Trailing Dividend / Share
$1.21
First Capital, Inc. (FCAP) Dividend History
Income profile from 1999 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.9%
Payout Ratio
24.7%
Sustainable
Dividend Streak
3 years
FCAP Dividend Income Check
Safety
24.7% payout ratio with sustainable safety profile.
Consistency
3 straight years of dividend increases.
Income Trend
Yield on cost is 2.1% and trend is rising.
FCAP Dividend Scorecard
Yield & Income
Dividend Yield1.9%
Trailing DPS$1.21
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout24.7%
Earnings SafetySustainable
FCF Payout18.1%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak3 years
3Y CAGR4.9%
5Y CAGR4.6%
Yield on Cost (5Y)2.1%
YOC Trendrising
Total Returns
Buyback Yield0.3%
Total Shareholder Yield2.1%
1Y Total Return55.6%
5Y Total Return56.3%
Div Contribution (5Y)12.2%
Estimated $10K growth (return + dividends):
5Y ago$15,63410Y ago$24,30420Y ago$51,075
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
FCAP Income Growth Story
Dividend per share and yield on cost over time (28 years of payments)
FCAP Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
First Capital, Inc. distributes 24.7% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 18.1%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
FCAP has raised its dividend for 3 consecutive years, with a 3-year CAGR of 4.9% and 5-year CAGR of 4.6%.
Total Shareholder Returns
Beyond cash dividends, FCAP returns capital through share repurchases. The combined picture: 1.9% dividend yield, 0.3% buyback yield, 2.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.1% and is currently rising. The 5-year total return is 56.3%, with dividends contributing 12.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $24,304 today.
FCAP Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$5.58
Avg/Payment$0.2790
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 12, 2026Latest | $0.3100 | — | 1.93% | Jun 26, 2026 |
| Mar 13, 2026 | $0.3100 | — | 2.61% | Mar 27, 2026 |
| Dec 12, 2025 | $0.3100 | — | 1.84% | Dec 26, 2025 |
| Sep 12, 2025 | $0.3100 | ↑ +6.9% | 2.72% | Sep 26, 2025 |
| Jun 13, 2025 | $0.2900 | — | 2.54% | Jun 27, 2025 |
| Mar 14, 2025 | $0.2900 | — | 3.00% | Mar 28, 2025 |
| Dec 13, 2024 | $0.2900 | — | 3.83% | Dec 27, 2024 |
| Sep 13, 2024 | $0.2900 | ↑ +7.4% | 3.43% | Sep 27, 2024 |
FCAP Dividend vs Peers
Comparable companies in the same industry
#8 yield in peer group
Div Yield
1.9%
#8 of 9
Safety
Sustainable
24.7% payout
Streak
3Y
4.6% 5Y CAGR
Total Shareholder
2.1%
#6 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| FCAPFirst Capital, Inc. | $216M | 1.9% | 24.7% | 3 | Sustainable |
1st  LKFNLakeland Financial C… | $1.6B | 3.2% | 49.7% | 14 | Sustainable |
 MOFGMidWestOne Financial… | $1.0B | 2.0% | — | 0 | Unknown |
3rd  HONEHarborOne Bancorp, I… | $522M | 2.6% | 47.8% | 6 | Sustainable |
 CZWICitizens Community B… | $227M | 1.6% | 25.0% | 6 | Sustainable |
 FFINFirst Financial Bank… | $5.0B | 2.1% | 41.8% | 15 | Sustainable |
 OVBCOhio Valley Banc Cor… | $210M | 2.0% | 27.5% | 3 | Sustainable |
 SBCFSeacoast Banking Cor… | $3.3B | 2.2% | 46.7% | 4 | Sustainable |
2nd  NBTBNBT Bancorp Inc. | $2.6B | 2.9% | 42.9% | 13 | Sustainable |
FCAP Annual Dividend History (1998–2026)
29 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.62 | — | 2 | — | — | — | 1.1% |
| 2025 | $1.20 | 7.1% | 4 | $4.89 | 24.5% | 4.08x | 2.1% |
| 2024 | $1.12 | 3.7% | 4 | $3.57 | 31.4% | 3.19x | 2.0% |
| 2023 | $1.08 | 3.8% | 4 | $3.82 | 28.3% | 3.54x | 1.9% |
| 2022 | $1.04 | 0.0% | 4 | $3.55 | 29.3% | 3.41x | 1.9% |
| 2021 | $1.04 | 8.3% | 4 | $3.41 | 30.5% | 3.28x | 1.9% |
| 2020 | $0.96 | 1.1% | 4 | $3.02 | 31.8% | 3.15x | 1.7% |
| 2019 | $0.95 | 3.3% | 4 | $3.09 | 30.7% | 3.25x | 1.7% |
| 2018 | $0.92 | 7.0% | 4 | $2.77 | 33.2% | 3.01x | 1.6% |
| 2017 | $0.86 | 2.4% | 4 | $2.23 | 38.6% | 2.59x | 1.5% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
27+ years return with dividends reinvested.
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DCA Calculator
See how regular investing compounds over time.
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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FCAP — Frequently Asked Questions
Quick answers to the most common questions about buying FCAP stock.
How much dividend does FCAP pay per share?
First Capital, Inc. (FCAP) pays a trailing 12-month dividend of $1.21 per share, with a current dividend yield of +1.9%. Payments are made Semi-Annual.
When is FCAP's next ex-dividend date?
FCAP's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. FCAP typically pays dividends Semi-Annual.
Is FCAP's dividend safe?
FCAP's dividend safety is rated "Sustainable" based on an earnings payout ratio of +24.7% and FCF payout ratio of +18.1%. The 3-year growth streak provides moderate confidence.
Is FCAP a Dividend Payer?
Yes, First Capital, Inc. is classified as a Dividend Payer with 3 consecutive years of dividend increases. The 5-year dividend CAGR is +4.6%, demonstrating modest dividend growth.
How often does FCAP pay dividends?
First Capital, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.21 per share. Dividend data on this page covers 27+ years from 1999 to 2026.
How much would $10,000 invested in FCAP grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in FCAP five years ago would be worth approximately $15,634 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is FCAP's yield on cost for long-term holders?
FCAP's yield on cost — the current dividend divided by the original purchase price — is +2.1% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.9% market yield, thanks to consistent dividend growth.