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ECCEagle Point Credit Company Inc.
$3.70$489M
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Eagle Point Credit Company Inc. (ECC) Financials

12Y historyFree accessUpdated daily

Revenue remains highly erratic, swinging from a negative $86.4 million in 2024Q2 to a positive $70.8 million in 2025Q2, which drives severe net margin contraction to negative 4.7% as of 2026Q1.

ECC Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14
Sales/Revenue141.34M------------
Revenue Growth %-------------
Cost of Goods Sold0------------
COGS % of Revenue-------------
Gross Profit113.66M68.57M97.61M122.69M-92.73M140.84M64.06M-5.37M-49.6M35.1M44.14M42.35M23M
Gross Margin %80.42%59.07%84.18%90%117.98%90.69%85.92%-66.44%142.52%73.08%76.43%100%100%
Gross Profit Growth %--29.76%-20.44%232.31%-165.84%119.85%1292.43%89.17%-241.33%-20.49%4.24%84.14%-
Operating Expenses246.5M155.95M12.12M3.94M9.08M8.98M3.17M3.32M5.25M3.96M15.36M13.2M2.4M
OpEx % of Revenue-134.34%10.45%2.89%-11.55%5.78%4.26%41.05%-15.08%8.25%26.6%31.17%10.43%
Selling, General & Admin-5.81M7.26M11.33M4.55M7.23M6.83M3.18M3.33M5.46M3.2M15.36M13.2M2.4M
SG&A % of Revenue-6.25%9.77%3.34%-9.2%4.4%4.27%41.14%-15.7%6.67%26.6%31.17%10.43%
Research & Development0------------
R&D % of Revenue-------------
Other Operating Expenses0------------
Operating Income-132.83M-87.39M85.49M118.75M-101.81M131.86M60.89M-8.69M-54.85M31.13M40.48M29.15M20.6M
Operating Margin %-93.98%-75.28%73.73%87.11%129.53%84.9%81.66%-107.49%157.6%64.82%70.08%68.83%89.57%
Operating Income Growth %--202.22%-28.01%216.64%-177.21%116.56%800.5%84.15%-276.19%-23.09%38.87%41.5%-
EBITDA-133.96M-87.39M85.49M118.75M-101.81M131.86M60.89M-8.69M-54.85M31.13M90.96M28.59M20.6M
EBITDA Margin %-94.78%-75.28%73.73%87.11%129.53%84.9%81.66%-107.49%157.6%64.82%157.5%67.51%89.57%
EBITDA Growth %-16.33%-202.22%-28.01%216.64%-177.21%116.56%800.5%84.15%-276.19%-65.78%218.21%38.78%-
D&A (Non-Cash Add-back)0000000000000
EBIT-133.96M-87.39M85.49M118.75M-101.81M131.86M60.89M-8.69M-54.85M31.13M90.96M28.59M20.6M
Net Interest Income112.59M176.37M153.07M118.08M96.91M67.41M48.05M48.13M50.4M47.99M-7.94M-2.52M0
Interest Income132.37M203.98M171.41M131.72M111.04M81.88M58.54M61.59M65.2M60.92M7.94M2.52M0
Interest Expense26.69M27.61M18.34M13.63M14.13M14.47M10.5M13.46M14.8M12.93M000
Other Income/Expense0------------
Pretax Income-162.86M-115M85.49M118.75M-101.81M131.86M60.89M-8.69M-54.85M31.13M90.58M-40.96M8.34M
Pretax Margin %-115.23%-99.07%73.73%87.11%129.53%84.9%81.66%-107.49%157.6%64.82%156.83%-96.72%36.29%
Income Tax0000000000384.79K00
Effective Tax Rate %0%0%0%0%0%0%0%0%0%0%0.42%0%0%
Net Income-174.99M-134.44M80.31M118.75M-101.81M131.86M60.89M-8.69M-54.85M31.13M90.96M-40.96M8.34M
Net Margin %-123.81%-115.81%69.26%87.11%129.53%84.9%81.66%-107.49%157.6%64.82%157.5%-96.72%36.29%
Net Income Growth %-236.93%-267.4%-32.37%216.64%-177.21%116.56%800.5%84.15%-276.19%-65.78%322.09%-590.84%-
Net Income (Continuing)-162.86M-115M85.49M118.75M-101.81M131.86M60.89M-8.69M-54.85M31.13M90.58M-40.96M8.34M
Discontinued Operations0000000000000
Minority Interest0000000000119M00
EPS (Diluted)-1.32-1.050.861.74-2.213.941.88-0.30-2.271.765.61-2.961.02
EPS Growth %-218.6%-222.09%-50.57%178.73%-156.09%109.57%726.67%86.78%-228.98%-68.63%289.53%-389.35%-
EPS (Basic)--1.050.861.74-2.213.941.88-0.30-2.371.765.61-2.961.02
Diluted Shares Outstanding132.53M128.03M93.38M67.18M46.89M33.43M32.35M28.63M24.16M17.69M16.21M13.82M8.16M
Basic Shares Outstanding132.53M128.03M93.38M67.18M46.89M33.43M32.35M28.63M23.15M17.69M16.21M13.82M8.16M
Dividend Payout Ratio------66.16%--184.03%38.32%--

Key Metrics

Growth RegimeMixed
ProfitabilityNegative
Balance SheetStrained
Cash FlowDeteriorating
Top Statement Risk

CLO equity valuation volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 8-K (2026Q1)

Revenue Volatility Masks Underlying Trends

As evidenced by the quarterly income statements, ECC's revenue trajectory remains highly erratic, with figures swinging from a negative $86.4 million in 2024Q2 to a positive $70.8 million in 2025Q2, illustrating the inherent instability of mark-to-market accounting in the CLO equity asset class.

The extreme fluctuations in top-line revenue suggest that investors should look past GAAP figures to assess the actual cash-generating capacity of the underlying loan portfolios. This volatility appears to be a structural feature of the fund's reliance on fair value adjustments rather than a reflection of operational growth or decline.

Margin Compression Driven by Volatility

Based on reported financial statements, ECC's net margin has experienced severe contraction, reaching a negative 115.81% in recent periods, which highlights the significant impact of non-cash mark-to-market adjustments on the fund's bottom-line profitability relative to its investment income.

The wide variance in gross and net margins indicates that the fund's profitability is highly sensitive to credit market sentiment and the valuation of junior CLO tranches. Such instability warrants further investigation into whether the current dividend distribution policy is sustainable without relying on capital recycling.

GAAP Earnings Obscure Cash Reality

According to recent SEC filings, ECC's reported net income frequently diverges from operational cash flow, as seen in the 2026Q1 net loss of $148.4 million, which appears to be driven by unrealized valuation changes rather than a fundamental failure of the underlying credit assets.

The reliance on fair value accounting makes traditional EPS metrics largely irrelevant for gauging the fund's health. Analysts should prioritize distributable cash flow metrics to determine if the fund is truly earning its distributions or merely experiencing temporary accounting-driven swings in its portfolio valuation.

Structural Risks to NAV Stability

As reported in financial statements, the recurring periods of negative net income suggest that ECC's reliance on high-coupon leverage and equity-tranche exposure may create a persistent risk of NAV erosion, particularly if credit spreads widen and default rates in the underlying loan pools accelerate.

Short-sellers would likely focus on the potential for the fund's distribution rate to exceed its long-term total return, effectively liquidating the fund's capital over time. The persistent volatility in operating income indicates that the fund's business model remains highly vulnerable to shifts in the U.S. corporate credit cycle.

ECC — Frequently Asked Questions

Quick answers to the most common questions about buying ECC stock.

Is Eagle Point Credit Company Inc. (ECC) profitable?

Eagle Point Credit Company Inc. (ECC) reported a net loss of $134.4M for the fiscal year ending 2025.

What is Eagle Point Credit Company Inc.'s operating profit margin?

Eagle Point Credit Company Inc. (ECC) reported an operating income of $-87.4M, resulting in an operating profit margin of -75.3%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Eagle Point Credit Company Inc.'s gross profit and gross margin?

Eagle Point Credit Company Inc. (ECC) generated $68.6M in gross profit for the year, representing a gross profit margin of 59.1%. This demonstrates the company's core pricing power and production efficiency.