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DGICADonegal Group Inc.
$17.50$636M
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HomeStocksDGICAEarnings History

DGICA logoDonegal Group Inc. (DGICA) Earnings History

Profitable

37 years of earnings data (1989–2025) · Positive TTM net income

TTM Net Income
$79M
● Profitable
TTM EPS (Diluted)
$2.50
Per share, diluted
YoY EPS Growth
+42.5%
Excellent
Net Margin
8.1%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+42.5%
3YN/A
5Y+3.6%
10Y+8.5%
Operating Margin10.0%
Gross Margin26.7%
Return on Equity13.4%
Return on Assets3.4%
Record Annual Net Income$79MFY2025
Record Quarterly EPS$0.81Q1 2019
Consecutive Profitable Years3years
Q4 2025
Net Income$17M
EPS (Diluted)$0.47
YoY Growth+42.5%Excellent
QoQ Growth-14.4%Declining

Loading earnings history...

Donegal Group Inc. (DGICA) Earnings Overview

As of June 23, 2026, Donegal Group Inc. (DGICA) reported trailing twelve-month net income of $79M, reflecting +42.5% year-over-year growth. The company earned $2.50 per diluted share over the past four quarters, with a net profit margin of 8.1%.

Looking at the long-term picture, DGICA's 5-year EPS compound annual growth rate (CAGR) stands at +3.6%, reflecting modest earnings expansion. The company achieved its highest annual net income of $79M in fiscal 2025, representing a new all-time high.

Donegal Group Inc. maintains positive profitability with a gross margin of 26.7%, operating margin of 10.0%, and net margin of 8.1%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including ERIE ($571M net income, 13.8% margin), KMPR ($42M net income, 3.0% margin), HRTG ($202M net income, 23.1% margin), DGICA has room to improve margins relative to the peer group. Compare DGICA vs ERIE →

DGICA Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
DGICA logoDGICACurrent
$79M$2.508.1%13.4%+42.5%—
ERIE logoERIE
$571M$10.8413.8%26.2%-7.5%
KMPR logoKMPR
$42M$0.713.0%5.3%-53.4%
HRTG logoHRTG
$202M$6.5623.1%49.1%+214.4%
NODK logoNODK
-$4M$-0.21-3.7%-4.3%-308.3%
ACNB logoACNB
$37M$3.5721.7%10.2%-3.5%
Best in group
Lowest in group

DGICA Historical Earnings Data (1989–2025)

37 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$79M+56.0%$98M$2.188.1%10.0%
2024$51M+1049.3%$62M$1.535.1%6.3%
2023$4M+325.9%$5M$0.140.5%0.5%
2022-$2M-107.8%-$4M$-0.06-0.2%-0.4%
2021$25M-52.2%$30M$0.813.1%3.7%
2020$53M+12.0%$63M$1.836.8%8.1%
2019$47M+243.9%$57M$1.645.8%7.0%
2018-$33M-560.4%-$48M$-1.16-4.3%-6.3%
2017$7M-76.9%$12M$0.251.0%1.6%
2016$31M+46.7%$41M$1.144.5%6.0%
2015$21M+44.4%$28M$0.963.3%4.3%
2014$15M-44.8%$16M$0.552.5%2.8%
2013$26M+14.0%$33M$1.004.8%6.0%
2012$23M+4998.2%$28M$0.894.5%5.5%
2011$452,953-96.1%-$7M$0.020.1%-1.4%
2010$11M-39.1%$10M$0.452.8%2.4%
2009$19M-26.3%$21M$0.304.9%5.4%
2008$26M-33.3%$32M$0.926.9%8.6%
2007$38M-4.8%$53M$1.3911.2%15.5%
2006$40M+8.8%$57M$1.6012.2%17.2%
2005$37M+16.9%$52M$1.4911.6%16.4%
2004$32M+72.8%$37M$1.3111.0%12.9%
2003$18M+52.4%$25M$1.048.5%11.8%
2002$12M+106.3%$16M$0.745.9%8.1%
2001$6M-34.2%$7M$0.363.1%3.8%
2000$9M+32.7%$12M$0.575.2%6.9%
1999$7M-26.2%$4M$0.254.2%2.3%
1998$9M-15.3%$12M$0.356.9%8.9%
1997$11M+23.7%$14M$0.428.8%11.7%
1996$9M-10.4%$101M$0.347.3%86.1%
1995$10M+57.4%$87M$0.409.4%85.5%
1994$6M-4.7%$72M$0.207.5%87.9%
1993$6M+30.6%$68M$0.368.2%87.8%
1992$5M+8.9%$62M$0.297.9%100.0%
1991$5M+2.3%$59M$0.277.7%100.0%
1990$4M+10.0%$52M$0.278.4%99.6%
1989$4M-$52M$0.247.8%99.8%

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DGICA — Frequently Asked Questions

Quick answers to the most common questions about buying DGICA stock.

What is DGICA earnings per share (EPS)?

DGICA trailing twelve-month (TTM) diluted EPS is $2.50, reflecting +42.5% year-over-year growth. The 5-year EPS CAGR is +3.6%. Complete EPS history from 1989 to 2025 is available in the table on this page.

What is Donegal Group Inc.'s net income?

Donegal Group Inc. (DGICA) trailing twelve-month net income is $79M as of 2025. Earnings grew +42.5% year-over-year. Donegal Group Inc. has been profitable for 3 consecutive years.

Is DGICA profitable?

Yes, DGICA is profitable with a TTM net income of $79M and a net profit margin of +8.1%. Donegal Group Inc. has generated profits for 3 consecutive years.

What is DGICA's earnings growth rate?

DGICA compound annual EPS growth rates (CAGR): 1-Year: +42.5%, 3-Year: N/A, 5-Year: +3.6%, 10-Year: +8.5%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.

What are DGICA's profit margins?

Donegal Group Inc. net profit margin is +8.1%, operating margin is +10.0%, and gross margin is +26.7%. Margins are within a typical range for the sector. Return on Equity is +13.4%.

Is DGICA growing earnings?

Yes, DGICA earnings are accelerating — EPS growth of +42.5% exceeds the 5-year CAGR of +3.6%. TTM net income reached $79M. Earnings momentum is strengthening.

What was DGICA's best earnings year?

Donegal Group Inc.'s highest annual net income on record is $79M, achieved in fiscal year 2025. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.

What were DGICA's earnings last quarter?

DGICA's most recent reported quarter was Q4 2025. Net income was $17M with diluted EPS of $0.47. For a full breakdown of all quarters, see the quarterly earnings table on this page.

DGICA Earnings Over Time (1989–2025)

Net income & EPS — annual and quarterly view