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DAVE logoDave Inc. (DAVE) P/E Ratio History

Historical price-to-earnings valuation from 2024 to 2026

Current P/E
19.5
Fair Value
5Y Avg P/E
23.4
-17% vs avg
PE Percentile
50%
Average
PEG Ratio
N/A
N/A
TTM EPS$15.63
Price$263.81
5Y PE Range11.2 - 69.8
Earnings Yield5.13%

Loading P/E history...

DAVE Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
19.5vs23.4
-17%
Cheap vs History
vs. Technology
19.5vs26.7
-27%
Below Sector
vs. S&P 500
19.5vs25.1
-22%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 223% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, Dave Inc. (DAVE) trades at a price-to-earnings ratio of 19.5x, with a stock price of $263.81 and trailing twelve-month earnings per share of $15.63.

The current P/E is 17% below its 5-year average of 23.4x. Over the past five years, DAVE's P/E has ranged from a low of 11.2x to a high of 69.8x, placing the current valuation at the 50th percentile of its historical range.

Compared to the Technology sector median P/E of 26.7x, DAVE trades at a 27% discount to its sector peers. The sector includes 358 companies with P/E ratios ranging from 0.0x to 197.6x.

Relative to the broader market, DAVE trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our DAVE DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

DAVE P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
ENVA logoENVAEnova International, Inc.
$4B14.6-+56%
OMF logoOMFOneMain Holdings, Inc.
$6B8.4Lowest2.14+55%
AFRM logoAFRMAffirm Holdings, Inc.
$22B445.4-+109%
UPST logoUPSTUpstart Holdings, Inc.
$3B69.34.82+131%
OPFI logoOPFIOppFi Inc.
$258M9.8-+175%Best
ATLC logoATLCAtlanticus Holdings Corporation
$1B13.01.52Best+25%
V logoVVisa Inc.
$618B31.61.99+5%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

DAVE Historical P/E Data (2024–2026)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2026 Q1$174.09$15.5511.2x-52%
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$221.41$13.5016.4x-30%
FY2025 Q3$199.35$10.1519.6x-16%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$268.41$3.8469.8x+199%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$82.66$3.6922.4x-4%
FY2024 Q4$86.92$4.3220.1x-14%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$39.96$3.1212.8x-45%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$30.30$2.0714.6x-38%

Average P/E for displayed period: 23.4x

See DAVE's True Return

Price is only half the story. See total return with reinvested dividends.

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Is DAVE Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare DAVE vs NVDA

Side-by-side business, growth, and profitability comparison vs NVIDIA Corporation.

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DAVE — Frequently Asked Questions

Quick answers to the most common questions about buying DAVE stock.

Is DAVE stock overvalued or undervalued?

DAVE trades at 19.5x P/E, near its 5-year average of 23.4x. The 50th percentile ranking places valuation within normal historical bounds.

How does DAVE's valuation compare to peers?

Dave Inc. P/E of 19.5x compares to sector median of 26.7x. The discount suggests lower growth expectations or higher risk.

What is DAVE's PEG ratio?

DAVE PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2024-2026.

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DAVE P/E Ratio History (2024–2026)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.