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CMRCCommerce.com, Inc.
$2.91$240M
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Commerce.com, Inc. (CMRC) Financials

8Y historyFree accessUpdated daily

Revenue growth has stalled significantly to 2.83% as of 2025Q4, while the company struggles to maintain consistent profitability despite a robust gross margin of 75.0% in 2026Q1.

CMRC Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18
Sales/Revenue346.82M342.35M332.93M309.39M279.07M219.85M152.37M112.1M91.87M
Revenue Growth %3.55%2.83%7.61%10.86%26.94%44.29%35.92%22.03%-
Cost of Goods Sold77.49M72.75M77.59M74.2M69.98M48.48M34.13M27.02M21.94M
COGS % of Revenue-21.25%23.31%23.98%25.08%22.05%22.4%24.11%23.88%
Gross Profit269.33M269.6M255.34M235.19M209.09M171.38M118.24M85.08M69.93M
Gross Margin %77.66%78.75%76.69%76.02%74.92%77.95%77.6%75.89%76.12%
Gross Profit Growth %-5.58%8.57%12.48%22.01%44.94%38.98%21.66%-
Operating Expenses276.46M285.81M297.02M307.64M349.66M247.32M156.94M126.07M107.91M
OpEx % of Revenue-83.49%89.22%99.43%125.29%112.49%103%112.46%117.46%
Selling, General & Admin189.23M192.83M191.4M199.07M210.78M156.19M108.61M82.94M65.42M
SG&A % of Revenue-56.33%57.49%64.34%75.53%71.04%71.28%73.99%71.22%
Research & Development71.85M73.02M80.88M83.46M88.25M64.55M48.33M43.12M42.48M
R&D % of Revenue-21.33%24.29%26.98%31.62%29.36%31.72%38.47%46.25%
Other Operating Expenses3M19.96M24.75M25.11M50.63M26.58M00-52K
Operating Income-7.13M-16.22M-41.68M-72.44M-140.57M-75.94M-38.7M-40.99M-37.98M
Operating Margin %-2.06%-4.74%-12.52%-23.41%-50.37%-34.54%-25.4%-36.56%-41.34%
Operating Income Growth %-61.1%42.46%48.46%-85.1%-96.25%5.59%-7.92%-
EBITDA5.14M-2.56M-27.87M-59.96M-129.15M-69.79M-35.61M-38.42M-36.14M
EBITDA Margin %1.48%-0.75%-8.37%-19.38%-46.28%-31.74%-23.37%-34.27%-39.34%
EBITDA Growth %124.17%90.83%53.52%53.57%-85.04%-95.97%7.3%-6.31%-
D&A (Non-Cash Add-back)12.27M13.66M13.81M12.48M11.42M6.15M3.08M2.57M1.84M
EBIT-3.94M-8.15M-20.91M-55.76M-138.56M-76.46M-34.43M-40.95M-37.38M
Net Interest Income-5.52M-5.21M4.52M8.61M3.33M-124K-3.07M-1.37M-836K
Interest Income4.69M4.82M10.57M11.49M4.2M130K31K245K653K
Interest Expense10.21M10.03M6.05M2.88M868K254K3.1M1.61M1.49M
Other Income/Expense-7.04M-1.96M15.67M7.77M1.14M-768K1.16M-1.57M-888K
Pretax Income-14.17M-18.18M-26.02M-64.67M-139.42M-76.71M-37.53M-42.56M-38.87M
Pretax Margin %-4.08%-5.31%-7.81%-20.9%-49.96%-34.89%-24.63%-37.97%-42.31%
Income Tax1.09M1.17M1.01M0495K-34K25K28K10K
Effective Tax Rate %-7.72%-6.42%-3.9%0%-0.36%0.04%-0.07%-0.07%-0.03%
Net Income-15.26M-19.34M-27.03M-64.67M-139.92M-76.68M-37.56M-42.59M-38.88M
Net Margin %-4.4%-5.65%-8.12%-20.9%-50.14%-34.88%-24.65%-37.99%-42.32%
Net Income Growth %27.3%28.44%58.2%53.78%-82.48%-104.15%11.81%-9.55%-
Net Income (Continuing)-15.26M-19.34M-27.03M-64.67M-139.92M-76.68M-37.56M-42.59M-38.88M
Discontinued Operations000000000
Minority Interest000000000
EPS (Diluted)-0.19-0.24-0.35-0.86-1.91-1.08-0.55-0.64-0.68
EPS Growth %29.82%31.43%59.3%54.97%-76.85%-96.36%14.06%5.88%-
EPS (Basic)--0.24-0.35-0.86-1.91-1.08-0.55-0.64-0.68
Diluted Shares Outstanding82.32M80.3M77.6M75.14M73.23M70.93M69.51M66.87M56.9M
Basic Shares Outstanding82.04M80.3M77.6M75.14M73.23M70.93M69.51M66.87M56.9M
Dividend Payout Ratio---------

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Stagnant growth and liquidity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Revenue Growth Stalls Amid Transition

According to the latest quarterly filings, CMRC's year-over-year revenue growth has decelerated significantly to 2.83%, reflecting a marked departure from the double-digit expansion observed in early 2024 and suggesting that the company's core enterprise acquisition strategy may be losing its competitive momentum in the current market.

The consistent decline in top-line growth rates over the past ten quarters indicates that the firm is struggling to scale its platform within an increasingly crowded e-commerce infrastructure landscape. Investors should monitor whether this deceleration is a temporary byproduct of the recent rebranding effort or a structural limitation of the company's current merchant acquisition model.

Operating Leverage Remains Elusive Target

As reported in financial statements, CMRC continues to grapple with inconsistent operating leverage, as evidenced by the 2026Q1 operating margin of 7.7% following a string of negative quarters, which highlights the difficulty of scaling revenue without incurring proportional increases in sales and marketing expenditures.

While the most recent quarter shows a positive operating income, the historical volatility suggests that the company has not yet achieved a sustainable path to profitability. The reliance on heavy SG&A spending to drive enterprise adoption appears to be a persistent drag on the bottom line, warranting further investigation into the efficiency of these customer acquisition costs.

Stock-Based Compensation Masks True Burn

Based on CMRC's reported figures, the company has historically utilized significant stock-based compensation, peaking at $10.2 million in 2024Q3, which serves to obscure the underlying cash burn and complicates the assessment of true GAAP profitability for shareholders evaluating the firm's long-term earnings potential.

The reduction in stock-based compensation in recent quarters may suggest a shift toward more disciplined expense management, yet it remains a critical factor in interpreting the company's net income trajectory. Analysts should remain cautious, as the reliance on non-cash compensation often masks the true economic cost of talent acquisition in the competitive software sector.

Fixed Cost Burden Pressures Margins

Data from recent income statements indicates that CMRC maintains a high fixed-cost structure, with R&D and SG&A consistently consuming a large portion of gross profit, thereby limiting the company's ability to generate meaningful net income despite maintaining a robust gross margin of approximately 78.75%.

The company's cost structure appears heavily weighted toward maintaining its 'Open SaaS' architecture and supporting enterprise-level clients, which creates a high hurdle for achieving break-even status. Without a significant reduction in these operating expenses or a surge in high-margin partner revenue, the firm may continue to face challenges in sustaining positive net margins.

Liquidity Constraints Threaten Strategic Pivot

As indicated by the company's financial disclosures, the combination of a 4.21% debt-to-equity ratio and a limited cash position of $44 million suggests that CMRC faces significant liquidity risks that could hinder its ability to execute on its rebranding and growth initiatives in a high-rate environment.

Short-sellers may focus on the potential for future dilutive financing, as the current cash reserves appear insufficient to support prolonged operating losses. The market's skepticism regarding the company's ability to capture incremental market share is likely exacerbated by these balance sheet constraints, which limit the firm's strategic flexibility.

CMRC — Frequently Asked Questions

Quick answers to the most common questions about buying CMRC stock.

What was Commerce.com, Inc.'s (CMRC) revenue in 2025?

For fiscal year 2025, Commerce.com, Inc. (CMRC) reported total revenue of $342.3M. This represents a 272.7% increase compared to $91.9M in 2018.

Is Commerce.com, Inc. (CMRC) profitable?

Commerce.com, Inc. (CMRC) reported a net loss of $19.3M for the fiscal year ending 2025.

What is Commerce.com, Inc.'s operating profit margin?

Commerce.com, Inc. (CMRC) reported an operating income of $-16.2M, resulting in an operating profit margin of -4.7%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Commerce.com, Inc.'s gross profit and gross margin?

Commerce.com, Inc. (CMRC) generated $269.6M in gross profit for the year, representing a gross profit margin of 78.7%. This demonstrates the company's core pricing power and production efficiency.