Dave Inc. (DAVE) Earnings History
Annual and quarterly earnings data from 2019 to 2025
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DAVE EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
DAVE Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 79.8% | 8.0% | 38.3% |
| 2024 | 91.2% | 10.0% | 16.7% |
| 2023 | 88.8% | -16.3% | -18.7% |
| 2022 | 84.4% | -65.6% | -62.9% |
| 2021 | 84.7% | -4.2% | -13.1% |
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Dave Inc. (DAVE) Earnings Overview
As of May 8, 2026, Dave Inc. (DAVE) reported trailing twelve-month net income of $225M, reflecting +222.9% year-over-year growth. The company earned $15.63 per diluted share over the past four quarters, with a net profit margin of 38.3%.
Looking at the long-term picture, DAVE's historical earnings data spans multiple years. The company achieved its highest annual net income of $196M in fiscal 2025, representing a new all-time high.
Dave Inc. maintains industry-leading profitability with a gross margin of 79.8%, operating margin of 8.0%, and net margin of 38.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MOGO ($8M net income, -19.2% margin), ENVA ($327M net income, 9.8% margin), OMF ($796M net income, 12.5% margin), DAVE has outperformed on profitability metrics. Compare DAVE vs MOGO →
DAVE Earnings vs Peers
Earnings metrics vs comparable public companies
DAVE Historical Earnings Data (2019–2025)
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $196M | +238.4% | $41M | $13.53 | 38.3% | 8.0% |
| 2024 | $58M | +219.3% | $35M | $4.19 | 16.7% | 10.0% |
| 2023 | -$49M | +62.4% | -$42M | $-4.07 | -18.7% | -16.3% |
| 2022 | -$129M | -544.8% | -$134M | $-10.92 | -62.9% | -65.6% |
| 2021 | -$20M | -187.4% | -$6M | $-1.72 | -13.1% | -4.2% |
| 2020 | -$7M | -984.0% | $0 | $-0.60 | -5.7% | 0.0% |
| 2019 | $787,000 | - | $2M | $0.00 | 1.0% | 2.3% |
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Start ComparisonDAVE — Frequently Asked Questions
Quick answers to the most common questions about buying DAVE stock.
Is DAVE growing earnings?
DAVE EPS is $15.63, with earnings growth accelerating to +222.9%. This exceeds the 5-year CAGR of N/A. TTM net income reached $225M.
What are DAVE's profit margins?
Dave Inc. net margin is +38.3%, with operating margin at +8.0%. Above-average margins indicate pricing power.
How consistent are DAVE's earnings?
DAVE earnings data spans 2019-2025. The accelerating earnings trend is +222.9% YoY. Historical data enables comparison across business cycles.