Dave Inc. (DAVE) Total Return Calculator with Dividends Reinvested

Dave Inc.

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The total return for Dave Inc. (DAVE) stock is +56.53% over the past 12 months. So far it's up 43.27% this year. The 5-year total return is -0.74%, meaning $10,000 invested in DAVE stock 5 years ago would be worth $9,926 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in DAVE 1 year ago, it would be worth $14,644 today — you'd have gained $4,644.

With Dividends Reinvested$14,644+46.44%

Price Only (No DRIP)$14,644+46.44%

Period2025-06-23 → 2026-06-18

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in DAVE

1Y$15,653+$5,653 (+56.5%)56.5% CAGR

3Y$568,608+$558,608 (+5586.1%)284.5% CAGR

5Y$9,926-$74 (-0.7%)-0.1% CAGR

10Y$10,027+$27 (+0.3%)0.0% CAGR

15Y$10,027+$27 (+0.3%)0.0% CAGR

20Y$10,027+$27 (+0.3%)0.0% CAGR

30Y$10,027+$27 (+0.3%)0.0% CAGR

Dave Inc. did not pay dividends during this period. Total return = price return.

Loading DAVE total return...

As of 2026-06-22

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+43.27%	—	+43.27%	—	$14,327
1Y	+56.53%	56.53%	+56.53%	—	$15,653
3Y	+5586.08%	284.54%	+5586.08%	—	$568,608
5Y	-0.74%	-0.15%	-0.74%	—	$9,926
10Y	+0.27%	0.03%	+0.27%	—	$10,027
15Y	+0.27%	0.02%	+0.27%	—	$10,027
20Y	+0.27%	0.01%	+0.27%	—	$10,027
30Y	+0.27%	0.01%	+0.27%	—	$10,027

Risk & Highlights

Best Year+908.35%2024

Worst Year-96.52%2022

Max Drawdown-44.67%2025-07-03 → 2026-02-05 · Recovered 2026-04-22

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-11.94%	-11.94%	—	+0.41%	-12.4pp
2025	+156.53%	+156.53%	—	+16.64%	+139.9pp
2024	+908.35%	+908.35%	—	+24.00%	+884.4pp
2023	-9.30%	-9.30%	—	+24.81%	-34.1pp
2022	-96.52%	-96.52%	—	-19.95%	-76.6pp

DAVE outperformed the S&P 500 by 31.54pp over the past year (+56.53% vs +24.99%).

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DAVE Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
DAVEDave Inc.	$4.2B	+30.7%	+43.3%	+56.5%	—	+5586.1%	-0.7%	+0.3%
MOGOMogo Inc.	$22M	-4.7%	-11.9%	-26.4%	—	-58.2%	-95.8%	-75.2%
ENVAEnova International, Inc.	$5.1B	+22.5%	+25.1%	+107.4%	—	+287.1%	+505.4%	+2721.0%
OMFOneMain Holdings, Inc.	$6.8B	+8.7%	-12.7%	+16.2%	+7.8pp	+65.9%	+43.3%	+285.3%
AFRMAffirm Holdings, Inc.	$24.6B	+14.8%	-0.1%	+19.8%	—	+360.6%	+8.4%	-24.0%
UPSTUpstart Holdings, Inc.	$3.1B	+16.1%	-29.3%	-45.1%	—	-2.9%	-73.8%	+10.0%
LDIloanDepot, Inc.	$392M	-1.7%	-44.0%	-17.6%	—	-42.6%	-88.5%	-90.4%
OPFIOppFi Inc.	$727M	+0.0%	-18.2%	-33.0%	—	+311.2%	-13.5%	-10.7%
PRAAPRA Group, Inc.	$570M	+0.5%	-14.5%	+2.0%	—	-37.5%	-62.5%	-40.6%
ATLCAtlanticus Holdings Corporation	$1.5B	+27.5%	+50.9%	+98.7%	—	+156.5%	+169.5%	+3215.2%
VVisa Inc.	$627.8B	-1.6%	-5.2%	-3.1%	+0.8pp	+47.5%	+46.4%	+342.3%

Compare:DAVE vs MOGO DAVE vs ENVA DAVE vs OMF DAVE vs MOGO vs ENVA

About DAVE Dividend Returns

Dave Inc. (DAVE) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of DAVE over the past year?

Dave Inc. (DAVE) delivered a return of 56.53% over the past year. Since DAVE does not currently pay dividends, the total return equals the price-only return.

Q2How much would $10,000 invested in DAVE be worth today?

A $10,000 investment in Dave Inc. one year ago would be worth $15,653 today, representing a gain of $5,653.

Q3Does DAVE pay dividends?

Dave Inc. (DAVE) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For DAVE, the total return equals the price-only return.

Q4Did DAVE beat the S&P 500?

Yes, Dave Inc. (DAVE) outperformed the S&P 500 by 31.54 percentage points over the past year. DAVE delivered a total return of 56.53%, compared to the S&P 500's 24.99%. This 31.54pp alpha means investors in DAVE earned more than a passive S&P 500 index fund.

Q5What is DAVE's worst drawdown?

Dave Inc. (DAVE) experienced a maximum drawdown of -44.67% over the past year, declining from its peak on 2025-07-03 to its trough on 2026-02-05. The stock recovered to its prior peak by 2026-04-22. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is DAVE's long-term total return over 10, 20, or 30 years?

Here are Dave Inc. (DAVE)'s long-term returns with dividends reinvested. Over 10 years, the total return is 0.3% (0.0% CAGR) — $10,000 would have grown to $10,027. Over 20 years: 0.3% total return (0.0% CAGR) — $10,000 → $10,027. Over 30 years: 0.3% total return (0.0% CAGR) — $10,000 → $10,027. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was DAVE's best and worst year?

Dave Inc.'s best calendar year was 2024 with a total return of 908.4%. Its worst year was 2022 with a total return of -96.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 1004.9 percentage points.

How much would $100/month in DAVE be worth today?

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