Trailing Dividend / Share
$0.61
First National Corporation (FXNC) Dividend History
Income profile from 1996 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.1%
Payout Ratio
31.2%
Sustainable
Dividend Streak
11 years
FXNC Dividend Income Check
Safety
31.2% payout ratio with sustainable safety profile.
Consistency
11 straight years of dividend increases.
Income Trend
Yield on cost is 3.8% and trend is rising.
FXNC Dividend Scorecard
Yield & Income
Dividend Yield2.1%
Trailing DPS$0.61
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout31.2%
Earnings SafetySustainable
FCF Payout26.3%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak11 years
3Y CAGR4.3%
5Y CAGR7.6%
Yield on Cost (5Y)3.8%
YOC Trendrising
Total Returns
Buyback Yield0.1%
Total Shareholder Yield2.1%
1Y Total Return61.1%
5Y Total Return66.3%
Div Contribution (5Y)16.1%
Estimated $10K growth (return + dividends):
5Y ago$16,63310Y ago$35,02620Y ago$13,205
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
FXNC Income Growth Story
Dividend per share and yield on cost over time (29 years of payments)
FXNC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
First National Corporation distributes 31.2% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 26.3%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
FXNC has raised its dividend for 11 consecutive years, with a 3-year CAGR of 4.3% and 5-year CAGR of 7.6%.
Total Shareholder Returns
Beyond cash dividends, FXNC returns capital through share repurchases. The combined picture: 2.1% dividend yield, 0.1% buyback yield, 2.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.8% and is currently rising. The 5-year total return is 66.3%, with dividends contributing 16.1% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $35,026 today.
FXNC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$3.02
Avg/Payment$0.1510
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 29, 2026Latest | $0.1700 | — | 2.39% | Jun 12, 2026 |
| Feb 27, 2026 | $0.1700 | — | 2.45% | Mar 13, 2026 |
| Nov 28, 2025 | $0.1700 | ↑ +9.7% | 2.59% | Dec 12, 2025 |
| Aug 29, 2025 | $0.1550 | — | 2.65% | Sep 12, 2025 |
| May 30, 2025 | $0.1550 | — | 3.09% | Jun 13, 2025 |
| Feb 28, 2025 | $0.1550 | — | 3.14% | Mar 14, 2025 |
| Nov 29, 2024 | $0.1550 | ↓ -3.1% | 3.08% | Dec 13, 2024 |
| Sep 20, 2024 | $0.1600 | ↑ +6.7% | 3.34% | Sep 27, 2024 |
FXNC Dividend vs Peers
Comparable companies in the same industry
#5 yield in peer group
Div Yield
2.1%
#5 of 8
Safety
Sustainable
31.2% payout
Streak
11Y
7.6% 5Y CAGR
Total Shareholder
2.1%
#8 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| FXNCFirst National Corpo… | $265M | 2.1% | 31.2% | 11 | Sustainable |
1st  NKSHNational Bankshares,… | $225M | 4.3% | 60.7% | 0 | Watch |
 CZWICitizens Community B… | $205M | 1.7% | 25.0% | 6 | Sustainable |
 MNSBMainStreet Bancshare… | $176M | 1.7% | 19.5% | 0 | Sustainable |
 FBIZFirst Business Finan… | $503M | 2.0% | 19.2% | 13 | Sustainable |
3rd  FUNCFirst United Corpora… | $277M | 2.2% | 24.3% | 7 | Sustainable |
2nd  CFFIC&F Financial Corpor… | $255M | 2.3% | 22.2% | 1 | Sustainable |
 BSVNBank7 Corp. | $438M | 2.1% | 21.7% | 7 | Sustainable |
FXNC Annual Dividend History (1995–2026)
32 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.34 | — | 2 | — | — | — | 2.0% |
| 2025 | $0.64 | -17.0% | 4 | $1.96 | 32.4% | 3.09x | 3.8% |
| 2024 | $0.77 | 27.5% | 5 | $1.00 | 76.5% | 1.31x | 4.5% |
| 2023 | $0.60 | 7.1% | 4 | $1.53 | 39.2% | 2.55x | 3.6% |
| 2022 | $0.56 | 16.7% | 4 | $2.68 | 20.9% | 4.79x | 3.3% |
| 2021 | $0.48 | 9.1% | 4 | $1.86 | 25.8% | 3.88x | 2.8% |
| 2020 | $0.44 | 22.2% | 4 | $1.82 | 24.2% | 4.14x | 2.6% |
| 2019 | $0.36 | 80.0% | 4 | $1.92 | 18.8% | 5.33x | 2.1% |
| 2018 | $0.20 | 42.9% | 4 | $2.04 | 9.8% | 10.20x | 1.2% |
| 2017 | $0.14 | 16.7% | 4 | $1.30 | 10.8% | 9.29x | 0.8% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
30+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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FXNC — Frequently Asked Questions
Quick answers to the most common questions about buying FXNC stock.
How much dividend does FXNC pay per share?
First National Corporation (FXNC) pays a trailing 12-month dividend of $0.61 per share, with a current dividend yield of +2.1%. Payments are made Semi-Annual.
When is FXNC's next ex-dividend date?
FXNC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. FXNC typically pays dividends Semi-Annual.
Is FXNC's dividend safe?
FXNC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +31.2% and FCF payout ratio of +26.3%. With 11 consecutive years of dividend growth, the track record supports sustainability.
Is FXNC a Dividend Achiever?
Yes, First National Corporation is classified as a Dividend Achiever with 11 consecutive years of dividend increases. The 5-year dividend CAGR is +7.6%, demonstrating above-inflation dividend growth.
How often does FXNC pay dividends?
First National Corporation pays dividends Semi-Annual. The trailing 12-month total is $0.61 per share. Dividend data on this page covers 30+ years from 1996 to 2026.
How much would $10,000 invested in FXNC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in FXNC five years ago would be worth approximately $16,633 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is FXNC's yield on cost for long-term holders?
FXNC's yield on cost — the current dividend divided by the original purchase price — is +3.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.1% market yield, thanks to consistent dividend growth.