Last 47 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 8.38 | 7.86 | 13.85 | 10.63 | 8.08 | 10.88 | 7.01 | 5.30 | 7.37 | 24.77 | 19.64 | — | — | 60.13 | 23.88 | 32.27 | — | — | 7.80 | 21.01 | — |
| — | -27.8% | +97.6% | +100.6% | +9.6% | -56.1% | -64.3% | — | — | -58.8% | -17.7% | — | — | — | +206.2% | +53.6% | — | — | -26.5% | +192.7% | — | |
| P/S Ratio | 0.69 | 0.62 | 0.67 | 0.66 | 0.61 | 0.74 | 0.72 | 0.51 | 0.49 | 0.44 | 0.49 | 0.49 | 0.51 | 0.52 | 0.56 | 0.52 | 0.51 | 0.66 | 0.51 | 0.53 | 0.56 |
| — | -15.2% | -6.7% | +29.1% | +24.4% | +68.8% | +47.1% | +5.2% | -2.8% | -16.2% | -12.5% | -6.2% | -1.2% | -21.2% | +10.5% | -2.8% | -8.5% | +19.3% | -11.4% | -0.5% | +6.0% | |
| P/B Ratio | 0.89 | 0.90 | 0.98 | 0.99 | 0.96 | 1.20 | 1.21 | 0.94 | 0.97 | 0.89 | 0.97 | 0.97 | 1.00 | 0.98 | 1.02 | 0.96 | 0.91 | 1.06 | 0.80 | 0.84 | 0.85 |
| — | -24.8% | -19.1% | +5.7% | -0.6% | +35.1% | +24.1% | -3.5% | -3.6% | -9.4% | -4.5% | +1.4% | +10.4% | -7.1% | +27.0% | +13.5% | +7.3% | +27.9% | -6.2% | +3.3% | +2.7% | |
| P/FCF | 9.59 | 25.50 | 7.87 | 15.92 | 6.74 | 15.00 | 6.86 | 4.54 | 9.73 | 4.96 | 24.52 | 44.87 | 9.14 | 8.68 | — | 6.73 | 7.32 | 9.47 | 5.07 | 6.14 | — |
| — | +70.0% | +14.6% | +251.0% | -30.7% | +202.2% | -72.0% | -89.9% | +6.5% | -42.8% | — | +566.7% | +24.8% | -8.3% | — | +9.7% | — | +144.5% | +33.8% | +89.4% | — | |
| EV / EBITDA | 6.77 | 5.46 | 10.97 | 7.52 | 5.81 | 8.27 | 5.26 | 4.03 | 5.87 | 18.56 | 14.84 | — | 6662.00 | 36.67 | 17.37 | 22.85 | — | — | 5.69 | 13.53 | — |
| — | -33.9% | +108.4% | +86.7% | -1.0% | -55.5% | -64.5% | — | -99.9% | -49.4% | -14.6% | — | — | — | +205.4% | +68.9% | — | — | -16.0% | +164.6% | — | |
| EV / EBIT | 6.98 | 5.50 | 10.97 | 7.55 | 5.90 | 8.49 | 5.38 | 4.12 | 6.04 | 21.35 | 16.47 | — | — | 50.60 | 19.98 | 27.90 | — | — | 6.10 | 15.94 | — |
| — | -35.3% | +104.0% | +83.0% | -2.4% | -60.2% | -67.4% | — | — | -57.8% | -17.6% | — | — | — | +227.5% | +75.1% | — | — | -18.3% | +191.8% | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 26.7% | 30.0% | 39.8% | 26.9% | 26.8% | 23.0% | 30.1% | 27.5% | 25.9% | 16.5% | 21.0% | 15.5% | 16.2% | 17.5% | 21.7% | 16.6% | 10.1% | 13.5% | 26.8% | 17.7% | 11.4% |
| — | +30.9% | +32.1% | -2.0% | +3.7% | +39.0% | +43.5% | +77.0% | +59.6% | -5.4% | -3.4% | -6.4% | +59.9% | +29.6% | -18.8% | -6.2% | -11.2% | -52.4% | +9.1% | -31.9% | -51.3% | |
| Operating Margin | 10.0% | 11.4% | 6.0% | 8.7% | 10.2% | 8.3% | 12.7% | 11.9% | 8.1% | 2.0% | 3.0% | -1.0% | -0.4% | 1.0% | 2.8% | 1.8% | -6.3% | -5.2% | 7.8% | 3.1% | -4.2% |
| — | +38.2% | -52.9% | -26.5% | +25.6% | +306.9% | +322.8% | +1245.3% | +1986.5% | +106.6% | +7.3% | -156.7% | +93.2% | +119.0% | -64.2% | -41.1% | -47.8% | -153.9% | +21.3% | -66.8% | -158.3% | |
| Net Margin | 8.1% | 9.3% | 4.9% | 7.2% | 8.2% | 6.8% | 10.3% | 9.6% | 6.7% | 1.7% | 2.5% | -0.8% | -0.3% | 0.9% | 2.3% | 1.6% | -4.9% | -4.0% | 6.3% | 2.5% | -3.3% |
| — | +35.6% | -52.6% | -25.5% | +22.7% | +305.5% | +316.3% | +1267.2% | +2032.7% | +93.1% | +6.7% | -152.8% | +92.9% | +121.7% | -63.4% | -37.9% | -47.5% | -151.0% | +19.0% | -66.0% | -154.9% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.4% | 3.4% | 1.8% | 2.7% | 3.3% | 2.8% | 4.5% | 4.5% | 3.4% | 0.9% | 1.2% | -0.4% | -0.2% | 0.4% | 1.1% | 0.7% | -2.1% | -1.6% | 2.5% | 1.0% | -1.2% |
| — | +19.7% | -60.0% | -40.2% | -3.0% | +230.7% | +261.2% | +1196.4% | +2100.5% | +110.2% | +15.9% | -157.3% | +92.0% | +125.7% | -57.2% | -26.9% | -69.6% | -152.9% | +23.9% | -65.4% | -151.7% | |
| ROA | 3.4% | 0.9% | 0.5% | 0.7% | 0.8% | 0.7% | 1.1% | 1.0% | 0.7% | 0.2% | 0.3% | -0.1% | -0.0% | 0.1% | 0.2% | 0.2% | -0.5% | -0.4% | 0.6% | 0.2% | -0.3% |
| — | +28.1% | -55.6% | -30.3% | +16.2% | +293.7% | +310.3% | +1277.2% | +2121.8% | +105.0% | +13.5% | -156.1% | +92.3% | +123.9% | -60.7% | -33.6% | -55.0% | -150.1% | +20.7% | -65.4% | -153.4% | |
| ROIC | 12.4% | 3.1% | 1.6% | 2.5% | 3.1% | 2.7% | 4.3% | 4.2% | 3.0% | 0.8% | 1.1% | -0.4% | -0.2% | 0.3% | 0.9% | 0.6% | -2.0% | -1.5% | 2.4% | 1.0% | -1.3% |
| — | +15.8% | -62.2% | -41.8% | +3.1% | +256.1% | +293.4% | +1213.5% | +2063.4% | +124.0% | +16.0% | -161.2% | +92.2% | +121.8% | -60.7% | -35.5% | -53.8% | -150.7% | +22.2% | -64.7% | -160.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
| — | -9.1% | -9.9% | -14.8% | -18.2% | -20.1% | -17.0% | -12.1% | -7.8% | +0.4% | +1.7% | +0.8% | +1.7% | +5.1% | +6.2% | +9.8% | +11.8% | -5.8% | -11.7% | -62.1% | -63.6% | |
| Debt / EBITDA | 0.35 | 1.25 | 2.42 | 1.64 | 1.36 | 1.64 | 1.09 | 1.14 | 1.64 | 5.89 | 4.26 | — | 1921.81 | 10.53 | 4.72 | 6.76 | — | — | 1.99 | 4.45 | — |
| — | -24.0% | +122.6% | +43.4% | -17.0% | -72.1% | -74.5% | — | -99.9% | -44.1% | -9.7% | — | — | — | +136.8% | +51.9% | — | — | -28.3% | -0.8% | — | |
| Current Ratio | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | 0.72 | 0.69 | 0.84 | 0.67 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +3.3% | +6.6% | -11.4% | +9.9% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | 0.72 | 0.69 | 0.84 | 0.67 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +3.3% | +6.6% | -11.4% | +9.9% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 73.26 | 82.81 | 43.41 | 62.56 | 74.58 | 61.66 | 94.56 | 111.18 | 56.53 | 33.42 | 47.89 | -14.92 | -5.43 | 15.57 | 42.16 | 27.12 | -186.17 | -43.13 | 107.03 | 42.68 | -40.18 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying DGICA stock.
Donegal Group Inc.'s current P/E is 8.4x. The average P/E over the last 4 quarters is 10.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Donegal Group Inc.'s current operating margin is 10.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Donegal Group Inc.'s business trajectory between earnings reports.