CNFinance Holdings Limited (CNF) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 | Q3'20 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 44.03M | 44.03M | 135.93M | 135.93M | 176.7M | 176.7M | 268.28M | 260.26M | 236.69M | 230.23M | 193.88M | 230.78M | 189.37M | 217.96M | 111.2M | 220.11M | 267.74M | 307.1M | 348.85M | 305.12M |
| Gross Margin % | 100% | 100% | 100% | 100% | 100% | 100% | 61.96% | 58.96% | 50.45% | 46.64% | 41.4% | 49.45% | 42.55% | 53.78% | 1363.08% | 46.65% | 56.09% | 68.83% | 73.09% | 58.61% |
| Gross Profit Growth % | -75.08% | -75.08% | -49.33% | -47.77% | -25.35% | -23.25% | 38.37% | 12.77% | 24.99% | 5.63% | 74.35% | 4.85% | -29.27% | -29.03% | -68.12% | -27.86% | 3.36% | 173.1% | 6.98% | -25.46% |
| Operating Expenses | 28.49M | 28.49M | 52.64M | 52.64M | 47.85M | 47.85M | 252.79M | 192.45M | 181.28M | 163.3M | 163.88M | 168.06M | 167.98M | 159.49M | 231.51M | 194.51M | 194.09M | 192.29M | 219.4M | 230.32M |
| OpEx % of Revenue | 64.72% | 64.72% | 38.73% | 38.73% | 27.08% | 27.08% | 58.38% | 43.6% | 38.64% | 33.08% | 34.99% | 36.01% | 37.74% | 39.35% | 2837.69% | 41.23% | 40.66% | 43.1% | 45.97% | 44.25% |
| Selling, General & Admin | 28.49M | 28.49M | 52.14M | 52.14M | 47.85M | 47.85M | 207.97M | 149.06M | 137.18M | 131.19M | 130.33M | 139.96M | 130.08M | 127.64M | 247.87M | 157.68M | 167.1M | 155.87M | 230M | 179.05M |
| SG&A % of Revenue | 64.72% | 64.72% | 38.36% | 38.36% | 27.08% | 27.08% | 48.03% | 33.77% | 29.24% | 26.58% | 27.83% | 29.99% | 29.23% | 31.49% | 3038.28% | 33.42% | 35% | 34.94% | 48.19% | 34.4% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 15.54M | 15.54M | 83.29M | 83.29M | 128.85M | 128.85M | 15.49M | 67.81M | 55.41M | 66.92M | 30M | 62.72M | 21.39M | 58.47M | -120.3M | 25.6M | 73.65M | 114.81M | 129.45M | 74.8M |
| Operating Margin % | 35.28% | 35.28% | 61.27% | 61.27% | 72.92% | 72.92% | 3.58% | 15.36% | 11.81% | 13.56% | 6.41% | 13.44% | 4.81% | 14.43% | -1474.61% | 5.43% | 15.43% | 25.73% | 27.12% | 14.37% |
| Operating Income Growth % | -87.94% | -87.94% | 437.62% | 22.83% | 132.52% | 92.52% | -48.37% | 8.11% | 159.04% | 14.46% | 124.94% | 144.99% | -70.96% | -49.07% | -192.93% | -65.77% | 80.7% | 239.5% | 53.93% | -68.74% |
| EBITDA | 15.54M | 15.54M | 83.29M | 83.29M | 128.85M | 128.85M | 15.49M | 67.81M | 55.41M | 66.92M | 30.45M | 62.72M | 21.39M | 58.47M | -119.58M | 25.6M | 73.65M | 114.81M | 129.45M | 74.8M |
| EBITDA Margin % | 35.28% | 35.28% | 61.27% | 61.27% | 72.92% | 72.92% | 3.58% | 15.36% | 11.81% | 13.56% | 6.5% | 13.44% | 4.81% | 14.43% | -1465.7% | 5.43% | 15.43% | 25.73% | 27.12% | 14.37% |
| EBITDA Growth % | -87.94% | -87.94% | 437.62% | 22.83% | 132.52% | 92.52% | -49.12% | 8.11% | 159.04% | 14.46% | 125.46% | 144.99% | -70.96% | -49.07% | -192.37% | -65.77% | 80.7% | 239.5% | 53.93% | -68.74% |
| D&A (Non-Cash Add-back) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 443.72K | 0 | 0 | 0 | 726.78K | 0 | 0 | 0 | 0 | 0 |
| EBIT | -25.71M | -25.71M | -5.35M | -5.35M | 257.69M | 257.69M | 15.49M | 67.81M | 55.41M | 66.92M | 30M | 62.72M | 21.39M | 58.47M | -120.3M | 25.6M | 73.65M | 114.81M | 129.45M | 74.8M |
| Net Interest Income | 970.5K | 970.5K | 19.37M | 19.37M | 0 | 0 | 257.85M | 255.32M | 249.64M | 268.58M | 251.13M | 254.3M | 222.53M | 216.4M | 243.56M | 248.59M | 256.53M | 268.8M | 261.8M | 291.61M |
| Interest Income | 970.5K | 970.5K | 19.37M | 19.37M | 0 | 0 | 445.03M | 424.93M | 431.32M | 453.18M | 452.32M | 449.69M | 409.83M | 417.29M | 448.76M | 467.71M | 451.51M | 425.06M | 421.11M | 475.96M |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 187.18M | 169.62M | 181.69M | 184.6M | 201.19M | 195.4M | 187.3M | 200.89M | 205.2M | 219.13M | 194.98M | 156.26M | 159.31M | 184.35M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | -25.71M | -25.71M | -5.35M | -5.35M | 29.49M | 29.49M | 15.49M | 67.81M | 55.41M | 66.92M | 30M | 62.72M | 21.39M | 58.47M | -120.3M | 25.6M | 73.65M | 114.81M | 129.45M | 74.8M |
| Pretax Margin % | -58.4% | -58.4% | -3.94% | -3.94% | 16.69% | 16.69% | 3.58% | 15.36% | 11.81% | 13.56% | 6.41% | 13.44% | 4.81% | 14.43% | -1474.61% | 5.43% | 15.43% | 25.73% | 27.12% | 14.37% |
| Income Tax | 5.53M | 5.53M | 272.46K | 272.46K | 5.52M | 5.52M | -3M | 14.8M | 11.63M | 17.59M | 1.87M | 16.7M | 3.28M | 15.39M | -15.65M | 6.57M | 8.41M | 29.23M | 24.17M | 24.65M |
| Effective Tax Rate % | -21.5% | -21.5% | -5.09% | -5.09% | 18.73% | 18.73% | -19.4% | 21.83% | 20.99% | 26.28% | 6.22% | 26.62% | 15.31% | 26.33% | 13.01% | 25.67% | 11.41% | 25.46% | 18.67% | 32.95% |
| Net Income | -20.19M | -20.19M | -5.08M | -5.08M | 23.97M | 23.97M | 18.5M | 53M | 43.78M | 49.34M | 28.14M | 46.02M | 18.11M | 43.08M | -104.65M | 19.03M | 65.25M | 85.58M | 105.28M | 50.15M |
| Net Margin % | -45.85% | -45.85% | -3.74% | -3.74% | 13.57% | 13.57% | 4.27% | 12.01% | 9.33% | 9.99% | 6.01% | 9.86% | 4.07% | 10.63% | -1282.73% | 4.03% | 13.67% | 19.18% | 22.06% | 9.63% |
| Net Income Growth % | -184.21% | -184.21% | -127.45% | -109.58% | -45.25% | -51.41% | -34.26% | 15.18% | 141.68% | 14.53% | 126.89% | 141.84% | -72.24% | -49.66% | -199.4% | -62.06% | 159.06% | 230.13% | 72.64% | -71.72% |
| Net Income (Continuing) | -31.24M | -31.24M | -5.62M | -5.62M | 23.97M | 23.97M | 18.5M | 53M | 43.78M | 49.34M | 28.14M | 46.02M | 18.11M | 43.08M | -104.65M | 19.03M | 65.25M | 85.58M | 105.28M | 50.15M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 151.69M | 107.81M | 100.91M | 51.72M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -60.00 | -60.00 | -13.20 | -13.20 | 8.00 | 8.00 | 4.00 | 16.00 | 12.00 | 12.00 | 7.40 | 12.00 | 4.80 | 12.00 | -32.00 | 4.00 | 20.00 | 24.00 | 28.00 | 12.00 |
| EPS Growth % | -850% | -850% | -430% | -182.5% | -33.33% | -33.33% | -45.95% | 33.33% | 150% | 0% | 123.13% | 200% | -76% | -50% | -214.29% | -66.67% | 150% | 220% | 94.44% | -75% |
| EPS (Basic) | -60.00 | -60.00 | -13.20 | -13.20 | 8.00 | 8.00 | 4.00 | 16.00 | 12.00 | 16.00 | 7.40 | 16.00 | 4.80 | 12.00 | -32.00 | 5.40 | 20.00 | 24.00 | 32.00 | 16.00 |
| Diluted Shares Outstanding | 336.43K | 336.43K | 386.2K | 386.2K | 3M | 3M | 4.62M | 3.31M | 3.65M | 4.11M | 3.82M | 3.83M | 3.82M | 3.59M | 3.28M | 3.86M | 3.26M | 3.57M | 3.76M | 4.18M |
| Basic Shares Outstanding | 336.43K | 336.43K | 386.2K | 386.2K | 3M | 3M | 4.62M | 3.31M | 3.65M | 4.11M | 3.82M | 3.83M | 3.82M | 3.59M | 3.28M | 4.76M | 3.26M | 3.57M | 3.76M | 4.18M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |