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Donegal Group Inc.(DGICA)Earnings, Financials & Key Ratios
DGICA•NASDAQ•Insurance & Managed Care
$16.58
$602M mkt cap·7.6× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryPersonal auto and homeowners insurers
AboutDonegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.Show more
- Revenue$978M-1.2%
- Combined Ratio90.02%-3.9%
- Net Income$79M+56.0%
- Return on Equity13.38%+34.9%
- Medical Cost Ratio73.32%-5.1%
- Operating Margin9.98%+58.4%
- Net Margin8.11%+57.8%
- ROA3.36%+52.0%
- Equity / Assets26.83%+14.9%
- Book Value per Share20.50+24.2%
- Tangible BV/Share18.09+28.4%
- Debt/Equity0.05-14.8%
DGICA Key Insights
Donegal Group Inc. (DGICA) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Profitable underwriting: 90.0% combined ratio
- ✓18 consecutive years of dividend growth
- ✓Healthy dividend yield of 5.0%
- ✓Share count reduced 5.5% through buybacks
- ✓Trading at only 0.8x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
DGICA Price & Volume
Donegal Group Inc. (DGICA) stock price & volume — 10-year historical chart
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DGICA Growth Metrics
Donegal Group Inc. (DGICA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years4.41%
5 Years4.69%
3 Years4.86%
TTM-1.13%
Profit CAGR
10 Years14.22%
5 Years8.48%
3 Years-
TTM55.99%
EPS CAGR
10 Years8.55%
5 Years3.56%
3 Years-
TTM44.81%
Return on Capital
10 Years5.33%
5 Years6.9%
3 Years9.75%
Last Year16.24%
DGICA Recent Earnings
Donegal Group Inc. (DGICA) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 30, 2026EPS
$0.32
Est $0.40
-20.0%
Revenue
$239M
Est $248M
-3.4%
Q1 2026
Feb 19, 2026EPS
$0.50
Est $0.54
-7.2%
Revenue
$204M
Est $216M
-5.5%
Q4 2025
Oct 30, 2025EPS
$0.52
Est $0.51
+2.0%
Revenue
$246M
Est $243M
+1.4%
Q3 2025
Jul 24, 2025EPS
$0.43
Est $0.36
+19.4%
Revenue
$247M
Est $244M
+1.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $0.32vs $0.40-20.0% | $239Mvs $248M-3.4% |
| Q1 2026 | Feb 19, 2026 | $0.50vs $0.54-7.2% | $204Mvs $216M-5.5% |
| Q4 2025 | Oct 30, 2025 | $0.52vs $0.51+2.0% | $246Mvs $243M+1.4% |
| Q3 2025 | Jul 24, 2025 | $0.43vs $0.36+19.4% | $247Mvs $244M+1.1% |
Based on last 12 quarters of dataView full earnings history →
DGICA Peer Comparison
Donegal Group Inc. (DGICA) competitors in Personal auto and homeowners insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 ERIE | 9.86B | 213.56 | 20.11 | 7.17% | 13.2% | 25.03% | 5.79% | |
 KMPR | 1.97B | 32.74 | 6.67 | -5.74% | 5.14% | 9.14% | 16.73% | 0.50 |
 HRTG | 887.78M | 28.72 | 14.29 | 11.08% | 17.72% | 41.44% | 8.88% | 0.49 |
 NODK | 266.12M | 12.90 | -100% | 0.87% | 1.05% | 0.75% | ||
 ACNB | 551.12M | 53.23 | 14.79 | 28.89% | 21.75% | 9.2% | 9.54% | 0.78 |
 THG | 6.56B | 186.37 | 10.07 | 6.12% | 10.79% | 20.93% | 17.85% | 0.34 |
 CINF | 24.98B | 160.43 | 10.58 | 11.41% | 21.34% | 17.98% | 12.38% | 0.06 |
 SIGI | 4.99B | 83.00 | 11.10 | 9.78% | 8.39% | 12.93% | 24.74% | 0.25 |
Compare DGICA vs Peers
Donegal Group Inc. (DGICA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
DGICA Income Statement
Donegal Group Inc. (DGICA) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 737.4M | 769.13M | 812.16M | 777.82M | 816.47M | 848.22M | 927.34M | 989.61M | 978.01M |
| Revenue Growth % | 7.28% | 4.3% | 5.59% | -4.23% | 4.97% | 3.89% | 9.33% | 6.71% | -1.17% |
| Medical Costs & Claims | 602.33M | 697.42M | 628.83M | 578.84M | 649.44M | 706.51M | 763.39M | 764.43M | 717.12M |
| Medical Cost Ratio % | 81.68% | 90.68% | 77.43% | 74.42% | 79.54% | 83.29% | 82.32% | 77.25% | 73.32% |
| Gross Profit | 135.07M▲ 0% | 71.71M▼ 46.9% | 183.33M▲ 155.6% | 198.98M▲ 8.5% | 167.02M▼ 16.1% | 141.71M▼ 15.2% | 163.95M▲ 15.7% | 225.18M▲ 37.3% | 260.9M▲ 15.9% |
| Gross Margin % | 18.32% | 9.32% | 22.57% | 25.58% | 20.46% | 16.71% | 17.68% | 22.75% | 26.68% |
| Gross Profit Growth % | -13.5% | -46.91% | 155.64% | 8.54% | -16.06% | -15.15% | 15.69% | 37.35% | 15.86% |
| Operating Expenses | 122.96M | 119.95M | 126.24M | 135.71M | 136.68M | 145.35M | 158.88M | 162.84M | 163.31M |
| OpEx / Revenue % | 16.67% | 15.6% | 15.54% | 17.45% | 16.74% | 17.14% | 17.13% | 16.45% | 16.7% |
| Depreciation & Amortization | 6.11M | 6.61M | 5.57M | 6.72M | 5.84M | 4.84M | 4.33M | 3.87M | 3.08M |
| Combined Ratio % | 98.36% | 106.27% | 92.97% | 91.87% | 96.28% | 100.43% | 99.45% | 93.7% | 90.02% |
| Operating Income | 12.11M▲ 0% | -48.24M▼ 498.2% | 57.08M▲ 218.3% | 63.27M▲ 10.8% | 30.34M▼ 52.1% | -3.64M▼ 112.0% | 5.06M▲ 239.2% | 62.34M▲ 1131.1% | 97.59M▲ 56.6% |
| Operating Margin % | 1.64% | -6.27% | 7.03% | 8.13% | 3.72% | -0.43% | 0.55% | 6.3% | 9.98% |
| Operating Income Growth % | -70.69% | -498.18% | 218.33% | 10.85% | -52.05% | -111.99% | 239.18% | 1131.15% | 56.55% |
| EBITDA | 18.22M | -41.63M | 62.65M | 69.99M | 36.18M | 1.2M | 9.39M | 66.21M | 100.67M |
| EBITDA Margin % | 2.47% | -5.41% | 7.71% | 9% | 4.43% | 0.14% | 1.01% | 6.69% | 10.29% |
| Interest Expense | 1.59M | 2.3M | 1.58M | 1.2M | 895.61K | 620.56K | 619.81K | 946.02K | 1.35M |
| Non-Operating Income | -1.59M | -2.3M | -1.58M | -1.2M | -895.61K | -620.56K | -619.81K | -946.02K | -1.35M |
| Pretax Income | 12.11M▲ 0% | -48.24M▼ 498.2% | 57.08M▲ 218.3% | 63.27M▲ 10.8% | 30.34M▼ 52.1% | -3.64M▼ 112.0% | 5.06M▲ 239.2% | 62.34M▲ 1131.1% | 97.59M▲ 56.6% |
| Pretax Margin % | 1.64% | -6.27% | 7.03% | 8.13% | 3.72% | -0.43% | 0.55% | 6.3% | 9.98% |
| Income Tax | 5M | -15.48M | 9.93M | 10.46M | 5.08M | -1.68M | 637.97K | 11.48M | 18.25M |
| Effective Tax Rate % | 41.26% | 32.08% | 17.4% | 16.53% | 16.76% | 46.14% | 12.6% | 18.41% | 18.7% |
| Net Income | 7.12M▲ 0% | -32.76M▼ 560.4% | 47.15M▲ 243.9% | 52.82M▲ 12.0% | 25.25M▼ 52.2% | -1.96M▼ 107.8% | 4.43M▲ 325.9% | 50.86M▲ 1049.3% | 79.34M▲ 56.0% |
| Net Margin % | 0.97% | -4.26% | 5.81% | 6.79% | 3.09% | -0.23% | 0.48% | 5.14% | 8.11% |
| Net Income Growth % | -76.9% | -560.37% | 243.93% | 12.01% | -52.18% | -107.76% | 325.86% | 1049.3% | 55.99% |
| EPS (Diluted) | 0.25▲ 0% | -1.16▼ 564.0% | 1.64▲ 241.4% | 1.83▲ 11.6% | 0.81▼ 55.7% | -0.06▼ 107.6% | 0.14▲ 328.4% | 1.53▲ 992.9% | 2.18▲ 42.5% |
| EPS Growth % | -78.07% | -564% | 241.38% | 11.59% | -55.74% | -107.57% | 328.38% | 992.86% | 42.48% |
| EPS (Basic) | 0.26 | -1.16 | 1.68 | 1.80 | 0.82 | -0.06 | 0.14 | 1.54 | 2.22 |
| Diluted Shares Outstanding | 28.22M | 28.6M | 28.77M | 29.46M | 31.11M | 31.99M | 33.14M | 33.08M | 31.25M |
DGICA Balance Sheet
Donegal Group Inc. (DGICA) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 1.74B | 1.83B | 1.92B | 2.16B | 2.26B | 2.24B | 2.27B | 2.34B | 2.39B |
| Asset Growth % | 7.07% | 5.42% | 4.97% | 12.34% | 4.38% | -0.52% | 1.02% | 3.08% | 2.17% |
| Total Investment Assets | 1.01B | 1.03B | 1.69B | 1.22B | 1.28B | 1.3B | 1.33B | 1.38B | 1.5B |
| Long-Term Investments | 1.01B | 1.03B | 1.11B | 1.22B | 731.52M | 723.54M | 705.4M | 742.52M | 1.01B |
| Short-Term Investments | 550M | 543.31M | 578.98M | 576.04M | 545.32M | 581.11M | 621.65M | 642.45M | 494.38M |
| Total Current Assets | 88.46B | 1.12B | 1.16B | 0 | 1.44B | 1.41B | 1.46B | 1.49B | 1.29B |
| Cash & Equivalents | 37.83M | 52.59M | 49.32M | 103.09M | 57.71M | 25.12M | 23.79M | 52.93M | 26.79M |
| Receivables | 180.53M | 519.37M | 532.75M | 581.66M | 657.82M | 647.74M | 642.48M | 620.65M | 597.63M |
| Other Current Assets | 0 | 0 | 265.36M | -1.43B | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 6.58M | 6.58M | 6.58M | 6.58M | 74.61M | 79.75M | 81.63M | 79.93M | 75.25M |
| Goodwill | 5.63M | 5.63M | 5.63M | 5.63M | 5.63M | 5.63M | 5.63M | 5.63M | 5.63M |
| Intangible Assets | 958.01K | 958.01K | 958.01K | 958.01K | 68.99M | 74.13M | 76M | 74.3M | 69.63M |
| PP&E (Net) | 7.28M | 4.69M | 4.56M | 4.39M | 2.96M | 2.76M | 2.63M | 2.48M | 2.33M |
| Other Assets | 12.84B | -13.07B | -8.51B | -1.23B | 1.61M | 1.12M | 451.01K | 147.13K | 9.92K |
| Total Liabilities | 1.29B | 1.43B | 1.47B | 1.64B | 1.72B | 1.76B | 1.79B | 1.79B | 1.75B |
| Total Debt | 64M | 65M | 40M | 90M | 35M | 35M | 35M | 35M | 35M |
| Net Debt | 26.17M | 12.41M | -9.32M | -13.09M | -22.71M | 9.88M | 11.21M | -17.93M | 8.21M |
| Long-Term Debt | 64M | 5M | 5M | 5M | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 59M | 0 | 35M | 85M | 35M | 35M | 35M | 35M | 35M |
| Total Current Liabilities | 69.94B | 64.89M | 35.09B | 0 | 1.7B | 1.75B | 1.78B | 1.78B | 1.74B |
| Accounts Payable | 4.12M | 4.89M | 2.12M | 3.23M | 3.95M | 3.5M | 8.76M | 4.35M | 3.48M |
| Deferred Revenue | 0 | 0 | 0 | 0 | 572.96M | 577.65M | 599.41M | 612.48M | 591.04M |
| Other Current Liabilities | 69.83B | -45.15M | 35.01B | -132.08M | 1.08B | 1.12B | 1.13B | 1.12B | 1.1B |
| Deferred Taxes | 1000K | 1000K | 1000K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 1.23B | 1.43B | 0 | -5M | 25.67M | 7.86M | 7.7M | 8.15M | 7.77M |
| Total Equity | 448.7M▲ 0% | 398.87M▼ 11.1% | 451.02M▲ 13.1% | 517.77M▲ 14.8% | 531.04M▲ 2.6% | 483.59M▼ 8.9% | 479.75M▼ 0.8% | 545.78M▲ 13.8% | 640.42M▲ 17.3% |
| Equity Growth % | 2.3% | -11.1% | 13.07% | 14.8% | 2.56% | -8.93% | -0.8% | 13.76% | 17.34% |
| Shareholders Equity | 448.7M | 398.87M | 451.02M | 517.77M | 531.04M | 483.59M | 479.75M | 545.78M | 640.42M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 236.89M | 192.75M | 223.27M | 258.39M | 263.75M | 240.56M | 217.79M | 245.14M | 297.73M |
| Common Stock | 312K | 314K | 318K | 333.01K | 344.05K | 357.69K | 364.14K | 386.04K | 400.34K |
| Accumulated OCI | -2.68M | -14.23M | 504K | 11.13M | 3.28M | -41.7M | -32.88M | -28.2M | -8.3M |
| Return on Equity (ROE) | 1.6% | -7.73% | 11.1% | 10.9% | 4.82% | -0.39% | 0.92% | 9.92% | 13.38% |
| Return on Assets (ROA) | 0.42% | -1.84% | 2.51% | 2.59% | 1.14% | -0.09% | 0.2% | 2.21% | 3.36% |
| Equity / Assets | 25.82% | 21.77% | 23.45% | 23.97% | 23.55% | 21.56% | 21.17% | 23.36% | 26.83% |
| Debt / Equity | 0.14x | 0.16x | 0.09x | 0.17x | 0.07x | 0.07x | 0.07x | 0.06x | 0.05x |
| Book Value per Share | 15.90 | 13.95 | 15.67 | 17.57 | 17.07 | 15.12 | 14.48 | 16.50 | 20.50 |
| Tangible BV per Share | 15.67 | 13.72 | 15.45 | 17.35 | 14.67 | 12.63 | 12.01 | 14.08 | 18.09 |
DGICA Cash Flow Statement
Donegal Group Inc. (DGICA) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 81M | 63.78M | 76.36M | 101.13M | 76.73M | 67.11M | 28.62M | 67.44M | 70.2M |
| Operating CF Growth % | 34.93% | -21.26% | 19.73% | 32.44% | -24.13% | -12.54% | -57.35% | 135.61% | 4.09% |
| Operating CF / Revenue % | 10.98% | 8.29% | 9.4% | 13% | 9.4% | 7.91% | 3.09% | 6.81% | 7.18% |
| Net Income | 7.12M | -32.76M | 14.15M | 52.82M | 25.25M | -1.96M | 4.43M | 50.86M | 79.34M |
| Depreciation & Amortization | 6.11M | 6.61M | 5.57M | 6.72M | 5.84M | 4.84M | 4.33M | 3.87M | 3.08M |
| Stock-Based Compensation | 2M | 1.7M | 1.4M | 0 | 0 | 818.85K | 0 | 0 | 0 |
| Deferred Taxes | 11.89B | -4.18B | 649.93M | 0 | 0 | -2.96M | 0 | 0 | 0 |
| Other Non-Cash Items | -6.29M | 2.11M | -640.61M | -2.78M | -6.48M | 12.32M | -3.17M | -4.98M | -619.34K |
| Working Capital Changes | 74.06M | 87.82M | 45.91M | 44.38M | 52.12M | 54.04M | 23.04M | 17.69M | -11.6M |
| Cash from Investing | -58.44M | -37.61M | -43.38M | -99.68M | -62.2M | -98.5M | -16.71M | -48.04M | -91.13M |
| Capital Expenditures | -1.09M | -105.53K | -149.6K | -89.7K | 1.22B | 28.29M | -44.7K | 743 | -425 |
| Acquisitions | 38.64B | 20.5B | 33.92M | 0 | 0 | 28.29K | 0 | 0 | 0 |
| Purchase of Investments | -206.76M | -182.93M | -283.44M | -347.38M | -314.58M | -287.39M | -180.78M | -213.14M | -475M |
| Sale/Maturity of Investments | 149.41M | 145.43M | 206.29M | 247.8M | 251.15M | 188.86M | 164.12M | 165.1M | 383.86M |
| Other Investing | -38.64B | -20.5B | 0 | 0 | -1.22B | -28.29M | 0 | -743 | 0 |
| Cash from Financing | -9.31M | -11.41M | -36.26M | 52.32M | -59.92M | -1.2M | -13.25M | 9.73M | -5.21M |
| Dividends Paid | -14.82M | -15.66M | -16.09M | -16.98M | -19.1M | -20.5M | -21.89M | -22.7M | -25.67M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 15.51M | 3.25M | 4.83M | 19.29M | 14.18M | 19.3M | 8.65M | 32.43M | 20.47M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | -1000K | 0 | 0 | 0 | 0 |
| Other Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change in Cash | 13.25M▲ 0% | 14.76M▲ 11.4% | -3.28M▼ 122.2% | 53.78M▲ 1741.7% | -45.38M▼ 184.4% | -32.59M▲ 28.2% | -1.33M▲ 95.9% | 29.13M▲ 2288.8% | -26.14M▼ 189.7% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 24.59M | 37.83M | 52.59M | 49.32M | 103.09M | 57.71M | 25.12M | 23.79M | 52.93M |
| Cash at End | 37.83M | 52.59M | 49.32M | 103.09M | 57.71M | 25.12M | 23.79M | 52.93M | 26.79M |
| Free Cash Flow | 79.91M▲ 0% | 63.67M▼ 20.3% | 76.21M▲ 19.7% | 101.04M▲ 32.6% | 76.73M▼ 24.1% | 67.11M▼ 12.5% | 28.58M▼ 57.4% | 67.44M▲ 136.0% | 70.2M▲ 4.1% |
| FCF Growth % | 33.97% | -20.32% | 19.69% | 32.59% | -24.06% | -12.54% | -57.41% | 135.98% | 4.09% |
| FCF Margin % | 10.84% | 8.28% | 9.38% | 12.99% | 9.4% | 7.91% | 3.08% | 6.81% | 7.18% |
| FCF per Share | 2.83 | 2.23 | 2.65 | 3.43 | 2.47 | 2.1 | 0.86 | 2.04 | 2.25 |
DGICA Key Ratios
Donegal Group Inc. (DGICA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 93.99% | 98.36% | 106.27% | 92.97% | 91.87% | 96.28% | 100.43% | 99.45% | 93.7% | 90.02% |
| Medical Cost Ratio | 77.28% | 81.68% | 90.68% | 77.43% | 74.42% | 79.54% | 83.29% | 82.32% | 77.25% | 73.32% |
| Return on Equity (ROE) | 7.27% | 1.6% | -7.73% | 11.1% | 10.9% | 4.82% | -0.39% | 0.92% | 9.92% | 13.38% |
| Return on Assets (ROA) | 1.95% | 0.42% | -1.84% | 2.51% | 2.59% | 1.14% | -0.09% | 0.2% | 2.21% | 3.36% |
| Equity / Assets | 27.02% | 25.82% | 21.77% | 23.45% | 23.97% | 23.55% | 21.56% | 21.17% | 23.36% | 26.83% |
| Book Value / Share | 16.18 | 15.9 | 13.95 | 15.67 | 17.57 | 17.07 | 15.12 | 14.48 | 16.5 | 20.5 |
| Debt / Equity | 0.17x | 0.14x | 0.16x | 0.09x | 0.17x | 0.07x | 0.07x | 0.07x | 0.06x | 0.05x |
| Revenue Growth | 8.22% | 7.28% | 4.3% | 5.59% | -4.23% | 4.97% | 3.89% | 9.33% | 6.71% | -1.17% |
DGICA SEC Filings & Documents
Donegal Group Inc. (DGICA) SEC filings — annual & quarterly reports (10-K, 10-Q)
DGICA Frequently Asked Questions
Donegal Group Inc. (DGICA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Donegal Group Inc. (DGICA) saw revenue decline by 1.2% over the past year.
Yes, Donegal Group Inc. (DGICA) is profitable, generating $79.3M in net income for fiscal year 2025 (8.1% net margin).
Dividend & Returns
Yes, Donegal Group Inc. (DGICA) pays a dividend with a yield of 4.96%. This makes it attractive for income-focused investors.
Donegal Group Inc. (DGICA) has a return on equity (ROE) of 13.4%. This is reasonable for most industries.
Industry Metrics
Donegal Group Inc. (DGICA) has a combined ratio of 90.0%. A ratio below 100% indicates underwriting profitability.
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Donegal Group Inc. (DGICA) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
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Dividend History
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Earnings History
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Price History
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Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
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