First Capital, Inc. (FCAP) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 11.42M | 11.2M | 10.93M | 10.39M | 9.55M | 9.38M | 9.1M | 8.63M | 8.59M | 8.53M | 8.52M | 8.3M |
| NII Growth % | 19.5% | 19.38% | 20.15% | 20.32% | 11.26% | 10% | 6.8% | 4% | -6.45% | -6.23% | -1.55% | 8.84% |
| Net Interest Margin % | 0.89% | 0.88% | 0.88% | 0.84% | 0.79% | 0.79% | 0.76% | 0.74% | 0.74% | 0.74% | 0.75% | 0.72% |
| Interest Income | 14.92M | 14.8M | 14.63M | 14.02M | 13.32M | 13.17M | 13.2M | 12.19M | 11.82M | 11.62M | 11.16M | 10.59M |
| Interest Expense | 3.51M | 3.6M | 3.7M | 3.63M | 3.77M | 3.78M | 4.1M | 3.56M | 3.24M | 3.09M | 2.64M | 2.29M |
| Loan Loss Provision | 350K | 350K | 150K | 306K | 338K | 346K | 463K | 360K | 280K | 308K | 290K | 350K |
| Non-Interest Income | 2.05M | 2.29M | 2.33M | 2.04M | 1.86M | 1.96M | 1.83M | 2.05M | 1.91M | 1.85M | 1.97M | 1.87M |
| Non-Interest Income % | 12.07% | 13.41% | 13.74% | 12.72% | 12.23% | 12.95% | 12.16% | 14.41% | 13.91% | 13.73% | 14.97% | 15.04% |
| Total Revenue | 16.97M | 17.1M | 16.96M | 16.06M | 15.18M | 15.13M | 15.02M | 14.25M | 13.74M | 13.47M | 13.13M | 12.46M |
| Revenue Growth % | 11.83% | 13.02% | 12.91% | 12.71% | 10.48% | 12.29% | 14.46% | 14.31% | 12.79% | 14.79% | 20.19% | 26.36% |
| Non-Interest Expense | 7.75M | 7.32M | 7.56M | 7.49M | 7.18M | 7.05M | 7.02M | 7M | 6.76M | 6.48M | 6.48M | 6.67M |
| Efficiency Ratio | 45.68% | 42.83% | 44.59% | 46.67% | 47.32% | 46.59% | 46.75% | 49.13% | 49.19% | 48.11% | 49.38% | 53.49% |
| Operating Income | 5.36M | 5.82M | 5.55M | 4.63M | 3.91M | 3.95M | 3.44M | 3.32M | 3.46M | 3.59M | 3.71M | 3.16M |
| Operating Margin % | 31.6% | 34.05% | 32.7% | 28.83% | 25.76% | 26.11% | 22.88% | 23.3% | 25.2% | 26.66% | 28.29% | 25.35% |
| Operating Income Growth % | 37.16% | 47.4% | 61.37% | 39.46% | 12.94% | 9.97% | -7.41% | 5.1% | -24.54% | -17.39% | -2.21% | -0.06% |
| Pretax Income | 5.36M | 5.82M | 5.55M | 4.63M | 3.91M | 3.95M | 3.44M | 3.32M | 3.46M | 3.59M | 3.71M | 3.16M |
| Pretax Margin % | 31.6% | 34.05% | 32.7% | 28.83% | 25.76% | 26.11% | 22.88% | 23.3% | 25.2% | 26.66% | 28.29% | 25.35% |
| Income Tax | 1.03M | 938K | 1.07M | 852K | 672K | 684K | 537K | 488K | 507K | 478K | 572K | 429K |
| Effective Tax Rate % | 19.21% | 16.11% | 19.23% | 18.4% | 17.19% | 17.32% | 15.62% | 14.7% | 14.64% | 13.31% | 15.41% | 13.58% |
| Net Income | 4.33M | 4.88M | 4.48M | 3.77M | 3.23M | 3.26M | 2.9M | 2.83M | 2.95M | 3.11M | 3.14M | 2.73M |
| Net Margin % | 25.51% | 28.54% | 26.4% | 23.51% | 21.32% | 21.57% | 19.29% | 19.85% | 21.49% | 23.09% | 23.91% | 21.87% |
| Net Income Growth % | 33.85% | 49.57% | 54.52% | 33.49% | 9.59% | 4.89% | -7.65% | 3.74% | -22.64% | -12.15% | 0.42% | 0.59% |
| Net Income (Continuing) | 4.33M | 4.88M | 4.48M | 3.78M | 3.24M | 3.27M | 2.9M | 2.83M | 2.96M | 3.11M | 3.14M | 2.73M |
| EPS (Diluted) | 1.30 | 1.46 | 1.34 | 1.13 | 0.97 | 0.97 | 0.87 | 0.85 | 0.88 | 0.93 | 0.94 | 0.82 |
| EPS Growth % | 34.02% | 50.52% | 54.02% | 32.94% | 10.23% | 4.3% | -7.45% | 3.66% | -22.81% | -11.43% | 1.08% | 1.23% |
| EPS (Basic) | 1.30 | 1.46 | 1.34 | 1.13 | 0.97 | 0.97 | 0.87 | 0.85 | 0.88 | 0.93 | 0.94 | 0.82 |
| Diluted Shares Outstanding | 3.34M | 3.34M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.35M | 3.34M |