Last 22 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 29.11 | 27.60 | 30.29 | 25.38 | 22.13 | 18.20 | 18.39 | 25.91 | 22.27 | — | 33.88 | 81.93 | — | 143.75 | 79.38 | 103.33 | 1091.13 | — | 170.88 | — | — |
| — | +51.6% | +64.7% | -2.0% | -0.6% | — | -45.7% | -68.4% | — | — | -57.3% | -20.7% | — | — | -53.5% | — | — | — | — | — | — | |
| P/S Ratio | 5.88 | 5.32 | 5.14 | 4.48 | 4.15 | 3.75 | 4.12 | 3.56 | 4.12 | — | 4.22 | 5.65 | 5.42 | 4.77 | 6.34 | 6.87 | 8.11 | 7.84 | 6.05 | — | — |
| — | +41.9% | +24.8% | +26.0% | +0.6% | — | -2.3% | -37.1% | -23.9% | — | -33.5% | -17.7% | -33.2% | -39.2% | +4.9% | — | — | — | — | — | — | |
| P/B Ratio | 0.74 | 0.75 | 0.72 | 0.60 | 0.57 | 0.54 | 0.57 | 0.55 | 0.57 | 0.60 | 0.51 | 0.60 | 0.54 | 0.49 | 0.61 | 0.64 | 0.77 | 0.63 | 0.58 | — | — |
| — | +39.1% | +25.1% | +10.6% | +0.7% | -9.6% | +12.0% | -9.4% | +5.8% | +22.2% | -16.4% | -6.5% | -30.8% | -22.7% | +6.4% | — | — | — | — | — | — | |
| P/FCF | 21.31 | 23.44 | 18.48 | 14.87 | 10.33 | 30.06 | 19.82 | 14.43 | 9.85 | 54.32 | 11.83 | 31.53 | 17.56 | — | 35.81 | 44.75 | — | — | 16.03 | — | — |
| — | -22.0% | -6.8% | +3.0% | +4.9% | -44.7% | +67.4% | -54.2% | -43.9% | — | -67.0% | -29.5% | — | — | +123.5% | — | — | — | — | — | — | |
| EV / EBITDA | 18.99 | 10.40 | 18.32 | 9.42 | 5.33 | 3.86 | 3.22 | 3.14 | -6.42 | — | 17.42 | 33.25 | 109.62 | 20.52 | 36.06 | 20.92 | 96.45 | — | 18.43 | — | — |
| — | +169.8% | +468.0% | +200.0% | +183.0% | — | -81.5% | -90.6% | -105.9% | — | -51.7% | +58.9% | +13.7% | — | +95.7% | — | — | — | — | — | — | |
| EV / EBIT | 22.19 | 12.00 | 21.87 | 11.10 | 6.21 | 4.41 | 3.67 | 3.73 | -7.43 | — | 22.07 | 52.28 | — | 48.16 | 57.33 | 35.91 | — | — | 37.73 | — | — |
| — | +172.3% | +496.3% | +197.8% | +183.7% | — | -83.4% | -92.9% | — | — | -61.5% | +45.6% | — | — | +52.0% | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 72.8% | 75.7% | 70.8% | 73.0% | 73.7% | 74.2% | 72.9% | 65.4% | 69.6% | 155.4% | 76.0% | 80.8% | 81.0% | 88.0% | 91.2% | 97.9% | 101.4% | 95.7% | 107.8% | 95.0% | 103.8% |
| — | +2.0% | -2.9% | +11.6% | +5.9% | -52.3% | -4.1% | -19.0% | -14.1% | +76.7% | -16.7% | -17.5% | -20.2% | -8.1% | -15.4% | +3.1% | -2.3% | +7.3% | +56.4% | — | — | |
| Operating Margin | 16.3% | 17.4% | 14.2% | 15.7% | 16.8% | 18.4% | 20.1% | 13.0% | 16.7% | 285.2% | 11.9% | 6.4% | -1.7% | 3.0% | 7.6% | 6.6% | -0.3% | -8.8% | 4.2% | 47.1% | 15.0% |
| — | -5.4% | -29.7% | +21.0% | +0.3% | -93.5% | +69.2% | +103.5% | +1103.6% | +9419.7% | +56.7% | -2.8% | -556.7% | +133.9% | +82.3% | -86.0% | -101.7% | -200.7% | +107.6% | — | — | |
| Net Margin | 13.4% | 14.2% | 11.7% | 12.9% | 13.8% | 15.0% | 16.3% | 10.5% | 13.6% | 224.6% | 10.0% | 5.6% | -0.7% | 2.9% | 6.6% | 6.0% | 0.6% | -6.8% | 3.3% | 37.4% | 12.0% |
| — | -5.2% | -28.3% | +22.7% | +1.2% | -93.3% | +64.0% | +87.8% | +2052.9% | +7599.9% | +51.8% | -6.9% | -209.9% | +142.6% | +99.5% | -84.0% | -94.7% | -193.5% | +110.2% | — | — |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.5% | 0.7% | 0.6% | 0.6% | 0.6% | 0.7% | 0.8% | 0.5% | 0.6% | -5.7% | 0.4% | 0.2% | -0.0% | 0.1% | 0.2% | 0.1% | 0.0% | -0.1% | 0.1% | 2.8% | 0.5% |
| — | -6.6% | -27.8% | +9.6% | -0.5% | +112.9% | +101.5% | +203.1% | +3176.3% | -6860.9% | +121.6% | +22.0% | -231.1% | +157.1% | +56.9% | -94.7% | -96.9% | -148.9% | +107.8% | — | — | |
| ROA | 0.7% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | -1.7% | 0.1% | 0.1% | -0.0% | 0.0% | 0.1% | 0.0% | 0.0% | -0.0% | 0.0% | 0.5% | 0.1% |
| — | -8.6% | -28.4% | +13.0% | +4.7% | +112.6% | +85.6% | +169.4% | +2865.2% | -6357.9% | +114.9% | +20.5% | -224.5% | +155.1% | +102.5% | -90.8% | -95.2% | -175.2% | +108.7% | — | — | |
| ROIC | 2.0% | 0.5% | 0.4% | 0.5% | 0.5% | 0.6% | 0.6% | 0.5% | 0.5% | -4.8% | 0.3% | 0.2% | -0.0% | 0.1% | 0.2% | 0.1% | -0.0% | -0.1% | 0.1% | 2.6% | 0.5% |
| — | -9.3% | -32.9% | +5.5% | -1.2% | +112.4% | +96.5% | +192.9% | +1510.3% | -7610.1% | +116.6% | +27.5% | -687.5% | +145.5% | +43.3% | -95.4% | -101.0% | -152.6% | +105.8% | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.18 | 0.12 | 0.18 | 0.18 | 0.12 | 0.12 | 0.12 | 0.12 | 0.13 | 0.12 | 0.11 | — | — | — | — | — | — | — | — | — | — |
| — | -0.4% | +51.3% | +54.6% | -5.7% | +2.9% | +7.5% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Debt / EBITDA | 5.03 | 12.37 | 22.39 | 20.81 | 13.05 | 11.67 | 10.90 | 14.44 | 13.72 | — | 19.38 | — | — | — | — | — | — | — | — | — | — |
| — | +6.0% | +105.4% | +44.2% | -4.8% | — | -43.8% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 0.40 | 0.44 | 0.40 | 0.45 | 0.39 | 0.38 | 0.40 | 0.47 | 0.59 | 0.60 | 0.13 | 0.52 | 0.56 | 0.60 | 0.57 | 0.63 | 0.63 | 0.68 | 0.73 | 0.60 | 0.40 |
| — | +14.4% | +1.8% | -5.3% | -34.5% | -36.2% | +205.6% | -9.5% | +4.6% | +1.1% | -77.1% | -17.0% | -10.2% | -12.9% | -22.7% | +3.7% | +55.9% | +88.6% | +159.7% | — | — | |
| Quick Ratio | 0.40 | 0.44 | 0.40 | 0.45 | 0.39 | 0.38 | 0.40 | 0.47 | 0.59 | 0.60 | 0.13 | 0.52 | 0.56 | 0.60 | 0.57 | 0.63 | 0.63 | 0.68 | 0.73 | 0.60 | 0.40 |
| — | +14.4% | +1.8% | -5.3% | -34.5% | -36.2% | +205.6% | -9.5% | +4.6% | +1.1% | -77.1% | -17.0% | -10.2% | -12.9% | -22.7% | +3.7% | +55.9% | +88.6% | +159.7% | — | — | |
| Interest Coverage | 0.61 | 0.67 | 0.53 | 0.56 | 0.64 | 0.71 | 0.74 | 0.49 | 0.60 | -5.61 | 0.59 | 0.33 | -0.09 | 0.25 | 0.86 | 0.91 | -0.04 | -1.14 | 0.59 | 9.40 | 1.58 |
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Includes 30+ ratios · 22 years · Updated daily
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Quick answers to the most common questions about buying CLST stock.
Catalyst Bancorp, Inc.'s current P/E is 29.1x. The average P/E over the last 4 quarters is 26.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Catalyst Bancorp, Inc.'s current operating margin is 16.3%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Catalyst Bancorp, Inc.'s business trajectory between earnings reports.