Citizens & Northern Corporation (CZNC) quarterly balance sheet — complete assets, liabilities & equity history
Citizens & Northern Corporation (CZNC) balance sheet — 30-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 590.47M | 579.37M | 53.45M | 337.38M | 333.21M | 343.26M | 523.2M | 348.61M | 592.63M | 501.56M | 451.54M | 472.63M | 481.8M | 497.46M | 525.03M | 553.08M | 552.02M | 596.02M | 647.26M | 622.63M |
| Cash & Due from Banks | 99.99M | 82.54M | 53.45M | 46.06M | 123.09M | 99.62M | 114.74M | 126.17M | 184.21M | 100.41M | 46.45M | 56.88M | 52.66M | 51.76M | 52.21M | 55.05M | 64.04M | 69.19M | 114.35M | 104.95M |
| Short Term Investments | 490.47M | 496.83M | 0 | 291.32M | 210.12M | 243.65M | 408.46M | 222.44M | 408.42M | 401.14M | 405.09M | 415.75M | 429.14M | 445.69M | 472.81M | 498.03M | 487.98M | 526.84M | 532.91M | 517.68M |
| Total Investments | 2.79B | 2.81B | 2.88B | 2.61B | 2.13B | 2.14B | 2.29B | 2.28B | 2.28B | 2.27B | 2.26B | 2.24B | 2.24B | 2.24B | 2.2B | 2.22B | 2.16B | 2.17B | 2.06B | 2.07B |
| Investments Growth % | 31.02% | 31.39% | 25.94% | 14.77% | -6.53% | -5.84% | 1.29% | 1.49% | 1.74% | 1.46% | 2.63% | 1.05% | 3.68% | 3.28% | 6.94% | 7.37% | 8.06% | 9.74% | 4.44% | 4.38% |
| Long-Term Investments | 2.3B | 2.32B | 2.88B | 2.32B | 1.92B | 1.9B | 1.88B | 2.06B | 1.87B | 1.87B | 1.85B | 1.83B | 1.81B | 1.8B | 1.73B | 1.72B | 1.67B | 1.64B | 1.52B | 1.55B |
| Accounts Receivables | 11.63M | 10.94M | 0 | 11.59M | 9.66M | 8.72M | 9.28M | 8.73M | 9.42M | 9.16M | 9.46M | 9.14M | 9.31M | 8.44M | 8.8M | 8.65M | 8.43M | 7.74M | 7.51M | 7.24M |
| Goodwill & Intangibles | 72.44M | 73.25M | 74.07M | 74.88M | 54.27M | 54.37M | 54.48M | 54.59M | 54.68M | 54.78M | 54.88M | 54.97M | 55.08M | 55.18M | 55.28M | 55.38M | 55.49M | 55.6M | 55.71M | 55.82M |
| Goodwill | 63.31M | 63.31M | 63.31M | 63.31M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M | 52.51M |
| Intangible Assets | 9.13M | 9.94M | 10.76M | 11.57M | 1.76M | 1.87M | 1.97M | 2.08M | 2.18M | 2.27M | 2.37M | 2.47M | 2.57M | 2.67M | 2.77M | 2.88M | 2.99M | 3.1M | 3.21M | 3.32M |
| PP&E (Net) | 27.11M | 26.71M | 27.26M | 27.75M | 21.05M | 21.2M | 21.3M | 21.34M | 21.54M | 21.97M | 21.85M | 21.63M | 21.27M | 20.97M | 21.28M | 21.57M | 21.88M | 21.83M | 21.17M | 20.68M |
| Other Assets | 123.93M | 126.65M | 98.86M | 151.86M | 307.45M | 268.42M | 105.51M | 102.53M | 103.18M | 114.45M | 113.67M | 110.83M | 80.18M | 72.59M | 73.78M | 71.31M | 65.95M | 70.14M | 62.99M | 64.08M |
| Total Current Assets | 602.1M | 590.31M | 65.35M | 554.66M | 342.87M | 351.98M | 532.48M | 357.34M | 602.05M | 510.72M | 461.01M | 481.77M | 491.11M | 505.9M | 533.83M | 561.73M | 560.45M | 603.76M | 654.77M | 629.86M |
| Total Non-Current Assets | 2.55B | 2.56B | 3.1B | 2.58B | 2.32B | 2.26B | 2.08B | 2.25B | 2.07B | 2.08B | 2.06B | 2.03B | 1.99B | 1.96B | 1.9B | 1.89B | 1.84B | 1.81B | 1.68B | 1.7B |
| Total Assets | 3.15B | 3.15B | 3.16B | 3.13B | 2.66B | 2.61B | 2.61B | 2.61B | 2.67B | 2.6B | 2.52B | 2.52B | 2.48B | 2.47B | 2.43B | 2.45B | 2.4B | 2.41B | 2.33B | 2.33B |
| Asset Growth % | 18.25% | 20.73% | 21.27% | 19.99% | -0.25% | 0.58% | 3.37% | 3.78% | 7.52% | 5.06% | 3.88% | 2.5% | 3.49% | 2.49% | 4.27% | 5.44% | 1.92% | 3.06% | -0.14% | 3.95% |
| Return on Assets (ROA) | 0.52% | 0.45% | 0.01% | 0.15% | 0.25% | 0.23% | 0.24% | 0.31% | 0.24% | 0.24% | 0.21% | 0.17% | 0.31% | 0.25% | 0.26% | 0.32% | 0.19% | 0.32% | 0.3% | 0.31% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 30.71M | 26.39M | 26.75M | 25.61M | 24.55M | 21.71M | 22.52M | 23.63M |
| Total Debt | 163.46M | 170.03M | 193.05M | 193.05M | 174.25M | 184.25M | 194.77M | 207.67M | 225.73M | 242.16M | 237.25M | 211.76M | 188.03M | 186.15M | 231.51M | 181.78M | 97.25M | 166.12M | 70.69M | 77.56M |
| Net Debt | 63.47M | 87.5M | 139.6M | 147M | 51.16M | 84.63M | 80.03M | 81.5M | 41.51M | 141.75M | 190.8M | 154.88M | 135.37M | 134.39M | 179.3M | 126.73M | 33.2M | 96.93M | -43.66M | -27.39M |
| Long-Term Debt | 158.66M | 155.39M | 139.94M | 148.53M | 172.76M | 183.72M | 194.2M | 205.18M | 205.16M | 205.15M | 162.26M | 177.88M | 162.49M | 154.72M | 138.12M | 62.6M | 94.79M | 76.08M | 68.33M | 75.75M |
| Short-Term Debt | 4.8M | 14.64M | 53.11M | 41.66M | 1.49M | 533K | 571K | 2.49M | 20.56M | 37.02M | 74.98M | 33.87M | 25.54M | 31.43M | 93.4M | 119.18M | 2.46M | 90.04M | 2.36M | 1.8M |
| Other Liabilities | 34.91M | 2.64B | 2.64B | 46.03M | 30.09M | 30.49M | 30.48M | 33.79M | 31.91M | 28.43M | 26.73M | 26.64M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 2.61B | 14.64M | 53.11M | 2.59B | 2.17B | 2.11B | 2.1B | 2.1B | 2.16B | 2.1B | 2.07B | 2.05B | 2.08B | 2.07B | 2.04B | 2.14B | 2.07B | 2.08B | 1.99B | 1.95B |
| Total Non-Current Liabilities | 193.58M | 2.79B | 2.78B | 197.42M | 202.85M | 214.21M | 224.69M | 238.97M | 237.07M | 233.58M | 189M | 204.52M | 162.49M | 154.72M | 138.12M | 62.6M | 94.79M | 76.08M | 68.33M | 75.75M |
| Total Liabilities | 2.81B | 2.81B | 2.83B | 2.79B | 2.37B | 2.32B | 2.33B | 2.34B | 2.39B | 2.33B | 2.26B | 2.25B | 2.24B | 2.22B | 2.17B | 2.2B | 2.16B | 2.15B | 2.05B | 2.03B |
| Total Equity | 343.32M | 346.14M | 335.56M | 341.3M | 293.96M | 286.36M | 281.83M | 275.28M | 277.31M | 263.22M | 261.66M | 262.38M | 240.21M | 248.12M | 255.57M | 249.32M | 238.79M | 258.62M | 276.21M | 301.4M |
| Equity Growth % | 16.79% | 20.88% | 19.07% | 23.98% | 6.01% | 8.79% | 7.71% | 4.92% | 15.45% | 6.09% | 2.38% | 5.24% | 0.59% | -4.06% | -7.47% | -17.28% | -20.24% | -14.97% | -7.95% | 0.55% |
| Equity / Assets (Capital Ratio) | 10.9% | 10.98% | 10.6% | 10.9% | 11.03% | 10.97% | 10.8% | 10.54% | 10.38% | 10.14% | 10.37% | 10.43% | 9.67% | 10.04% | 10.52% | 10.16% | 9.95% | 10.73% | 11.85% | 12.95% |
| Return on Equity (ROE) | 4.72% | 4.12% | 0.08% | 1.41% | 2.26% | 2.15% | 2.26% | 2.96% | 2.36% | 2.33% | 2.02% | 1.7% | 3.11% | 2.4% | 2.48% | 3.19% | 1.79% | 2.8% | 2.39% | 2.43% |
| Book Value per Share | 19.29 | 19.59 | 19.00 | 19.32 | 19.12 | 18.64 | 18.37 | 17.84 | 18.16 | 17.24 | 17.18 | 17.29 | 15.85 | 16.29 | 16.58 | 16.21 | 15.54 | 16.74 | 17.65 | 19.28 |
| Tangible BV per Share | 15.22 | 15.45 | 14.80 | 15.08 | 15.59 | 15.10 | 14.82 | 14.30 | 14.58 | 13.66 | 13.58 | 13.67 | 12.22 | 12.67 | 13.00 | 12.61 | 11.93 | 13.14 | 14.09 | 15.71 |
| Common Stock | 18.3M | 18.3M | 18.3M | 18.3M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M | 16.03M |
| Additional Paid-in Capital | 184.86M | 184.34M | 184.32M | 185.7M | 143.35M | 142.98M | 142.97M | 143.56M | 143.21M | 143.35M | 143.02M | 144.39M | 143.97M | 143.66M | 143.4M | 143.95M | 143.89M | 143.42M | 142.99M | 144.45M |
| Retained Earnings | 186.79M | 175.52M | 166.48M | 171.21M | 171.73M | 169.52M | 167.74M | 165.78M | 161.92M | 159.86M | 158.05M | 157.03M | 157.04M | 153.72M | 151.99M | 151.74M | 148.3M | 148.19M | 145.07M | 142.61M |
| Accumulated OCI | -38.76M | -23.96M | -24.76M | -22.8M | -26.03M | -30.67M | -32.69M | -36.76M | -30.06M | -41.36M | -40.71M | -38.44M | -59.83M | -48.07M | -42.8M | -49.88M | -56.47M | -36M | -20.18M | 5.03M |
| Treasury Stock | -7.87M | -8.06M | -8.78M | -10.7M | -11.13M | -11.5M | -12.22M | -13.33M | -13.79M | -14.66M | -14.73M | -16.63M | -17.02M | -17.23M | -13.05M | -12.52M | -12.97M | -13.01M | -7.71M | -6.72M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |