Everest Re Group, Ltd. (EG) Financial Ratios
30 years of historical data (1996–2025) · Financial Services · Insurance - Reinsurance
EV/EBITDA
↓
7.64
↓-38% vs avg
5yr avg: 12.40
30Y Low1.3·High42.1
P/FCF
↑
3.97
+19% vs avg
5yr avg: 3.35
30Y Low2.8·High36.9
P/B Ratio
↓
0.90
↓-21% vs avg
5yr avg: 1.14
30Y Low0.7·High2.1
ROE
↓
10.8%
-16% vs avg
5yr avg: 12.9%
30Y Low-6%·High23%
Debt/EBITDA
↓
1.74
↓-55% vs avg
5yr avg: 3.82
30Y Low0.3·High7.9
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
EG Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Everest Re Group, Ltd. trades at 8.9x earnings, 21% below its 5-year average of 11.2x, sitting at the 52nd percentile of its historical range. Compared to the Financial Services sector median P/E of 13.6x, the stock trades at a discount of 35%. On a free-cash-flow basis, the stock trades at 4.0x P/FCF, 19% above the 5-year average of 3.4x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $13.5B | $14.1B | $15.5B | $14.6B | $12.9B | $10.8B | $9.3B | $11.2B | $8.9B | $9.1B | $9.1B |
| Enterprise Value | $15.8B | $16.3B | $19.9B | $18.9B | $17.0B | $14.8B | $11.8B | $11.4B | $9.3B | $9.5B | $9.3B |
| P/E Ratio → | 8.87 | 8.96 | 11.41 | 5.87 | 21.81 | 7.91 | 18.32 | 11.21 | 86.07 | 19.48 | 9.14 |
| P/S Ratio | 0.78 | 0.81 | 0.91 | 1.01 | 1.08 | 0.95 | 0.97 | 1.36 | 1.21 | 1.38 | 1.57 |
| P/B Ratio | 0.90 | 0.91 | 1.12 | 1.11 | 1.53 | 1.06 | 0.96 | 1.23 | 1.13 | 1.09 | 1.13 |
| P/FCF | 3.97 | 4.13 | 3.12 | 3.21 | 3.50 | 2.81 | 3.24 | 6.04 | 14.61 | 7.86 | 6.58 |
| P/OCF | 3.97 | 4.13 | 3.12 | 3.21 | 3.50 | 2.81 | 3.24 | 6.04 | 14.61 | 7.86 | 6.58 |
P/E links to full P/E history page with 30-year chart
EG EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Everest Re Group, Ltd.'s enterprise value stands at 7.6x EBITDA, 38% below its 5-year average of 12.4x. The Financial Services sector median is 11.4x, placing the stock at a 33% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.94 | 1.16 | 1.31 | 1.41 | 1.30 | 1.23 | 1.39 | 1.26 | 1.44 | 1.60 |
| EV / EBITDA | 7.64 | 7.89 | 12.10 | 8.26 | 24.60 | 9.13 | 18.98 | 10.09 | — | 21.13 | 8.15 |
| EV / EBIT | 8.08 | 7.89 | 12.10 | 8.26 | 24.60 | 9.13 | 18.98 | 10.09 | — | 21.13 | 8.15 |
| EV / FCF | — | 4.80 | 4.01 | 4.15 | 4.59 | 3.85 | 4.10 | 6.16 | 15.22 | 8.20 | 6.69 |
EG Profitability
Margins and return-on-capital ratios measuring operating efficiency
Everest Re Group, Ltd. earns an operating margin of 11.3%, below the Financial Services sector average of 20.3%. Operating margins have compressed from 14.9% to 11.3% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 10.8% is modest. ROIC of 8.1% represents adequate returns on invested capital versus a sector median of 5.5%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 20.5% | 20.5% | 14.5% | 21.3% | 11.3% | 15.3% | 12.2% | 19.5% | 2.6% | 12.0% | 25.3% |
| Operating Margin | 11.3% | 11.3% | 8.8% | 14.9% | 4.9% | 13.6% | 6.1% | 13.4% | -3.3% | 6.3% | 19.0% |
| Net Profit Margin | 9.2% | 9.2% | 8.0% | 17.4% | 5.0% | 12.2% | 5.4% | 12.3% | 1.2% | 7.3% | 17.2% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.8% | 10.8% | 10.1% | 23.3% | 6.4% | 13.9% | 5.5% | 11.9% | 1.1% | 5.9% | 12.7% |
| ROA | 2.7% | 2.7% | 2.6% | 5.6% | 1.5% | 3.9% | 1.7% | 3.9% | 0.4% | 2.1% | 4.7% |
| ROIC | 8.1% | 8.1% | 6.3% | 10.8% | 3.3% | 8.8% | 4.1% | 9.4% | -2.1% | 3.7% | 10.2% |
| ROCE | 10.9% | 10.9% | 9.7% | 17.4% | 5.5% | 17.2% | 2.0% | 4.2% | -1.0% | 1.9% | 5.1% |
EG Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Everest Re Group, Ltd. carries a Debt/EBITDA ratio of 1.7x, which is manageable (59% below the sector average of 4.3x). Net debt stands at $2.3B ($3.6B total debt minus $1.3B cash). Interest coverage of 14.9x signals virtually no risk of debt distress — earnings comfortably cover interest obligations.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.23 | 0.23 | 0.43 | 0.43 | 0.64 | 0.54 | 0.34 | 0.11 | 0.13 | 0.12 | 0.08 |
| Debt / EBITDA | 1.74 | 1.74 | 3.62 | 2.51 | 7.88 | 3.36 | 5.29 | 0.91 | — | 2.28 | 0.56 |
| Net Debt / Equity | — | 0.15 | 0.32 | 0.33 | 0.48 | 0.39 | 0.26 | 0.02 | 0.05 | 0.05 | 0.02 |
| Net Debt / EBITDA | 1.10 | 1.10 | 2.67 | 1.88 | 5.85 | 2.47 | 4.00 | 0.20 | — | 0.88 | 0.13 |
| Debt / FCF | — | 0.67 | 0.89 | 0.94 | 1.09 | 1.04 | 0.86 | 0.12 | 0.61 | 0.34 | 0.11 |
| Interest Coverage | 14.88 | 14.88 | 11.02 | 17.07 | 6.82 | 23.09 | 17.25 | 35.68 | -6.80 | 14.27 | 31.36 |
EG Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.76x is below 1.0, meaning current liabilities exceed current assets — though the company's $1.3B cash position helps mitigate short-term liquidity concerns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.76 | 0.76 | 0.78 | 0.74 | 0.63 | 1.17 | — | — | — | — | — |
| Quick Ratio | 0.76 | 0.76 | 0.78 | 0.74 | 0.63 | 1.17 | — | — | — | — | — |
| Cash Ratio | 0.46 | 0.46 | 0.51 | 0.48 | 0.39 | 0.94 | — | — | — | — | — |
| Asset Turnover | — | 0.28 | 0.30 | 0.29 | 0.30 | 0.30 | 0.29 | 0.30 | 0.30 | 0.28 | 0.27 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
EG Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Everest Re Group, Ltd. returns 8.5% to shareholders annually — split between a 2.4% dividend yield and 6.1% buyback yield. The payout ratio of 21.1% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 11.3% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 2.4% | 2.4% | 2.2% | 2.0% | 2.0% | 2.3% | 2.7% | 2.1% | 2.4% | 2.3% | 2.1% |
| Payout Ratio | 21.1% | 21.1% | 24.3% | 11.4% | 42.7% | 17.9% | 48.4% | 23.2% | 242.8% | 42.9% | 19.6% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 11.3% | 11.2% | 8.8% | 17.0% | 4.6% | 12.6% | 5.5% | 8.9% | 1.2% | 5.1% | 10.9% |
| FCF Yield | 25.2% | 24.2% | 32.0% | 31.2% | 28.6% | 35.6% | 30.9% | 16.6% | 6.8% | 12.7% | 15.2% |
| Buyback Yield | 6.1% | 5.8% | 1.3% | 0.0% | 0.5% | 2.1% | 2.2% | 0.2% | 0.8% | 0.5% | 4.2% |
| Total Shareholder Yield | 8.5% | 8.2% | 3.5% | 2.0% | 2.4% | 4.4% | 4.8% | 2.3% | 3.3% | 2.8% | 6.4% |
| Shares Outstanding | — | $41M | $43M | $41M | $39M | $39M | $40M | $40M | $41M | $41M | $42M |
Peer Comparison
Compare EG with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 EGYou | $14B | 8.9 | 7.6 | 4.0 | 20.5% | 11.3% | 10.8% | 8.1% | 1.7 |
 RNR | $13B | 5.3 | 3.4 | 3.5 | 40.7% | 31.5% | 14.6% | 16.0% | 0.6 |
 TRV | $67B | 11.2 | 8.8 | — | 44.3% | 16.0% | 20.7% | 15.3% | 1.1 |
 MKL | $23B | 10.9 | 8.0 | 9.0 | 69.4% | 16.5% | 11.5% | 10.7% | 1.5 |
 PRE | $349M | -7.6 | — | — | 52.8% | -41.3% | -21.8% | -21.2% | — |
 ACGL | $32B | 7.8 | 6.6 | 5.3 | 37.2% | 25.0% | 19.5% | 15.4% | 0.5 |
 AXS | $7B | 8.2 | 6.3 | — | 49.9% | 18.7% | 16.2% | 14.8% | 1.2 |
 CB | $126B | 12.6 | 10.9 | 8.7 | 29.4% | 21.8% | 13.9% | 10.8% | 1.7 |
 HIG | $35B | 9.6 | 7.7 | 6.1 | 46.1% | 16.8% | 21.7% | 16.3% | 0.8 |
 WRB | $25B | 15.1 | 11.1 | 7.3 | 19.8% | 15.9% | 19.6% | 18.2% | 1.2 |
 ALL | $57B | 5.8 | 4.7 | 5.8 | 33.2% | 19.8% | 39.6% | 29.8% | 0.5 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 30 years · Updated daily
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EG — Frequently Asked Questions
Quick answers to the most common questions about buying EG stock.
What is Everest Re Group, Ltd.'s P/E ratio?
Everest Re Group, Ltd.'s current P/E ratio is 8.9x. The historical average is 13.5x. This places it at the 52th percentile of its historical range.
What is Everest Re Group, Ltd.'s EV/EBITDA?
Everest Re Group, Ltd.'s current EV/EBITDA is 7.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.0x.
What is Everest Re Group, Ltd.'s ROE?
Everest Re Group, Ltd.'s return on equity (ROE) is 10.8%. The historical average is 10.7%.
Is EG stock overvalued?
Based on historical data, Everest Re Group, Ltd. is trading at a P/E of 8.9x. This is at the 52th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Everest Re Group, Ltd.'s dividend yield?
Everest Re Group, Ltd.'s current dividend yield is 2.41% with a payout ratio of 21.1%.
What are Everest Re Group, Ltd.'s profit margins?
Everest Re Group, Ltd. has 20.5% gross margin and 11.3% operating margin. Operating margin between 10-20% is typical for established companies.
How much debt does Everest Re Group, Ltd. have?
Everest Re Group, Ltd.'s Debt/EBITDA ratio is 1.7x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.