Dave Inc. (DAVE) Earnings History
Profitable7 years of earnings data (2019–2025) · Positive TTM net income
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Dave Inc. (DAVE) Earnings Overview
As of June 24, 2026, Dave Inc. (DAVE) reported trailing twelve-month net income of $225M, reflecting +222.9% year-over-year growth. The company earned $15.63 per diluted share over the past four quarters, with a net profit margin of 38.3%.
Looking at the long-term picture, DAVE's historical earnings data spans multiple years. The company achieved its highest annual net income of $196M in fiscal 2025, representing a new all-time high.
Dave Inc. maintains industry-leading profitability with a gross margin of 79.8%, operating margin of 8.0%, and net margin of 38.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MOGO ($8M net income, -19.2% margin), ENVA ($327M net income, 9.8% margin), OMF ($796M net income, 12.5% margin), DAVE has outperformed on profitability metrics. Compare DAVE vs MOGO →
DAVE Earnings vs Peers
Earnings metrics vs comparable public companies
DAVE Historical Earnings Data (2019–2025)
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $196M | +238.4% | $41M | $13.53 | 38.3% | 8.0% |
| 2024 | $58M | +219.3% | $35M | $4.19 | 16.7% | 10.0% |
| 2023 | -$49M | +62.4% | -$42M | $-4.07 | -18.7% | -16.3% |
| 2022 | -$129M | -544.8% | -$134M | $-10.92 | -62.9% | -65.6% |
| 2021 | -$20M | -187.4% | -$6M | $-1.72 | -13.1% | -4.2% |
| 2020 | -$7M | -984.0% | $0 | $-0.60 | -5.7% | 0.0% |
| 2019 | $787,000 | - | $2M | $0.00 | 1.0% | 2.3% |
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DAVE — Frequently Asked Questions
Quick answers to the most common questions about buying DAVE stock.
What is DAVE earnings per share (EPS)?
DAVE trailing twelve-month (TTM) diluted EPS is $15.63, reflecting +222.9% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2019 to 2025 is available in the table on this page.
What is Dave Inc.'s net income?
Dave Inc. (DAVE) trailing twelve-month net income is $225M as of 2025. Earnings grew +222.9% year-over-year. Dave Inc. has been profitable for 2 consecutive years.
Is DAVE profitable?
Yes, DAVE is profitable with a TTM net income of $225M and a net profit margin of +38.3%. Dave Inc. has generated profits for 2 consecutive years.
What is DAVE's earnings growth rate?
DAVE compound annual EPS growth rates (CAGR): 1-Year: +222.9%, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2019 to 2025.
What are DAVE's profit margins?
Dave Inc. net profit margin is +38.3%, operating margin is +8.0%, and gross margin is +79.8%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +73.1%.
Is DAVE growing earnings?
Yes, DAVE earnings are accelerating — EPS growth of +222.9% exceeds the 5-year CAGR of N/A. TTM net income reached $225M. Earnings momentum is strengthening.
What was DAVE's best earnings year?
Dave Inc.'s highest annual net income on record is $196M, achieved in fiscal year 2025. Earnings history on this page spans 2019 to 2025 and includes all annual and quarterly figures.
What were DAVE's earnings last quarter?
DAVE's most recent reported quarter was Q1 2026. Net income was $58M with diluted EPS of $4.02. For a full breakdown of all quarters, see the quarterly earnings table on this page.