Citizens Community Bancorp, Inc. (CZWI) quarterly cash flow statement — complete operating, investing & financing history
Citizens Community Bancorp, Inc. (CZWI) cash flow statement — 23-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | 7.91M | 3.98M | 3.85M | 6.63M | -406K | 1.61M | 2.59M | 3.46M | 4.98M | 9.15M | 3.95M | 4.82M | 2.53M | 1.82M | 8.55M | 4.29M | 7.59M | 8.86M | 3.98M | 7.35M |
| Operating CF Growth % | 2049.26% | 146.5% | 48.61% | 91.92% | -108.15% | -82.37% | -34.36% | -28.32% | 96.64% | 402.64% | -53.8% | 12.46% | -66.63% | -79.46% | 115% | -41.66% | 333.05% | -34.52% | -48.43% | 30.85% |
| Net Income | 1.1M | 3.75M | 4.27M | 3.68M | 3.27M | 3.2M | 2.7M | 3.29M | 3.67M | 4.09M | 3.69M | 2.5M | 3.21M | 3.66M | 4.7M | 3.99M | 4.37M | 4.71M | 6.06M | 5M |
| Depreciation & Amortization | 439K | 748K | 765K | 618K | 557K | 845K | 816K | 872K | 847K | 888K | 922K | 913K | 938K | 968K | 993K | 1.21M | 1.18M | 645K | 1.18M | 1.01M |
| Deferred Taxes | -680K | 118K | -525K | -381K | -134K | -18K | 96K | -71K | 0 | 355K | -24K | 97K | -328K | 457K | 416K | -261K | -73K | 1.07M | 204K | 306K |
| Other Non-Cash Items | 1.65M | 4.75M | 124K | 1.26M | -4.18M | -2.43M | -681K | -866K | -1.54M | 4.61M | -5M | 1.08M | -1.71M | -327K | -88K | 545K | 22K | -742K | -7.92M | -1.26M |
| Working Capital Changes | 5.4M | -5.4M | -780K | 1.42M | 50K | -50K | -339K | 234K | 2M | -954K | 4.36M | 235K | 427K | -2.94M | 2.54M | -1.2M | 2.09M | 3.17M | 4.47M | 2.29M |
| Cash from Investing | -23.3M | -14.1M | -12.05M | 23.23M | 12.87M | 21.66M | 60.76M | 8.51M | 26.42M | 18.05M | -9.95M | -15.86M | 7.53M | -15.93M | -32.27M | -25.81M | -48.76M | -12.35M | -37.65M | -68.09M |
| Purchase of Investments | -3.71M | -1.02M | -3.27M | -5M | -2.13M | -750K | -150K | -150K | -150K | 0 | -750K | 363K | 931K | -12.9M | -2.46M | -5.54M | -4.16M | -41.15M | -13.42M | -20.07M |
| Sale/Maturity of Investments | 5.12M | 5.61M | 8.89M | 5.84M | 5.88M | 6.32M | 4.78M | 4.78M | 4.32M | 7.19M | 4.09M | 6.22M | 10.65M | 6.15M | 5.38M | 8.45M | 13.32M | 8.87M | 39.39M | 20.11M |
| Net Investment Activity | 1.41M | 4.58M | 5.62M | 836K | 3.75M | 5.57M | 4.63M | 4.63M | 4.17M | 7.19M | 3.34M | 6.58M | 11.58M | -6.75M | 2.92M | 2.92M | 9.16M | -32.28M | 25.97M | 39K |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -25.27M | -18.11M | -17.08M | 22.78M | 9.02M | 16.19M | 56.37M | 4.01M | 22.57M | 11.07M | -12.69M | -22.22M | -3.82M | -8.87M | -34.03M | -27.86M | -57.13M | 20.73M | -62.21M | -66.94M |
| Cash from Financing | -12.06M | 40.47M | 44.62M | -14.88M | -45.21M | 26.75M | -49.81M | -12.22M | -23.15M | -35.69M | 10.6M | 603K | -32.14M | 43.8M | 29.67M | 19.19M | -11.45M | 40.16M | -20.98M | 34.64M |
| Dividends Paid | -1.01M | -1.01M | 0 | -7.2M | -3.6M | -3.6M | -3.35M | 0 | 0 | -3.35M | 0 | 0 | 0 | -3.04M | 0 | 0 | 0 | -2.74M | 0 | 0 |
| Share Repurchases | -18K | -89K | -4.04M | -2.02M | -7K | -183K | -1.37M | -2.89M | -1.24M | -711K | -304K | 0 | -117K | -129K | -792K | -693K | 0 | -429K | -230K | -2.52M |
| Stock Issued | 180K | 47K | 118K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 51K | 0 | 0 | 0 | 0 | 35K |
| Net Stock Activity | 162K | -42K | -3.92M | -2.02M | -7K | -183K | -1.37M | -2.89M | -1.24M | -711K | -304K | 0 | -117K | -129K | -741K | -693K | 0 | -429K | -230K | -2.48M |
| Debt Issuance (Net) | 0 | 0 | 1000K | -1000K | 0 | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -11K | 2K |
| Other Financing | -11.21M | 41.52M | 43.55M | 9.33M | -41.61M | 35.53M | -29.1M | 1.17M | -7.83M | 8.39M | 45.9M | 8.6M | 27.97M | 12.13M | -9.59M | 6.89M | -27.95M | 40.75M | -20.74M | 37.12M |
| Net Change in Cash | -27.44M | 30.35M | 36.42M | 14.98M | -32.74M | 50.03M | 13.54M | -254K | 8.25M | -8.5M | 4.61M | -10.44M | -22.08M | 29.69M | 5.95M | -2.33M | -52.62M | 36.67M | -54.65M | -26.1M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 149.2M | 118.85M | 82.43M | 67.45M | 100.2M | 50.17M | 36.63M | 36.89M | 28.64M | 37.14M | 32.53M | 42.97M | 65.05M | 35.36M | 29.41M | 31.74M | 84.36M | 47.69M | 102.34M | 128.44M |
| Cash at End | 121.76M | 149.2M | 118.85M | 82.43M | 67.45M | 100.2M | 50.17M | 36.63M | 36.89M | 28.64M | 37.14M | 32.53M | 42.97M | 65.05M | 35.36M | 29.41M | 31.74M | 84.36M | 47.69M | 102.34M |
| Interest Paid | 8.65M | 8.94M | 8.86M | 12.57M | 8.2M | 8.98M | 11.3M | 10.32M | 8.61M | 9.33M | 8.57M | 9.51M | 8.18M | 7.27M | 4.16M | 4.21M | 1.85M | 2.42M | 2.19M | 2.77M |
| Income Taxes Paid | 110K | 0 | 92K | 880K | 1.09M | 0 | 254K | 577K | 1.49M | 0 | 122K | 1.35M | 0 | 0 | 1.5M | 1.49M | 0 | 0 | 1.57M | 1.91M |
| Free Cash Flow | 8.48M | 3.41M | 3.26M | 6.24M | -306K | 1.51M | 2.35M | 3.33M | 4.67M | 8.93M | 3.36M | 4.6M | 2.3M | 1.51M | 7.4M | 3.42M | 6.8M | 8.06M | 2.57M | 6.16M |
| FCF Growth % | 2872.55% | 125.12% | 38.57% | 87.19% | -106.56% | -83.06% | -29.86% | -27.48% | 103.05% | 492.83% | -54.64% | 34.27% | -66.22% | -81.31% | 188.01% | -44.43% | 271.12% | -38.3% | -63.9% | 27.69% |