CNFinance Holdings Limited (CNF) P/E Ratio History
Deep ValueTrading at -0.0x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2018–2024
Loading P/E history...
P/E Ratio Analysis
As of June 21, 2026, CNFinance Holdings Limited (CNF) trades at a price-to-earnings ratio of -0.0x, with a stock price of $3.09 and trailing twelve-month earnings per share of $-150.19.
The current P/E is 101% below its 5-year average of 1.2x. Over the past five years, CNF's P/E has ranged from a low of 0.3x to a high of 8.1x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.6x, CNF trades at a 100% discount to its sector peers. The sector includes 783 companies with P/E ratios ranging from 0.0x to 196.5x.
Relative to the broader market, CNF trades at a notable discount to the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CNF DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
CNF Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
CNF P/E vs Peers
Non-prime and home equity lenders peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 1.2Lowest | 0.04Best | +104% | |
| $1B | 3.4 | 0.47 | +3% | |
| $337M | 1.5 | 0.06 | +41% | |
| $345M | 18.5 | - | -8% | |
| $4B | 8.9 | - | +59% | |
| $541M | 3.6 | - | +443%Best | |
| $17B | 40.0 | 1.88 | -27% | |
| $52B | 32.0 | - | -63% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
CNF Historical P/E Data (2018–2024)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2024 Q3 | Sep 30 2024 | $12.50 | $6.80 | 1.8x | +65% |
| FY2024 Q2 | Jun 30 2024 | $16.20 | $36.00 | 0.5x | -60% |
| FY2024 Q1 | Mar 31 2024 | $20.70 | $40.00 | 0.5x | -54% |
| FY2023 Q4 | Dec 31 2023 | $22.20 | $44.00 | 0.5x | -55% |
| FY2023 Q3 | Sep 30 2023 | $37.80 | $47.40 | 0.8x | -29% |
| FY2023 Q2 | Jun 30 2023 | $29.22 | $43.40 | 0.7x | -40% |
| FY2023 Q1 | Mar 31 2023 | $24.70 | $36.20 | 0.7x | -39% |
| FY2022 Q4 | Dec 31 2022 | $17.10 | $36.20 | 0.5x | -58% |
| FY2022 Q1 | - | $32.20 | $4.00 | 8.1x | +622% |
| FY2021 Q4 | Dec 31 2021 | $40.80 | $16.00 | 2.5x | +129% |
| FY2021 Q3 | - | $59.00 | $76.00 | 0.8x | -30% |
| FY2021 Q2 | Jun 30 2021 | $37.20 | $84.00 | 0.4x | -60% |
| FY2021 Q1 | Mar 31 2021 | $38.60 | $72.00 | 0.5x | -52% |
| FY2020 Q4 | - | $42.10 | $28.00 | 1.5x | +35% |
| FY2020 Q3 | Sep 30 2020 | $31.44 | $14.40 | 2.2x | +96% |
| FY2020 Q2 | - | $38.60 | $50.40 | 0.8x | -31% |
| FY2020 Q1 | - | $36.00 | $86.40 | 0.4x | -63% |
| FY2019 Q4 | - | $40.00 | $142.40 | 0.3x | -75% |
| FY2019 Q3 | Sep 30 2019 | $60.50 | $182.60 | 0.3x | -70% |
| FY2019 Q2 | Jun 30 2019 | $59.30 | $202.60 | 0.3x | -74% |
| FY2019 Q1 | Mar 31 2019 | $60.60 | $230.60 | 0.3x | -76% |
| FY2018 Q4 | Dec 31 2018 | $55.10 | $254.60 | 0.2x | -81% |
Average P/E for displayed period: 1.1x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
8+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
CNF — Frequently Asked Questions
Quick answers to the most common questions about buying CNF stock.
What is CNF's P/E ratio?
CNFinance Holdings Limited (CNF) trailing twelve-month P/E ratio is -0.0x, based on TTM diluted EPS of $-150.19. The 5-year average P/E is 1.2x and the historical range spans 0.3x to 8.1x.
Is CNF stock overvalued or undervalued?
CNF current P/E: -0.0x. 5-year average P/E: 1.2x. Percentile: 0th.
Is CNF stock expensive?
CNF is fairly valued relative to its own history. The current P/E of -0.0x is near the 5-year average of 1.2x (0th percentile of historical range).
What is CNF's historical P/E range?
Over the past 5 years, CNF's P/E ratio has ranged from 0.3x to 8.1x, with a median of 0.7x and an average of 1.2x. The current P/E of -0.0x places the stock at the 0th percentile of this range. Full historical data spans 2018–2024.
How does CNF's P/E compare to the S&P 500?
CNF current P/E: -0.0x. S&P 500 median P/E: 24.4x.
How does CNF's valuation compare to Financial Services peers?
CNFinance Holdings Limited P/E of -0.0x can be benchmarked against Financial Services peers in the comparison table on this page.
What is CNF's PEG ratio?
CNF PEG ratio is N/A, based on a P/E of -0.0x and EPS growth of -12229.1%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is CNF's earnings yield?
CNF earnings yield is N/A, the inverse of its -0.0x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.