%
30Y Low-25%·High18%
Debt/EBITDA
16.93
+0% vs avg
5yr avg: 16.93
30Y Low2.8·High37.9
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
CIM Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Chimera Investment Corporation trades at 4.8x earnings, 70% below its 5-year average of 15.9x, sitting at the 6th percentile of its historical range. Compared to the Real Estate sector median P/E of 24.1x, the stock trades at a discount of 80%.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.1B | $1.0B | $1.2B | $1.2B | $1.3B | $3.7B | $2.2B | $3.9B | $3.3B | $3.5B | $3.2B |
| Enterprise Value | $13.9B | $13.8B | $11.1B | $11.1B | $11.6B | $14.4B | $15.4B | $25.5B | $25.9B | $20.3B | $15.9B |
| P/E Ratio → | 4.77 | 4.52 | 12.73 | 27.72 | — | 18.62 | 78.85 | 34.08 | 24.41 | 21.24 | 17.37 |
| P/S Ratio | 1.34 | 1.27 | 4.46 | 5.71 | — | 3.50 | 9.64 | 7.94 | 7.39 | 5.53 | 5.21 |
| P/B Ratio | 0.43 | 0.41 | 0.46 | 0.46 | 0.48 | 0.99 | 0.58 | 0.98 | 0.90 | 0.96 | 1.02 |
| P/FCF | — | — | 5.59 | 5.48 | 3.95 | 7.13 | 8.47 | 59.56 | 11.24 | 7.14 | 5.79 |
| P/OCF | — | — | 5.59 | 5.48 | 3.95 | 7.13 | 8.47 | 59.56 | 11.24 | 7.14 | 5.79 |
P/E links to full P/E history page with 30-year chart
CIM EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Chimera Investment Corporation's enterprise value stands at 18.0x EBITDA, roughly in line with its 5-year average of 17.9x. The Real Estate sector median is 17.0x, placing the stock at a 6% premium on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 16.86 | 42.96 | 54.00 | — | 13.62 | 68.14 | 52.25 | 57.30 | 32.20 | 25.88 |
| EV / EBITDA | 18.00 | 17.93 | — | — | — | — | — | — | 43.41 | 20.08 | 18.00 |
| EV / EBIT | 18.16 | 17.56 | — | — | — | — | — | — | 23.88 | 17.55 | 16.59 |
| EV / FCF | — | — | 53.88 | 51.85 | 35.72 | 27.72 | 59.82 | 392.16 | 87.18 | 41.58 | 28.76 |
CIM Profitability
Margins and return-on-capital ratios measuring operating efficiency
Chimera Investment Corporation earns an operating margin of 93.2%, significantly above the Real Estate sector average of 24.8%. ROE of 9.0% is modest. ROIC of 4.1% represents below-average returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 94.9% | 94.9% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 89.2% | 90.0% | 92.1% |
| Operating Margin | 93.2% | 93.2% | — | — | — | — | — | — | 87.2% | 168.1% | 146.5% |
| Net Profit Margin | 28.1% | 28.1% | 68.3% | 61.6% | 123.6% | 63.4% | 39.2% | 84.7% | 90.9% | 83.4% | 89.8% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.0% | 9.0% | 6.9% | 4.8% | -16.0% | 17.8% | 2.3% | 10.8% | 11.2% | 15.5% | 18.2% |
| ROA | 1.6% | 1.6% | 1.4% | 1.0% | -3.6% | 4.1% | 0.4% | 1.5% | 1.7% | 2.8% | 3.4% |
| ROIC | 4.1% | 4.1% | — | — | — | — | — | — | 1.3% | 4.4% | 4.4% |
| ROCE | 8.3% | 8.3% | — | — | — | — | — | — | 3.4% | 10.1% | 10.9% |
CIM Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Chimera Investment Corporation carries a Debt/EBITDA ratio of 16.9x, which is highly leveraged (114% above the sector average of 7.9x). Net debt stands at $12.8B ($13.1B total debt minus $279M cash). Interest coverage of just 1.4x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 5.08 | 5.08 | 3.96 | 3.95 | 3.98 | 2.96 | 3.58 | 5.50 | 6.11 | 4.63 | 4.12 |
| Debt / EBITDA | 16.93 | 16.93 | — | — | — | — | — | — | 37.89 | 16.70 | 14.58 |
| Net Debt / Equity | — | 4.97 | 3.93 | 3.86 | 3.88 | 2.86 | 3.50 | 5.47 | 6.10 | 4.62 | 4.07 |
| Net Debt / EBITDA | 16.57 | 16.57 | — | — | — | — | — | — | 37.81 | 16.63 | 14.38 |
| Debt / FCF | — | — | 48.28 | 46.36 | 31.77 | 20.59 | 51.35 | 332.60 | 75.94 | 34.44 | 22.97 |
| Interest Coverage | 1.42 | 1.42 | — | — | — | — | — | — | 1.60 | 2.17 | 2.76 |
CIM Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.07x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 3.98x to 0.07x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.07 | 0.07 | 2.60 | 3.98 | 2.88 | 2.32 | 2.37 | 0.97 | 0.79 | 1.46 | 1.22 |
| Quick Ratio | 0.07 | 0.07 | 2.60 | 3.98 | 2.88 | 2.32 | 2.37 | 0.97 | 0.79 | 1.46 | 1.22 |
| Cash Ratio | 0.05 | 0.05 | 0.02 | 0.08 | 0.06 | 0.07 | 0.05 | 0.01 | 0.00 | 0.01 | 0.02 |
| Asset Turnover | — | 0.05 | 0.02 | 0.02 | -0.03 | 0.07 | 0.01 | 0.02 | 0.02 | 0.03 | 0.04 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
CIM Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Chimera Investment Corporation returns 7.8% to shareholders annually primarily through dividends. The payout ratio of 37.3% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 21.0% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 7.8% | 8.2% | 10.4% | 16.7% | 22.4% | 8.1% | 14.8% | 9.7% | 11.2% | 10.8% | 14.2% |
| Payout Ratio | 37.3% | 37.3% | 67.6% | 154.8% | — | 44.6% | 363.1% | 90.5% | 91.0% | 71.6% | 82.3% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 21.0% | 22.1% | 7.9% | 3.6% | — | 5.4% | 1.3% | 2.9% | 4.1% | 4.7% | 5.8% |
| FCF Yield | — | — | 17.9% | 18.2% | 25.3% | 14.0% | 11.8% | 1.7% | 8.9% | 14.0% | 17.3% |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 2.8% | 3.8% | 0.0% | 1.0% | 5.0% | 0.4% | 9.0% | 4.4% |
| Total Shareholder Yield | 7.8% | 8.2% | 10.4% | 19.5% | 26.2% | 8.1% | 15.8% | 14.7% | 11.6% | 19.8% | 18.6% |
| Shares Outstanding | — | $84M | $82M | $78M | $78M | $82M | $71M | $63M | $63M | $63M | $63M |
Peer Comparison
Compare CIM with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 CIMYou | $1B | 4.8 | 18.0 | — | 94.9% | 93.2% | 9.0% | 4.1% | 16.9 |
 AGNC | $12B | 7.1 | 2.1 | 17.9 | 100.0% | 236.3% | 15.1% | 33.8% | 0.0 |
 NLY | $16B | 7.6 | 18.3 | — | 99.9% | 102.6% | 14.1% | 6.4% | 16.3 |
 MFA | $956M | 5.6 | 17.0 | 12.5 | 96.2% | 78.8% | 9.6% | 4.4% | 15.9 |
 MITT | $248M | 8.7 | 18.2 | 4.2 | 94.7% | 96.9% | 8.8% | 4.5% | 17.9 |
 IVR | $568M | 5.2 | 19.1 | 3.6 | 96.7% | 94.5% | 13.3% | 4.0% | 17.5 |
 TWO | $1B | -2.8 | 197.7 | 14.4 | 97.9% | 68.7% | -23.2% | 3.1% | 188.0 |
 PMT | $865M | 10.0 | 209.8 | — | 15.4% | 9.1% | 6.7% | 0.4% | 203.5 |
 RWT | $622M | -7.9 | 21.1 | — | 95.6% | 95.3% | -6.5% | 3.9% | 20.8 |
 EARN | $164M | 18.2 | 97.9 | 18.0 | 31.3% | 14.0% | 4.0% | 0.7% | 79.3 |
 EFC | $1B | 11.2 | 39.4 | 2.6 | 84.3% | 61.6% | 8.5% | 3.1% | 37.0 |
| Real Estate Median | — | 24.1 | 17.0 | 15.4 | 49.3% | 24.8% | 3.7% | 2.7% | 7.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 19 years · Updated daily
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CIM — Frequently Asked Questions
Quick answers to the most common questions about buying CIM stock.
What is Chimera Investment Corporation's P/E ratio?
Chimera Investment Corporation's current P/E ratio is 4.8x. The historical average is 23.2x. This places it at the 6th percentile of its historical range.
What is Chimera Investment Corporation's EV/EBITDA?
Chimera Investment Corporation's current EV/EBITDA is 18.0x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 39.7x.
What is Chimera Investment Corporation's ROE?
Chimera Investment Corporation's return on equity (ROE) is 9.0%. The historical average is 6.4%.
Is CIM stock overvalued?
Based on historical data, Chimera Investment Corporation is trading at a P/E of 4.8x. This is at the 6th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Chimera Investment Corporation's dividend yield?
Chimera Investment Corporation's current dividend yield is 7.81% with a payout ratio of 37.3%.
What are Chimera Investment Corporation's profit margins?
Chimera Investment Corporation has 94.9% gross margin and 93.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does Chimera Investment Corporation have?
Chimera Investment Corporation's Debt/EBITDA ratio is 16.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.