Last 48 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 21.43 | 13.75 | 77.17 | 18.57 | 12.99 | 16.56 | 14.54 | 18.39 | 13.92 | 22.30 | 16.96 | 41.56 | 60.21 | 61.97 | 21.41 | 18.34 | 18.40 | 3.80 | 19.62 | 19.31 | 22.31 |
| — | -17.0% | +430.9% | +1.0% | -6.7% | -25.7% | -14.3% | -55.8% | -76.9% | -64.0% | -20.8% | +126.6% | +227.2% | +1528.7% | +9.2% | -5.0% | -17.5% | -84.0% | +22.2% | +1.7% | -0.1% | |
| P/S Ratio | 1.97 | 1.44 | 1.55 | 1.78 | 1.90 | 2.39 | 2.55 | 2.61 | 2.58 | 2.59 | 2.55 | 3.22 | 3.49 | 3.53 | 3.61 | 3.46 | 3.29 | 3.60 | 4.14 | 4.96 | 5.87 |
| — | -39.9% | -39.0% | -31.6% | -26.5% | -7.6% | -0.3% | -19.2% | -26.0% | -26.7% | -29.2% | -7.0% | +5.8% | -2.0% | -12.9% | -30.2% | -43.9% | -36.9% | -22.3% | +2.0% | +9.6% | |
| P/B Ratio | 3.03 | 2.22 | 2.37 | 2.31 | 2.60 | 3.09 | 3.56 | 4.07 | 4.30 | 4.02 | 4.12 | 4.80 | 4.27 | 4.56 | 4.48 | 4.33 | 4.49 | 4.62 | 5.19 | 6.02 | 7.76 |
| — | -28.2% | -33.3% | -43.4% | -39.5% | -23.1% | -13.6% | -15.0% | +0.7% | -11.9% | -8.1% | +10.7% | -4.9% | -1.2% | -13.6% | -28.1% | -42.1% | -40.7% | -35.0% | -21.0% | -7.7% | |
| P/FCF | 10.08 | 5.14 | 6.02 | 51.77 | 10.00 | 8.38 | 20.55 | 38.78 | 9.87 | 13.69 | 6.48 | 35.16 | 25.62 | 27.17 | 13.71 | 13.44 | 14.39 | 38.99 | 18.01 | 13.96 | 20.82 |
| — | -38.7% | -70.7% | +33.5% | +1.3% | -38.8% | +216.9% | +10.3% | -61.5% | -49.6% | -52.7% | +161.6% | +78.0% | -30.3% | -23.9% | -3.7% | -30.9% | +136.7% | +44.7% | -93.2% | +91.7% | |
| EV / EBITDA | 8.28 | 7.05 | 7.55 | 7.83 | 8.38 | 10.31 | 8.69 | 9.64 | 9.78 | 9.37 | 9.23 | 12.36 | 16.47 | 11.49 | 11.25 | 10.07 | 9.80 | 13.51 | 10.76 | 12.20 | 13.98 |
| — | -31.6% | -13.1% | -18.8% | -14.3% | +10.0% | -5.9% | -22.0% | -40.6% | -18.4% | -18.0% | +22.8% | +68.1% | -15.0% | +4.6% | -17.5% | -29.9% | -0.7% | -9.6% | +1.4% | -0.4% | |
| EV / EBIT | 15.51 | 11.75 | 11.02 | 14.08 | 11.82 | 14.03 | 12.13 | 14.17 | 12.23 | 15.81 | 13.77 | 23.32 | 30.32 | 62.05 | 16.36 | 15.98 | 14.48 | 3.83 | 15.10 | 15.72 | 18.30 |
| — | -16.3% | -9.2% | -0.6% | -3.4% | -11.3% | -11.9% | -39.2% | -59.7% | -74.5% | -15.8% | +45.9% | +109.4% | +1520.5% | +8.4% | +1.6% | -20.9% | -79.4% | -0.3% | -5.0% | -3.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.7% | 53.7% | 40.2% | 37.3% | 51.1% | 45.4% | 52.1% | 49.9% | 51.9% | 51.6% | 54.0% | 50.1% | 49.3% | 53.1% | 51.8% | 52.2% | 52.2% | 47.7% | 53.7% | 57.0% | 56.2% |
| — | +18.2% | -22.7% | -25.3% | -1.6% | -12.0% | -3.6% | -0.4% | +5.3% | -2.8% | +4.2% | -4.0% | -5.4% | +11.3% | -3.5% | -8.4% | -7.2% | -16.1% | -10.7% | -0.3% | -1.1% | |
| Operating Margin | 20.0% | 17.9% | 19.4% | 18.0% | 17.6% | 16.5% | 24.4% | 21.6% | 22.2% | 19.6% | 20.5% | 16.0% | 11.2% | 22.8% | 20.8% | 25.1% | 25.3% | 16.3% | 29.1% | 30.6% | 32.3% |
| — | +8.4% | -20.7% | -16.9% | -20.6% | -15.8% | +19.5% | +35.4% | +98.5% | -14.1% | -1.7% | -36.3% | -55.8% | +39.8% | -28.4% | -18.1% | -21.9% | -49.3% | -20.2% | -5.0% | +10.7% | |
| Net Margin | 15.2% | 10.6% | 2.0% | 9.6% | 14.5% | 14.4% | 17.6% | 14.3% | 18.5% | 11.7% | 15.0% | 7.8% | 5.9% | 5.8% | 16.9% | 18.8% | 17.7% | 94.5% | 20.9% | 25.9% | 26.5% |
| — | -26.6% | -88.8% | -33.0% | -21.5% | +23.4% | +17.1% | +83.7% | +213.9% | +101.1% | -10.7% | -58.6% | -66.8% | -93.9% | -19.4% | -27.4% | -33.0% | +290.5% | -36.6% | +1.7% | +10.1% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 23.0% | 4.1% | 0.7% | 3.2% | 5.0% | 4.8% | 6.5% | 5.9% | 7.5% | 4.6% | 5.9% | 2.7% | 2.0% | 1.9% | 5.4% | 6.1% | 6.2% | 28.5% | 6.7% | 8.1% | 9.2% |
| — | -14.6% | -88.8% | -45.8% | -33.5% | +4.5% | +10.1% | +120.0% | +283.9% | +146.6% | +10.3% | -55.8% | -68.3% | -93.4% | -19.5% | -24.3% | -32.6% | +233.0% | -48.9% | -20.7% | -7.4% | |
| ROA | 6.9% | 1.2% | 0.2% | 1.0% | 1.6% | 1.6% | 2.1% | 1.7% | 2.1% | 1.3% | 1.6% | 0.8% | 0.7% | 0.8% | 2.4% | 2.6% | 2.5% | 12.0% | 2.9% | 3.4% | 3.6% |
| — | -25.1% | -89.1% | -39.6% | -24.2% | +22.6% | +27.1% | +119.9% | +205.2% | +55.5% | -32.7% | -70.3% | -72.6% | -93.0% | -15.4% | -21.5% | -30.2% | +271.3% | -38.2% | +0.4% | +18.8% | |
| ROIC | 10.2% | 2.1% | 2.4% | 2.1% | 2.3% | 2.1% | 3.3% | 3.0% | 2.9% | 2.5% | 2.5% | 1.9% | 1.6% | 3.9% | 3.4% | 4.0% | 4.3% | 2.5% | 5.0% | 5.0% | 5.5% |
| — | -0.1% | -27.6% | -28.9% | -23.1% | -14.7% | +28.1% | +60.6% | +89.1% | -35.0% | -26.0% | -53.8% | -63.5% | +52.2% | -31.6% | -19.4% | -22.9% | -50.7% | -14.1% | +0.8% | +27.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.58 | 1.79 | 1.84 | 1.48 | 1.58 | 1.54 | 1.44 | 1.63 | 1.86 | 1.77 | 1.85 | 1.92 | 1.55 | 0.77 | 0.77 | 0.82 | 0.94 | 1.04 | 0.93 | 0.97 | 1.03 |
| — | +16.1% | +27.5% | -9.2% | -14.9% | -13.0% | -22.1% | -15.1% | +19.9% | +129.3% | +140.3% | +133.2% | +64.9% | -25.9% | -16.9% | -15.4% | -9.0% | -9.1% | -25.5% | -30.7% | -32.3% | |
| Debt / EBITDA | 3.66 | 13.94 | 14.43 | 13.62 | 14.14 | 16.05 | 11.00 | 11.99 | 12.93 | 12.57 | 12.48 | 15.38 | 19.09 | 7.10 | 7.09 | 6.90 | 7.32 | 10.91 | 7.19 | 7.40 | 7.03 |
| — | -13.1% | +31.2% | +13.7% | +9.4% | +27.7% | -11.8% | -22.1% | -32.3% | +77.0% | +76.1% | +123.0% | +160.8% | -34.9% | -1.5% | -6.8% | +4.1% | +46.0% | +5.8% | -6.0% | -23.5% | |
| Current Ratio | 2.07 | 1.66 | 1.70 | 1.97 | 2.07 | 2.91 | 2.20 | 1.99 | 1.89 | 1.97 | 1.82 | 1.59 | 1.88 | 1.62 | 1.98 | 2.01 | 1.87 | 2.22 | 2.95 | 2.95 | 2.85 |
| — | -42.8% | -22.5% | -0.9% | +9.6% | +47.3% | +20.4% | +25.0% | +0.5% | +22.0% | -7.9% | -21.0% | +0.8% | -27.1% | -32.8% | -31.8% | -34.6% | -15.9% | +13.4% | +26.0% | +21.6% | |
| Quick Ratio | 2.07 | 1.66 | 1.70 | 1.97 | 2.07 | 2.91 | 2.20 | 1.99 | 1.89 | 1.97 | 1.82 | 1.59 | 1.88 | 1.62 | 1.98 | 2.01 | 1.87 | 2.22 | 2.95 | 2.95 | 2.61 |
| — | -42.8% | -22.5% | -0.9% | +9.6% | +47.3% | +20.4% | +25.0% | +0.5% | +22.0% | -7.9% | -21.0% | +0.8% | -27.1% | -32.8% | -31.8% | -28.3% | -15.9% | +13.4% | +26.0% | +11.0% | |
| Interest Coverage | 3.26 | 2.63 | 3.10 | 2.67 | 3.14 | 3.02 | 3.69 | 3.19 | 3.44 | 2.44 | 2.80 | 1.84 | 1.83 | 1.89 | 7.14 | 6.83 | 6.33 | 22.70 | 7.95 | 9.12 | 9.50 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying EVTC stock.
EVERTEC, Inc.'s current P/E is 21.4x. The average P/E over the last 4 quarters is 30.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
EVERTEC, Inc.'s current operating margin is 20.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking EVERTEC, Inc.'s business trajectory between earnings reports.