Eagle Bancorp Montana, Inc. (EBMT) Earnings History
Turnaround17 years of earnings data (2009–2025) · Recovering earnings after a multi-year decline
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Eagle Bancorp Montana, Inc. (EBMT) Earnings Overview
As of November 8, 2026, Eagle Bancorp Montana, Inc. (EBMT) reported trailing twelve-month net income of $15M, reflecting +53.2% year-over-year growth. The company earned $1.96 per diluted share over the past four quarters, with a net profit margin of 16.4%.
Looking at the long-term picture, EBMT's 5-year EPS compound annual growth rate (CAGR) stands at -9.4%, signaling declining earnings. The company achieved its highest annual net income of $21M in fiscal 2020.
Eagle Bancorp Montana, Inc. maintains industry-leading profitability with a gross margin of 98.7%, operating margin of 20.9%, and net margin of 16.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MSBI ($58M net income, -39.3% margin), FIBK ($315M net income, 28.5% margin), GBCI ($348M net income, 23.5% margin), EBMT has outperformed on profitability metrics. Compare EBMT vs MSBI →
EBMT Earnings vs Peers
Earnings metrics vs comparable public companies
EBMT Historical Earnings Data (2009–2025)
17 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $15M | +51.7% | $19M | $1.90 | 16.4% | 20.9% |
| 2024 | $10M | -2.8% | $11M | $1.24 | 12.3% | 14.3% |
| 2023 | $10M | -6.0% | $12M | $1.29 | 12.1% | 14.0% |
| 2022 | $11M | -25.8% | $14M | $1.45 | 12.2% | 15.8% |
| 2021 | $14M | -32.0% | $19M | $2.17 | 16.0% | 21.4% |
| 2020 | $21M | +95.1% | $0 | $3.11 | 25.3% | 0.0% |
| 2019 | $11M | +118.2% | $14M | $1.69 | 17.7% | 22.8% |
| 2018 | $5M | +21.4% | $6M | $0.91 | 12.1% | 14.3% |
| 2017 | $4M | -20.1% | $6M | $0.99 | 10.9% | 16.6% |
| 2016 | $5M | +98.9% | $7M | $1.32 | 14.0% | 18.8% |
| 2015 | $3M | +22.2% | $3M | $0.67 | 8.7% | 9.2% |
| 2014 | $2M | +0.0% | $4M | $0.53 | 9.1% | 16.4% |
| 2013 | $2M | +7.0% | $2M | $0.53 | 8.4% | 7.0% |
| 2012 | $2M | -9.4% | $1M | $0.50 | 8.6% | 5.8% |
| 2011 | $2M | -9.8% | $3M | $0.56 | 14.4% | 19.7% |
| 2010 | $2M | +0.0% | $0 | $0.62 | 21.1% | 0.0% |
| 2009 | $2M | - | $0 | $0.54 | 18.0% | 0.0% |
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EBMT — Frequently Asked Questions
Quick answers to the most common questions about buying EBMT stock.
What is EBMT earnings per share (EPS)?
EBMT trailing twelve-month (TTM) diluted EPS is $1.96, reflecting +53.2% year-over-year growth. The 5-year EPS CAGR is -9.4%. Complete EPS history from 2009 to 2025 is available in the table on this page.
What is Eagle Bancorp Montana, Inc.'s net income?
Eagle Bancorp Montana, Inc. (EBMT) trailing twelve-month net income is $15M as of 2025. Earnings grew +53.2% year-over-year. Eagle Bancorp Montana, Inc. has been profitable for 17 consecutive years.
Is EBMT profitable?
Yes, EBMT is profitable with a TTM net income of $15M and a net profit margin of +16.4%. Eagle Bancorp Montana, Inc. has generated profits for 17 consecutive years.
What is EBMT's earnings growth rate?
EBMT compound annual EPS growth rates (CAGR): 1-Year: +53.2%, 3-Year: +9.4%, 5-Year: -9.4%, 10-Year: +11.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2009 to 2025.
What are EBMT's profit margins?
Eagle Bancorp Montana, Inc. net profit margin is +16.4%, operating margin is +20.9%, and gross margin is +98.7%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +8.1%.
Is EBMT growing earnings?
Yes, EBMT earnings are accelerating — EPS growth of +53.2% exceeds the 5-year CAGR of -9.4%. TTM net income reached $15M. Earnings momentum is strengthening.
What was EBMT's best earnings year?
Eagle Bancorp Montana, Inc.'s highest annual net income on record is $21M, achieved in fiscal year 2020. Earnings history on this page spans 2009 to 2025 and includes all annual and quarterly figures.
What were EBMT's earnings last quarter?
EBMT's most recent reported quarter was Q3 2026. Net income was $3M with diluted EPS of $0.38. For a full breakdown of all quarters, see the quarterly earnings table on this page.