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ECCEagle Point Credit Company Inc.
$3.57$472M
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  4. Financial Ratios

Eagle Point Credit Company Inc. (ECC) Financial Ratios

Latest Ratios: P/E Ratio -3.4x · EV/EBITDA N/A · ROE -15.9%. (2014–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ECC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$472M$737M$829M$638M$475M$468M$326M$418M$343M$333M$271M
Enterprise Value$701M$966M$1.1B$749M$569M$595M$414M$485M$437M$407M$390M
P/E Ratio →-3.40—10.335.46—3.555.37——10.692.98
P/S Ratio5.338.348.505.20—3.325.10——9.486.47
P/B Ratio0.610.980.890.870.950.890.901.381.201.060.48
P/FCF——8.017.49—10.97267.3215.53——7.77
P/OCF——8.017.49—10.97267.3215.53——7.77

P/E links to full P/E history page with 30-year chart

ECC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—10.9210.856.11—4.226.47——11.609.31
EV / EBITDA——12.396.31—4.516.81——13.084.29
EV / EBIT——12.396.31—4.516.81——13.084.29
EV / FCF——10.238.80—13.95339.4118.01——11.19

ECC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin77.5%77.5%100.0%100.0%100.0%100.0%100.0%100.0%100.0%100.0%105.4%
Operating Margin-98.8%-98.8%87.6%96.8%109.8%93.6%95.0%161.8%110.6%88.7%96.6%
Net Profit Margin-152.0%-152.0%82.3%96.8%109.8%93.6%95.0%161.8%110.6%88.7%217.2%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-15.9%-15.9%9.6%19.2%-19.9%29.7%18.3%-2.9%-18.2%7.1%24.0%
ROA-9.3%-9.3%6.5%13.9%-13.3%20.6%12.3%-1.8%-11.1%6.5%25.4%
ROIC-5.9%-5.9%6.1%11.5%-11.6%17.6%10.7%-1.7%-10.5%4.2%6.3%
ROCE-6.2%-6.2%7.1%14.1%-13.7%21.0%12.5%-1.8%-11.1%6.7%11.7%

ECC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.370.370.290.210.300.270.260.330.330.280.26
Debt / EBITDA——3.181.33—1.071.52——2.851.60
Net Debt / Equity—0.300.250.150.190.240.240.220.330.240.21
Net Debt / EBITDA——2.690.94—0.961.45——2.401.31
Debt / FCF——2.221.31—2.9772.092.48——3.42
Interest Coverage-3.16-3.164.668.71-7.219.115.80-0.65-3.712.41—

ECC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.382.382.2299.273.392.014.56——2.052.50
Quick Ratio2.382.382.2299.273.392.014.56——2.052.50
Cash Ratio2.372.370.9655.532.070.750.75——0.871.74
Asset Turnover—0.060.060.13-0.120.180.12-0.01-0.100.070.09
Inventory Turnover———————————
Days Sales Outstanding———————————

ECC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield40.6%25.1%19.8%23.2%21.8%8.4%12.3%14.7%15.2%17.2%12.9%
Payout Ratio——————66.2%——184.0%38.3%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield——9.7%18.3%—28.1%18.6%——9.4%33.6%
FCF Yield——12.5%13.4%—9.1%0.4%6.4%——12.9%
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.1%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield40.6%25.2%19.8%23.2%21.8%8.4%12.3%14.7%15.2%17.2%12.9%
Shares Outstanding—$128M$93M$67M$47M$33M$32M$29M$24M$18M$16M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetAdequate
Cash FlowMixed
Top Statement Risk

Unrealized losses driving volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 8-K (2026Q2)

Deep Discount to Tangible Book Value

ECC trades at a 0.67 P/B ratio, a significant discount to its tangible book value per share of $6.27 as of 2026Q2, suggesting the market is pricing in substantial risk to the underlying CLO portfolio's economic value.

The persistent discount to tangible book value, which has widened from a P/B of 10.10 in 2024Q1, indicates the market does not believe ECC's reported book value fully reflects the economic reality of its assets. This valuation implies investors expect continued volatility in net asset value and potential further write-downs, pricing the company as a distressed balance sheet rather than a premium asset manager.

ROE Volatility Driven by Mark-to-Market

ECC's ROE has swung wildly from -16.8% in 2026Q1 to 8.7% in 2026Q2, a pattern that suggests profitability is dominated by unrealized gains and losses on CLO positions rather than stable net interest income or fee generation.

The DuPont decomposition is largely meaningless for ECC due to the extreme volatility in the numerator (net income). The primary driver of ROE is not operational efficiency or leverage, but the quarterly mark-to-market of its CLO equity and debt holdings. This makes the metric unreliable for assessing sustainable earning power and indicates that reported profitability is a function of market conditions, not core business performance.

NIM Compression Amid Portfolio Runoff

ECC's net interest margin has contracted from 3.5% in 2024Q2 to 2.9% in 2026Q2, a 60 basis point decline that, when combined with a shrinking asset base, suggests the company's core income generation capacity is under pressure.

The NIM compression indicates that the yield on ECC's remaining CLO assets is declining, likely as higher-yielding positions mature or are sold and replaced with lower-yielding investments. This trend, coupled with the 26.7% contraction in total assets since 2025Q2, points to a deliberate de-risking strategy that is simultaneously reducing the company's net interest income stream.

Equity Cushion Absorbs Unrealized Losses

ECC's equity-to-assets ratio has remained relatively stable between 0.69 and 0.76 over the past ten quarters, ending at 0.73 in 2026Q2, indicating a substantial equity buffer that has so far absorbed significant mark-to-market volatility without threatening solvency.

While ECC is not subject to traditional bank capital ratios, its high equity-to-assets ratio provides a critical cushion against the unrealized losses that have plagued its income statement. This structural leverage of approximately 1.4x (assets/equity) is conservative for a CLO-focused fund, suggesting the company has prioritized balance sheet stability over return amplification in a volatile credit environment.

Episodic Provisions Signal CLO Credit Stress

ECC's loan loss provisions have been highly volatile, swinging from zero in multiple quarters to $4.6M in 2025Q4 and $3.3M in 2026Q1, suggesting episodic credit deterioration within the underlying CLO equity and debt tranches.

The sporadic nature of provisions indicates that credit losses are not being recognized on a smooth, expected basis but are instead crystallizing in bursts, likely as specific CLO positions experience defaults or downgrades. This pattern warrants close monitoring, as it may signal that the portfolio's credit quality is more fragile than the overall asset base suggests, and future provisions could be material if market conditions deteriorate.

P/E Ratio Misleads on Earnings Quality

The P/E ratio is the most commonly misapplied metric for ECC, as its negative TTM value of -3.73 is driven entirely by massive unrealized losses, obscuring the fact that the company's core net interest income generation remains positive.

Investors using a P/E multiple will incorrectly conclude ECC is unprofitable, when in reality the company generates consistent net interest income. The volatility in net income from mark-to-market accounting makes the P/E ratio meaningless for valuation. A more appropriate metric is the price-to-tangible-book ratio, which at 0.67 directly reflects the market's discount to the reported value of the underlying CLO assets, or an analysis of net interest income yield on the portfolio.

Download Financial Ratios Data

Includes 30+ ratios · 12 years · Updated daily

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ECC — Frequently Asked Questions

Quick answers to the most common questions about buying ECC stock.

What is Eagle Point Credit Company Inc.'s P/E ratio?

Eagle Point Credit Company Inc.'s current P/E ratio is -3.4x. The historical average is 8.3x.

What is Eagle Point Credit Company Inc.'s ROE?

Eagle Point Credit Company Inc.'s return on equity (ROE) is -15.9%. The historical average is 3.0%.

Is ECC stock overvalued?

Based on historical data, Eagle Point Credit Company Inc. is trading at a P/E of -3.4x. Compare with industry peers and growth rates for a complete picture.

What is Eagle Point Credit Company Inc.'s dividend yield?

Eagle Point Credit Company Inc.'s current dividend yield is 40.57%.

What are Eagle Point Credit Company Inc.'s profit margins?

Eagle Point Credit Company Inc. has 77.5% gross margin and -98.8% operating margin.