Citizens Community Bancorp, Inc. (CZWI) quarterly balance sheet — complete assets, liabilities & equity history
Citizens Community Bancorp, Inc. (CZWI) balance sheet — 23-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 121.76M | 149.2M | 187.64M | 154.13M | 202.23M | 171.03M | 123.05M | 39.12M | 39.38M | 31.13M | 110.62M | 32.53M | 42.97M | 65.3M | 35.61M | 197.54M | 210.32M | 273.78M | 49.34M | 338.28M |
| Cash & Due from Banks | 121.76M | 149.2M | 118.85M | 82.43M | 67.45M | 100.2M | 50.17M | 36.63M | 36.89M | 28.64M | 37.14M | 32.53M | 42.97M | 65.3M | 35.61M | 29.78M | 33.25M | 85.88M | 49.2M | 103.85M |
| Short Term Investments | 0 | 0 | 68.79M | 71.69M | 134.77M | 70.83M | 72.87M | 2.49M | 2.49M | 2.49M | 73.48M | 0 | 0 | 0 | 0 | 167.76M | 177.07M | 187.91M | 140K | 234.43M |
| Total Investments | 1.58B | 1.57B | 1.55B | 1.53B | 1.56B | 1.57B | 1.59B | 1.66B | 1.66B | 1.69B | 1.7B | 1.69B | 1.68B | 1.69B | 1.66B | 1.64B | 1.62B | 1.59B | 1.59B | 1.55B |
| Investments Growth % | 1.71% | 0.28% | -2.5% | -7.51% | -6.31% | -6.97% | -6.54% | -1.9% | -0.96% | -0.1% | 2.18% | 2.95% | 3.33% | 6.45% | 4.33% | 5.87% | 9.24% | 10.42% | 11.57% | 10.52% |
| Long-Term Investments | 1.58B | 1.57B | 1.48B | 1.46B | 1.42B | 1.5B | 1.51B | 1.66B | 1.66B | 1.68B | 1.62B | 1.69B | 1.68B | 1.69B | 1.66B | 1.47B | 1.45B | 1.4B | 1.59B | 1.32B |
| Accounts Receivables | 6.18M | 0 | 6.13M | 6.16M | 6.12M | 5.93M | 5.65M | 6.24M | 6.29M | 6.32M | 5.41M | 5.94M | 5.7M | 5.55M | 5.29M | 4.72M | 4.24M | 4.18M | 3.92M | 4.88M |
| Goodwill & Intangibles | 31.67M | 31.78M | 35.39M | 35.54M | 35.67M | 35.88M | 36.14M | 36.35M | 36.56M | 36.79M | 37.06M | 37.31M | 37.56M | 37.86M | 38.21M | 38.57M | 39.12M | 39.61M | 39.56M | 39.88M |
| Goodwill | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M | 31.5M |
| Intangible Assets | 169K | 282K | 3.89M | 4.04M | 4.17M | 4.38M | 4.64M | 4.85M | 5.07M | 5.29M | 5.56M | 5.82M | 6.06M | 6.37M | 6.71M | 7.07M | 7.62M | 8.11M | 8.06M | 8.38M |
| PP&E (Net) | 17.44M | 17.13M | 16.36M | 16.24M | 16.36M | 16.65M | 17.07M | 17.36M | 17.77M | 18.03M | 18.37M | 19.46M | 19.83M | 20.2M | 20.49M | 21.43M | 21.59M | 21.39M | 21.17M | 21.73M |
| Other Assets | 53.77M | 46.42M | 58.94M | 52.68M | 52.77M | 53.17M | 53.74M | 44.16M | 43.99M | 44.55M | 56.78M | 45.25M | 45.98M | 44.47M | 56.27M | 43.64M | 41.63M | 39.35M | 34.22M | 32.18M |
| Total Current Assets | 127.94M | 155.03M | 193.77M | 160.28M | 208.35M | 176.96M | 128.7M | 45.36M | 45.67M | 37.45M | 116.03M | 38.47M | 48.67M | 70.85M | 40.9M | 202.26M | 214.56M | 277.96M | 53.26M | 343.16M |
| Total Non-Current Assets | 1.69B | 1.67B | 1.59B | 1.57B | 1.53B | 1.6B | 1.62B | 1.75B | 1.76B | 1.78B | 1.74B | 1.79B | 1.78B | 1.79B | 1.78B | 1.58B | 1.55B | 1.5B | 1.69B | 1.41B |
| Total Assets | 1.81B | 1.82B | 1.78B | 1.73B | 1.74B | 1.78B | 1.75B | 1.8B | 1.8B | 1.82B | 1.85B | 1.83B | 1.83B | 1.86B | 1.82B | 1.78B | 1.76B | 1.78B | 1.74B | 1.75B |
| Asset Growth % | 4.56% | 2.42% | 1.9% | -4.01% | -3.73% | -2.16% | -5.56% | -1.74% | -1.5% | -2.23% | 1.93% | 2.86% | 3.76% | 4.8% | 4.41% | 1.52% | 2.87% | 2.49% | 5.49% | 8.07% |
| Return on Assets (ROA) | 0.06% | 0.21% | 0.24% | 0.21% | 0.19% | 0.18% | 0.15% | 0.18% | 0.2% | 0.22% | 0.2% | 0.14% | 0.17% | 0.2% | 0.26% | 0.23% | 0.25% | 0.27% | 0.35% | 0.29% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 51.88M | 52.58M | 51.8M | 46.76M | 61.72M | 61.66M | 66.61M | 82.55M | 93M | 107.02M | 147M | 181.94M | 189.89M | 249.83M | 214.94M | 174.88M | 189.15M | 172.59M | 169.95M | 169.91M |
| Net Debt | -69.88M | -96.63M | -67.05M | -35.67M | -5.73M | -38.53M | 16.43M | 45.92M | 56.11M | 78.39M | 109.86M | 149.41M | 146.92M | 184.53M | 179.33M | 145.1M | 155.91M | 86.72M | 120.75M | 66.06M |
| Long-Term Debt | 51.88M | 51.84M | 51.8M | 46.76M | 61.72M | 61.66M | 61.61M | 61.55M | 61.5M | 67.52M | 67.47M | 67.41M | 67.36M | 67.3M | 72.41M | 72.35M | 87.12M | 87.06M | 58.43M | 58.4M |
| Short-Term Debt | 0 | 341K | 0 | 0 | 0 | 0 | 5M | 21M | 31.5M | 39.5M | 79.53M | 114.53M | 122.53M | 182.53M | 142.53M | 102.53M | 102.03M | 85.53M | 111.53M | 111.51M |
| Other Liabilities | 16.66M | 1.58B | 17.91M | 12.86M | 11.56M | 14.59M | 14.68M | 15.77M | 13.72M | 11.98M | 11.97M | 10.51M | 9.71M | 9.54M | 9.64M | 7.63M | 9.5M | 9.16M | 11.27M | 9.32M |
| Total Current Liabilities | 1.55B | 341K | 1.52B | 1.48B | 1.48B | 1.52B | 1.49B | 1.54B | 1.55B | 1.57B | 1.6B | 1.59B | 1.59B | 1.62B | 1.57B | 1.54B | 1.5B | 1.51B | 1.5B | 1.52B |
| Total Non-Current Liabilities | 68.54M | 1.63B | 69.72M | 59.62M | 73.29M | 76.26M | 76.29M | 77.32M | 75.22M | 79.5M | 79.44M | 77.92M | 77.07M | 76.84M | 82.05M | 79.98M | 96.62M | 96.22M | 69.7M | 67.72M |
| Total Liabilities | 1.62B | 1.63B | 1.59B | 1.54B | 1.55B | 1.6B | 1.57B | 1.62B | 1.63B | 1.65B | 1.68B | 1.67B | 1.66B | 1.7B | 1.65B | 1.62B | 1.6B | 1.61B | 1.57B | 1.59B |
| Total Equity | 191.35M | 190.87M | 187.94M | 186.81M | 183.46M | 180.05M | 179.08M | 180.15M | 176.04M | 172.82M | 173.33M | 165.4M | 165.56M | 164.56M | 167.09M | 163.32M | 164.74M | 165.49M | 170.87M | 165.93M |
| Equity Growth % | 4.3% | 6.01% | 4.94% | 3.7% | 4.21% | 4.18% | 3.32% | 8.92% | 6.33% | 5.02% | 3.74% | 1.28% | 0.49% | -0.56% | -2.21% | -1.57% | 0.44% | 3.01% | 6.42% | 5.47% |
| Equity / Assets (Capital Ratio) | 10.55% | 10.47% | 10.55% | 10.82% | 10.57% | 10.12% | 10.24% | 10.01% | 9.77% | 9.5% | 9.36% | 9.03% | 9.05% | 8.84% | 9.2% | 9.17% | 9.34% | 9.32% | 9.82% | 9.46% |
| Return on Equity (ROE) | 0.58% | 1.98% | 2.28% | 1.99% | 1.8% | 1.78% | 1.5% | 1.85% | 2.11% | 2.36% | 2.18% | 1.51% | 1.94% | 2.21% | 2.84% | 2.43% | 2.64% | 2.8% | 3.6% | 3.03% |
| Book Value per Share | 19.10 | 19.82 | 19.36 | 18.68 | 18.34 | 18.00 | 17.85 | 17.65 | 16.77 | 16.55 | 16.58 | 15.80 | 16.01 | 15.71 | 15.97 | 15.54 | 15.47 | 15.82 | 16.25 | 15.61 |
| Tangible BV per Share | 15.94 | 16.52 | 15.72 | 15.13 | 14.78 | 14.42 | 14.25 | 14.09 | 13.28 | 13.03 | 13.03 | 12.23 | 12.38 | 12.09 | 12.32 | 11.87 | 11.80 | 12.04 | 12.49 | 11.86 |
| Common Stock | 97K | 96K | 96K | 99K | 100K | 100K | 100K | 101K | 103K | 104K | 104K | 105K | 105K | 105K | 104K | 105K | 105K | 105K | 105K | 105K |
| Additional Paid-in Capital | 110.45M | 110.28M | 110.31M | 113.03M | 114.54M | 114.48M | 114.56M | 115.45M | 117.84M | 118.92M | 119.44M | 119.61M | 119.4M | 119.33M | 119.24M | 119.64M | 119.99M | 119.79M | 119.92M | 119.93M |
| Retained Earnings | 92.82M | 92.74M | 90M | 86.91M | 83.71M | 80.44M | 80.84M | 78.44M | 75.5M | 71.83M | 71.12M | 67.42M | 64.93M | 61.72M | 65.4M | 60.83M | 56.93M | 52.56M | 50.67M | 44.66M |
| Accumulated OCI | -12.02M | -12.24M | -12.47M | -13.23M | -14.88M | -14.96M | -16.42M | -13.85M | -17.4M | -18.03M | -17.33M | -21.74M | -18.88M | -16.59M | -17.66M | -17.26M | -12.28M | -6.96M | 161K | 1.23M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |