Affirm Holdings, Inc. (AFRM) P/E Ratio History
Historical price-to-earnings valuation from 2025 to 2026
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AFRM Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Affirm Holdings, Inc. (AFRM) trades at a price-to-earnings ratio of 449.1x, with a stock price of $67.36 and trailing twelve-month earnings per share of $1.10.
The current P/E is 129% above its 5-year average of 195.7x. Over the past five years, AFRM's P/E has ranged from a low of 41.7x to a high of 539.7x, placing the current valuation at the 75th percentile of its historical range.
Compared to the Technology sector median P/E of 27.7x, AFRM trades at a 1523% premium to its sector peers. The sector includes 359 companies with P/E ratios ranging from 0.0x to 184.2x.
Relative to the broader market, AFRM commands a significant premium over the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our AFRM DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
AFRM P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 26.8 | - | +70% | |
| $3B | 64.4 | 4.49 | +131% | |
| $2B | 14.5 | - | +156%Best | |
| $20B | 41.0 | - | +0% | |
| $41B | 8.5 | 0.97Best | +36% | |
| $14B | 18.5 | - | +32% | |
| $7B | 8.5Lowest | 2.16 | +55% | |
| $5B | 13.9 | 1.41 | +89% | |
| $145B | 118.9 | 4.06 | -39% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
AFRM Historical P/E Data (2025–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q3 | $45.82 | $1.10 | 41.7x | -79% | |
| FY2026 Q2 | Wed Dec 31 2025 00:00:00 GM | $74.43 | $0.81 | 92.1x | -53% |
| FY2026 Q1 | $73.08 | $0.67 | 109.4x | -44% | |
| FY2025 Q4 | Mon Jun 30 2025 00:00:00 GM | $69.14 | $0.13 | 539.7x | +176% |
Average P/E for displayed period: 195.7x
Full AFRM Stock Analysis
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Start ComparisonAFRM — Frequently Asked Questions
Quick answers to the most common questions about buying AFRM stock.
Is AFRM stock overvalued or undervalued?
AFRM trades at 449.1x P/E, above its 5-year average of 195.7x. The 75th percentile ranking indicates a premium to historical valuation.
How does AFRM's valuation compare to peers?
Affirm Holdings, Inc. P/E of 449.1x compares to sector median of 27.7x. The premium reflects expected growth above peers.
What is AFRM's PEG ratio?
AFRM PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2025-2026.