ChoiceOne Financial Services, Inc. (COFS) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | -177K | 14.03M | 15.29M | 8.96M | -6.47M | 24.01M | -6.41M | 15.74M | 15.31M | -10.85M | 32.17M | 15.99M | 9.17M | 12.99M | 9.72M | 19.5M | 2.8M | 8.14M | 12.42M | 14.93M |
| Operating CF Growth % | 97.27% | -41.54% | 338.52% | -43.07% | -142.26% | 321.31% | -119.93% | -1.61% | 67.02% | -183.5% | 230.9% | -17.99% | 227.23% | 59.67% | -21.72% | 30.59% | 26.79% | -71.68% | 183.02% | 631.84% |
| Net Income | 13.7M | 13.87M | 14.68M | 13.53M | -13.91M | 7.16M | 7.35M | 6.59M | 5.63M | 5.29M | 5.12M | 5.21M | 5.63M | 6.68M | 5.81M | 5.62M | 5.53M | 5.01M | 5.75M | 5.04M |
| Depreciation & Amortization | 4.93M | 5.32M | 5.5M | 5.41M | 3.63M | 3.16M | 3.09M | 3.02M | 3.06M | 3.08M | 3.15M | 3.09M | 3.11M | 3.16M | 3.32M | 3.52M | 3.35M | 3.49M | 3.3M | 3.04M |
| Deferred Taxes | 1.05M | -2.41M | 2.85M | 3.13M | -3.69M | -437K | -65K | -70K | 301K | -162K | 79K | -193K | 252K | -184K | 0 | -79K | 248K | 290K | 128K | 0 |
| Other Non-Cash Items | -6.27M | -3.6M | -3.32M | -10.68M | 15.82M | -2.06M | -370K | -346K | -2.06M | 177K | 3.53M | -5.65M | 766K | 4.07M | 2.1M | 2.98M | -4.05M | -2.17M | 4.76M | 5.13M |
| Working Capital Changes | -13.89M | 598K | -4.66M | -2.63M | -8.52M | 16M | -16.38M | 6.27M | 8.09M | -19.5M | 19.99M | 13.28M | -826K | -965K | -1.75M | 7.2M | -2.49M | 1.3M | -1.71M | 1.53M |
| Cash from Investing | 14.56M | -118.23M | -42.12M | 10.05M | 256.98M | -41.62M | -60.3M | -3.6M | 7.61M | -85.28M | -29.2M | -47.97M | -18.92M | -30.01M | -7.74M | -67.25M | 14.5M | -122.82M | -203.99M | -90.31M |
| Purchase of Investments | -34.82M | -10.4M | -61.72M | -14.91M | -1.35M | -13.65M | -1.69M | -1.01M | -486K | -1.54M | 664K | -6K | -5.56M | 12.86M | -23.23M | -23.81M | -31.36M | -123.74M | -192.19M | -142.79M |
| Sale/Maturity of Investments | 20.2M | 8.8M | 7.14M | 16.2M | 91.03M | 17.95M | 8.77M | 17.14M | 15.91M | 18.01M | 13.18M | 10.25M | 10.04M | 14.36M | 29.75M | 48.48M | 14.23M | 44.17M | 11.67M | 15.19M |
| Net Investment Activity | -14.61M | -1.59M | -54.58M | 1.29M | 89.68M | 4.3M | 7.09M | 16.13M | 15.42M | 16.48M | 13.84M | 10.24M | 4.49M | 27.22M | 6.52M | 24.67M | -17.12M | -79.57M | -180.53M | -127.6M |
| Acquisitions | 0 | -8K | 0 | 0 | 173.08M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 30.7M | -114.51M | 14.06M | 10.83M | -4.95M | -45.26M | -67.13M | -19.25M | -7.5M | -100.97M | -41.8M | -57.02M | -22.38M | -57.3M | -13.72M | -91.75M | 32.15M | -42.68M | -22.73M | 37.72M |
| Cash from Financing | -18.16M | 93.2M | -30.48M | -2.15M | -207.84M | -31.57M | 111.64M | -61.26M | 71.77M | 6.88M | 64.9M | 53.59M | 21M | 9.46M | 9.21M | -1.93M | 40.79M | 86.79M | 156.03M | 35.37M |
| Dividends Paid | -4.34M | -4.35M | -4.2M | -4.2M | -4.19M | -2.51M | -2.42M | -2.04M | -2.04M | -2.04M | -1.96M | -1.96M | -1.96M | -1.95M | -1.88M | -1.88M | -1.87M | -1.88M | -1.9M | -1.7M |
| Share Repurchases | -1.44M | -628K | -214K | 2.06M | -2.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -85K | 0 | 0 | -682K | -2.23M | -2.66M | -2.9M |
| Stock Issued | 255K | 214K | 246K | 260K | 172K | 173K | 32.48M | 59K | 56K | 63K | 52K | 64K | 52K | 92K | 0 | 45K | 35K | 35K | 38K | 37K |
| Net Stock Activity | -1.19M | -414K | 32K | 2.32M | -1.89M | 173K | 32.48M | 59K | 56K | 63K | 52K | 64K | 52K | 7K | 0 | 45K | -647K | -2.19M | -2.63M | -2.86M |
| Debt Issuance (Net) | -1000K | 1000K | -712K | 1000K | -1000K | -1000K | 36K | 37K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -842K |
| Other Financing | 67.37M | 30.97M | -25.59M | -61.27M | 5.75M | -19.13M | 81.55M | -59.31M | 63.72M | 138.86M | 46.81M | -19.51M | -12.1M | -38.59M | 18.09M | -7.1M | 93.31M | 40.18M | 131.45M | 40.77M |
| Net Change in Cash | -3.77M | -10.99M | -57.3M | 16.86M | 42.67M | -49.19M | 44.94M | -49.13M | 94.7M | -89.24M | 67.86M | 21.62M | 11.25M | -7.55M | 11.2M | -49.68M | 58.09M | -27.89M | -35.54M | -40.01M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 87.99M | 98.98M | 156.28M | 139.42M | 96.75M | 145.94M | 101M | 150.13M | 55.43M | 144.67M | 76.81M | 55.19M | 43.94M | 51.49M | 40.3M | 89.98M | 31.89M | 59.78M | 95.32M | 135.33M |
| Cash at End | 84.22M | 87.99M | 98.98M | 156.28M | 139.42M | 96.75M | 145.94M | 101M | 150.13M | 55.43M | 144.67M | 76.81M | 55.19M | 43.94M | 51.49M | 40.3M | 89.98M | 31.89M | 59.78M | 95.32M |
| Interest Paid | 17.26M | 21.05M | 14.97M | 17.51M | 11.57M | 15.54M | 9.67M | 9.41M | 15.28M | 9.09M | 8.12M | 5.71M | 4.56M | 2.84M | 2.56M | 769K | 1.41M | 833K | 920K | 944K |
| Income Taxes Paid | 0 | 4.45M | 0 | 2.84M | 0 | 1.9M | 1.7M | 2.75M | 0 | 550K | 1M | 2.9M | 0 | 1.79M | 200K | 0 | 0 | 750K | 1.6M | 901K |
| Free Cash Flow | -1.7M | 11.92M | 13.69M | 6.88M | -7.31M | 23.35M | -6.67M | 15.25M | 15M | -11.63M | 30.93M | 14.81M | 8.14M | 13.07M | 9.18M | 19.33M | 2.28M | 7.57M | 11.69M | 14.51M |
| FCF Growth % | 76.72% | -48.96% | 305.46% | -54.87% | -148.7% | 300.8% | -121.55% | 3.01% | 84.22% | -188.99% | 236.73% | -23.39% | 257.82% | 72.58% | -21.41% | 33.19% | 94.2% | -73.37% | 175% | 536.55% |