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CNF logoCNFinance Holdings Limited (CNF) P/E Ratio History

Historical price-to-earnings valuation from 2018 to 2024

Current P/E
-0.0
Undervalued
5Y Avg P/E
1.2
-101% vs avg
PE Percentile
0%
Low
PEG Ratio
N/A
N/A
TTM EPS$-150.19
Price$3.06
5Y PE Range0.3 - 8.1
Earnings YieldN/A

Loading P/E history...

CNF Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
-0.0vs1.2
-101%
Cheap vs History
vs. Financial Services
-0.0vs13.4
-100%
Below Sector
vs. S&P 500
-0.0vs25.2
-100%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on -12229% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 7, 2026, CNFinance Holdings Limited (CNF) trades at a price-to-earnings ratio of -0.0x, with a stock price of $3.06 and trailing twelve-month earnings per share of $-150.19.

The current P/E is 101% below its 5-year average of 1.2x. Over the past five years, CNF's P/E has ranged from a low of 0.3x to a high of 8.1x, placing the current valuation at the 0th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.4x, CNF trades at a 100% discount to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.

Relative to the broader market, CNF trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CNF DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

CNF P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
QFIN logoQFINQfin Holdings, Inc.
$4B2.2Lowest0.11Best+61%
FINV logoFINVFinVolution Group
$3B3.91.15+8%
LX logoLXLexinFintech Holdings Ltd.
$154M2.3-+3%
UWMC logoUWMCUWM Holdings Corporation
$543M29.1--8%
PFSI logoPFSIPennyMac Financial Services, Inc.
$5B9.3-+59%
RKT logoRKTRocket Companies, Inc.
$2B69.8--
TREE logoTREELendingTree, Inc.
$550M3.7-+443%Best
BEKE logoBEKEKE Holdings Inc.
$63B37.1--29%
FANG logoFANGDiamondback Energy, Inc.
$55B34.0--63%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

CNF Historical P/E Data (2018–2024)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$12.50$6.801.8x+65%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$16.20$36.000.5x-60%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$20.70$40.000.5x-54%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$22.20$44.000.5x-55%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$37.80$47.400.8x-29%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$29.22$43.400.7x-40%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$24.70$36.200.7x-39%
FY2022 Q4Sat Dec 31 2022 00:00:00 GM$17.10$36.200.5x-58%
FY2022 Q1$32.20$4.008.1x+622%
FY2021 Q4Fri Dec 31 2021 00:00:00 GM$40.80$16.002.5x+129%
FY2021 Q3$59.00$76.000.8x-30%
FY2021 Q2Wed Jun 30 2021 00:00:00 GM$37.20$84.000.4x-60%

Average P/E for displayed period: 1.1x

See CNF's True Return

Price is only half the story. See total return with reinvested dividends.

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Is CNF Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare CNF vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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CNF — Frequently Asked Questions

Quick answers to the most common questions about buying CNF stock.

Is CNF stock overvalued or undervalued?

CNF current P/E: -0.0x. 5-year average P/E: 1.2x. Percentile: N/A.

How does CNF's valuation compare to peers?

CNFinance Holdings Limited P/E of -0.0x compares to sector median of 13.4x. Sector comparison provides relative valuation context.

What is CNF's PEG ratio?

CNF PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2018-2024.

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CNF P/E Ratio History (2018–2024)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.