Trailing Dividend / Share
$0.68
Civista Bancshares, Inc. (CIVB) Dividend History
Income profile from 1997 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.7%
Payout Ratio
25.6%
Sustainable
Dividend Streak
14 years
CIVB Dividend Income Check
Safety
25.6% payout ratio with sustainable safety profile.
Consistency
14 straight years of dividend increases.
Income Trend
Yield on cost is 3.8% and trend is rising.
CIVB Dividend Scorecard
Yield & Income
Dividend Yield2.7%
Trailing DPS$0.68
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout25.6%
Earnings SafetySustainable
FCF Payout84.6%
FCF SafetyStretched
Piotroski F-Score6/9
Growth
Growth Streak14 years
3Y CAGR6.7%
5Y CAGR9.1%
Yield on Cost (5Y)3.8%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield2.7%
1Y Total Return12.7%
5Y Total Return21.4%
Div Contribution (5Y)13.5%
Estimated $10K growth (return + dividends):
5Y ago$12,14310Y ago$26,34420Y ago$16,277
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
CIVB Income Growth Story
Dividend per share and yield on cost over time (29 years of payments)
CIVB Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Civista Bancshares, Inc. distributes 25.6% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 84.6%, rated "Stretched".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
CIVB has raised its dividend for 14 consecutive years, with a 3-year CAGR of 6.7% and 5-year CAGR of 9.1%.
Total Shareholder Returns
Beyond cash dividends, CIVB returns capital through share repurchases. The combined picture: 2.7% dividend yield, 0.0% buyback yield, 2.7% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.8% and is currently rising. The 5-year total return is 21.4%, with dividends contributing 13.5% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $26,344 today.
FCF payout is stretched — the dividend consumes a large share of free cash flow.
CIVB Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$3.13
Avg/Payment$0.1565
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 5, 2026Latest | $0.1800 | — | 2.79% | May 19, 2026 |
| Feb 10, 2026 | $0.1800 | ↑ +5.9% | 2.86% | Feb 24, 2026 |
| Nov 4, 2025 | $0.1700 | — | 3.18% | Nov 18, 2025 |
| Aug 5, 2025 | $0.1700 | — | 3.46% | Aug 19, 2025 |
| Apr 29, 2025 | $0.1700 | — | 2.93% | May 13, 2025 |
| Feb 4, 2025 | $0.1700 | ↑ +6.3% | 3.08% | Feb 18, 2025 |
| Nov 5, 2024 | $0.1600 | — | 3.06% | Nov 19, 2024 |
| Aug 6, 2024 | $0.1600 | — | 4.09% | Aug 20, 2024 |
CIVB Dividend vs Peers
Comparable companies in the same industry
#2 yield in peer group
Div Yield
2.7%
#2 of 9
Safety
Sustainable
25.6% payout
Streak
14Y
9.1% 5Y CAGR
Total Shareholder
2.7%
#6 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
2nd CIVBCivista Bancshares, … | $517M | 2.7% | 25.6% | 14 | Sustainable |
 OVBCOhio Valley Banc Cor… | $212M | 2.0% | 27.5% | 1 | Sustainable |
 FXNCFirst National Corpo… | $253M | 2.2% | 31.2% | 11 | Sustainable |
 MVBFMVB Financial Corp. | $339M | 2.5% | 32.3% | 0 | Sustainable |
1st  FFBCFirst Financial Banc… | $3.2B | 3.2% | 37.0% | 4 | Sustainable |
3rd  HONEHarborOne Bancorp, I… | $522M | 2.6% | 47.8% | 5 | Sustainable |
 CZWICitizens Community B… | $203M | 1.8% | 25.0% | 7 | Sustainable |
 CHMGChemung Financial Co… | $331M | 1.9% | — | 0 | Unknown |
 FCNCAFirst Citizens BancS… | $22.7B | 0.7% | 7.3% | 8 | Sustainable |
CIVB Annual Dividend History (1996–2026)
31 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.36 | — | 2 | — | — | — | 2.0% |
| 2025 | $0.68 | 6.3% | 4 | $2.64 | 25.8% | 3.88x | 3.8% |
| 2024 | $0.64 | 4.9% | 4 | $2.01 | 31.8% | 3.14x | 3.6% |
| 2023 | $0.61 | 8.9% | 4 | $2.73 | 22.3% | 4.48x | 3.4% |
| 2022 | $0.56 | 7.7% | 4 | $2.60 | 21.5% | 4.64x | 3.2% |
| 2021 | $0.52 | 18.2% | 4 | $2.63 | 19.8% | 5.06x | 2.9% |
| 2020 | $0.44 | 4.8% | 4 | $2.00 | 22.0% | 4.55x | 2.5% |
| 2019 | $0.42 | 31.2% | 4 | $2.01 | 20.9% | 4.79x | 2.4% |
| 2018 | $0.32 | 28.0% | 4 | $1.02 | 31.4% | 3.19x | 1.8% |
| 2017 | $0.25 | 13.6% | 4 | $1.28 | 19.5% | 5.12x | 1.4% |
See CIVB's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs CIVB Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare CIVB vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonCIVB — Frequently Asked Questions
Quick answers to the most common questions about buying CIVB stock.
How much dividend does CIVB pay per share?
Civista Bancshares, Inc. (CIVB) pays a trailing 12-month dividend of $0.68 per share, with a current dividend yield of +2.7%. Payments are made Semi-Annual.
When is CIVB's next ex-dividend date?
CIVB's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. CIVB typically pays dividends Semi-Annual.
Is CIVB's dividend safe?
CIVB's dividend safety is rated "Sustainable" based on an earnings payout ratio of +25.6% and FCF payout ratio of +84.6%. With 14 consecutive years of dividend growth, the track record supports sustainability.
Is CIVB a Dividend Achiever?
Yes, Civista Bancshares, Inc. is classified as a Dividend Achiever with 14 consecutive years of dividend increases. The 5-year dividend CAGR is +9.1%, demonstrating above-inflation dividend growth.
How often does CIVB pay dividends?
Civista Bancshares, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.68 per share. Dividend data on this page covers 29+ years from 1997 to 2026.
How much would $10,000 invested in CIVB grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in CIVB five years ago would be worth approximately $12,143 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is CIVB's yield on cost for long-term holders?
CIVB's yield on cost — the current dividend divided by the original purchase price — is +3.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.7% market yield, thanks to consistent dividend growth.