CNFinance Holdings Limited (CNF) quarterly income statement — complete revenue, gross profit & net income history
CNFinance Holdings Limited (CNF) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 1.94M | 1.94M | 9.01M | 9.01M | 970.5K | 970.5K | 19.37M | 19.37M | 29.2M | 29.2M | 257.85M | 255.32M | 249.64M | 268.58M | 251.13M | 254.3M | 222.53M | 216.4M | 243.56M | 248.59M |
| NII Growth % | 99.54% | 99.54% | -53.49% | -53.49% | -96.68% | -96.68% | -92.49% | -92.41% | -88.31% | -89.13% | 2.67% | 0.4% | 12.18% | 24.11% | 3.11% | 2.3% | -13.25% | -19.5% | -6.97% | -14.75% |
| Net Interest Margin % | 0.02% | 0.02% | 0.09% | 0.09% | 0.01% | 0.01% | 0.13% | 0.13% | 0.17% | 0.17% | 1.58% | 1.67% | 1.72% | 1.86% | 1.73% | 1.82% | 1.7% | 1.6% | 1.69% | 1.66% |
| Interest Income | 0 | 0 | 9.01M | 9.01M | 970.5K | 970.5K | 19.37M | 19.37M | 29.2M | 29.2M | 445.03M | 424.93M | 431.32M | 453.18M | 452.32M | 449.69M | 409.83M | 417.29M | 448.76M | 467.71M |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 187.18M | 169.62M | 181.69M | 184.6M | 201.19M | 195.4M | 187.3M | 200.89M | 205.2M | 219.13M |
| Loan Loss Provision | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -22.48M | 11.51M | 50.82M | 78.8M | 73.28M | 40.56M | 68.42M | -13.55M | -103.05M | 32.59M |
| Non-Interest Income | -220.22M | -226.62M | -253.92M | -253.92M | 43.06M | 43.06M | 116.56M | 116.56M | 147.5M | 147.5M | -12.05M | 16.45M | 37.87M | 40.45M | 16.03M | 17.04M | 35.26M | -11.99M | -235.4M | 4.12M |
| Non-Interest Income % | 100.89% | 100.86% | 103.68% | 103.68% | 97.8% | 97.8% | 85.75% | 85.75% | 83.48% | 83.48% | -4.9% | 6.05% | 13.17% | 13.09% | 6% | 6.28% | 13.68% | -5.86% | -2885.46% | 1.63% |
| Total Net Revenue | -218.29M | -224.68M | -244.91M | -244.91M | 44.03M | 44.03M | 135.93M | 135.93M | 176.7M | 176.7M | 245.79M | 271.77M | 287.51M | 309.03M | 267.16M | 271.34M | 257.79M | 204.41M | 8.16M | 252.7M |
| Revenue Growth % | -595.77% | -610.3% | -280.17% | -280.17% | -75.08% | -75.08% | -44.7% | -49.98% | -38.54% | -42.82% | -8% | 0.16% | 11.53% | 51.18% | 3174.75% | 7.38% | -8.71% | -29.49% | -97.43% | -24.84% |
| Non-Interest Expense | 15.53M | 15.53M | 25.89M | 25.89M | 28.49M | 28.49M | 52.64M | 52.64M | 47.85M | 47.85M | 252.79M | 192.45M | 181.28M | 163.3M | 163.88M | 168.06M | 167.98M | 159.49M | 231.51M | 194.51M |
| Efficiency Ratio | -7.12% | -6.91% | -10.57% | -10.57% | 64.71% | 64.71% | 38.73% | 38.73% | 27.08% | 27.08% | 102.84% | 70.81% | 63.05% | 52.84% | 61.34% | 61.94% | 65.16% | 78.03% | 2837.69% | 76.97% |
| Operating Income | -235.76M | -242.15M | -270.8M | -270.8M | 15.54M | 15.54M | 83.29M | 83.29M | 128.85M | 128.85M | 15.49M | 67.81M | 55.41M | 66.92M | 30M | 62.72M | 21.39M | 58.47M | -120.3M | 25.6M |
| Operating Margin % | 108% | 107.77% | 110.57% | 110.57% | 35.29% | 35.29% | 61.27% | 61.27% | 72.92% | 72.92% | 6.3% | 24.95% | 19.27% | 21.66% | 11.23% | 23.11% | 8.3% | 28.6% | -1474.61% | 10.13% |
| Operating Income Growth % | -1617.48% | -1658.65% | -425.15% | -425.15% | -87.94% | -87.94% | 437.62% | 22.83% | 132.52% | 92.52% | -48.37% | 8.11% | 159.04% | 14.46% | 124.94% | 144.99% | -70.96% | -49.07% | -192.93% | -65.77% |
| Pretax Income | -246.6M | -246.6M | -266.33M | -266.33M | -25.71M | -25.71M | -5.35M | -5.35M | 29.49M | 29.49M | 15.49M | 67.81M | 55.41M | 66.92M | 30M | 62.72M | 21.39M | 58.47M | -120.3M | 25.6M |
| Pretax Margin % | 112.97% | 109.75% | 108.75% | 108.75% | -58.4% | -58.4% | -3.94% | -3.94% | 16.69% | 16.69% | 6.3% | 24.95% | 19.27% | 21.66% | 11.23% | 23.11% | 8.3% | 28.6% | -1474.61% | 10.13% |
| Income Tax | 46.86M | 46.86M | -51.32M | -51.32M | 5.53M | 5.53M | 272.46K | 272.46K | 5.52M | 5.52M | -3M | 14.8M | 11.63M | 17.59M | 1.87M | 16.7M | 3.28M | 15.39M | -15.65M | 6.57M |
| Effective Tax Rate % | -19% | -19% | 19.27% | 19.27% | -21.5% | -21.5% | -5.09% | -5.09% | 18.73% | 18.73% | -19.4% | 21.83% | 20.99% | 26.28% | 6.22% | 26.62% | 15.31% | 26.33% | 13.01% | 25.67% |
| Net Income | -199.74M | -199.74M | -215.01M | -215.01M | -20.19M | -20.19M | -5.08M | -5.08M | 23.97M | 23.97M | 18.5M | 53M | 43.78M | 49.34M | 28.14M | 46.02M | 18.11M | 43.08M | -104.65M | 19.03M |
| Net Margin % | 91.5% | 88.9% | 87.79% | 87.79% | -45.85% | -45.85% | -3.74% | -3.74% | 13.57% | 13.57% | 7.53% | 19.5% | 15.23% | 15.96% | 10.53% | 16.96% | 7.03% | 21.07% | -1282.73% | 7.53% |
| Net Income Growth % | -889.5% | -889.5% | -4134.35% | -4134.35% | -184.21% | -184.21% | -127.45% | -109.58% | -45.25% | -51.41% | -34.26% | 15.18% | 141.68% | 14.53% | 126.89% | 141.84% | -72.24% | -49.66% | -199.4% | -62.06% |
| Net Income (Continuing) | -199.74M | -199.74M | -215.01M | -215.01M | -31.24M | -31.24M | -5.62M | -5.62M | 23.97M | 23.97M | 18.5M | 53M | 43.78M | 49.34M | 28.14M | 46.02M | 18.11M | 43.08M | -104.65M | 19.03M |
| EPS (Diluted) | -40.00 | -40.00 | -615.40 | -615.40 | -60.00 | -60.00 | -13.20 | -13.20 | 8.00 | 8.00 | 4.00 | 16.00 | 12.00 | 12.00 | 7.40 | 12.00 | 4.80 | 12.00 | -32.00 | 4.00 |
| EPS Growth % | 33.33% | 33.33% | -4562.12% | -4562.12% | -850% | -850% | -430% | -182.5% | -33.33% | -33.33% | -45.95% | 33.33% | 150% | 0% | 123.13% | 200% | -76% | -50% | -214.29% | -66.67% |
| EPS (Basic) | -40.00 | -40.00 | -615.40 | -615.40 | -60.00 | -60.00 | -13.20 | -13.20 | 8.00 | 8.00 | 4.00 | 16.00 | 12.00 | 16.00 | 7.40 | 16.00 | 4.80 | 12.00 | -32.00 | 5.40 |
| Diluted Shares Outstanding | 4.99M | 4.99M | 349.39K | 349.39K | 336.43K | 336.43K | 386.2K | 386.2K | 3M | 3M | 4.62M | 3.31M | 3.65M | 4.11M | 3.82M | 3.83M | 3.82M | 3.59M | 3.28M | 3.86M |