Fifth District Savings Bank (FDSB) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 3.55M | 3.42M | 3.35M | 3.15M | 2.94M | 2.85M | 2.88M | 2.27M | 2.05M | 2.24M |
| NII Growth % | 20.84% | 19.97% | 16.02% | 38.43% | 43.41% | 27.19% | - | - | - | - |
| Net Interest Margin % | 0.66% | 0.64% | 0.62% | 0.58% | 0.55% | 0.54% | 0.55% | 0.44% | 0.42% | 0.47% |
| Interest Income | 5.65M | 5.68M | 5.69M | 5.48M | 5.21M | 5.14M | 5.19M | 4.64M | 4.3M | 4.24M |
| Interest Expense | 2.1M | 2.26M | 2.35M | 2.33M | 2.27M | 2.29M | 2.31M | 2.37M | 2.25M | 2M |
| Loan Loss Provision | 0 | 10K | 0 | 0 | 0 | 0 | -110K | -1M | -100K | -225K |
| Non-Interest Income | 229K | 222K | 228K | 3.72M | 262K | 242K | 252K | 400K | -897K | 247.78K |
| Non-Interest Income % | 3.89% | 3.76% | 3.85% | 40.43% | 4.79% | 4.49% | 4.63% | 7.93% | -26.36% | 5.53% |
| Total Revenue | 5.88M | 5.9M | 5.92M | 9.2M | 5.47M | 5.38M | 5.45M | 5.04M | 3.4M | 4.48M |
| Revenue Growth % | 7.49% | 9.55% | 8.74% | 82.48% | 60.77% | 20.09% | - | - | - | - |
| Non-Interest Expense | 3.29M | 3.01M | 3.14M | 3.83M | 3.1M | 2.96M | 4.24M | 2.81M | 2.68M | 2.55M |
| Efficiency Ratio | 55.91% | 51.09% | 53.01% | 41.66% | 56.66% | 55% | 77.92% | 55.72% | 78.87% | 56.87% |
| Operating Income | 490K | 617K | 434K | 3.04M | 99K | 130K | -998K | 865K | -1.43M | 163.2K |
| Operating Margin % | 8.33% | 10.46% | 7.33% | 32.99% | 1.81% | 2.41% | -18.33% | 17.16% | -42.11% | 3.64% |
| Operating Income Growth % | 394.95% | 374.62% | 143.49% | 250.87% | 106.91% | -20.34% | - | - | - | - |
| Pretax Income | 490K | 617K | 434K | 3.04M | 99K | 130K | -998K | 865K | -1.43M | 163.2K |
| Pretax Margin % | 8.33% | 10.46% | 7.33% | 32.99% | 1.81% | 2.41% | -18.33% | 17.16% | -42.11% | 3.64% |
| Income Tax | 103K | 76K | 91K | -91K | 21K | -29K | -210K | 182K | -301K | -15.24K |
| Effective Tax Rate % | 21.02% | 12.32% | 20.97% | -3% | 21.21% | -22.31% | 21.04% | 21.04% | 21% | -9.34% |
| Net Income | 387K | 541K | 343K | 3.13M | 78K | 159K | -788K | 683K | -1.13M | 178.44K |
| Net Margin % | 6.58% | 9.17% | 5.79% | 33.98% | 1.43% | 2.95% | -14.47% | 13.55% | -33.26% | 3.98% |
| Net Income Growth % | 396.15% | 240.25% | 143.53% | 357.69% | 106.89% | -10.9% | - | - | - | - |
| Net Income (Continuing) | 387K | 541K | 343K | 3.13M | 78K | 159K | -788K | 683K | -1.13M | 178.44K |
| EPS (Diluted) | 0.08 | 0.10 | 0.07 | 0.61 | 0.02 | 0.03 | -0.15 | 0.12 | -0.20 | 0.03 |
| EPS Growth % | 276% | 222.58% | 144.47% | 408.33% | 110% | -3.43% | - | - | - | - |
| EPS (Basic) | 0.08 | 0.09 | 0.07 | 0.61 | 0.02 | 0.03 | -0.15 | 0.12 | -0.20 | 0.03 |
| Diluted Shares Outstanding | 5.14M | 5.14M | 5.14M | 5.14M | 5.14M | 5.13M | 5.13M | 5.56M | 5.56M | 5.56M |