Last 46 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 28.65 | 22.59 | 31.60 | 11.51 | 7.24 | — | — | 12.15 | 18.26 | 26.27 | 15.26 | 10.26 | 10.59 | 21.90 | 14.25 | 6.37 | 6.56 | 9.63 | 10.47 | 6.98 | 8.78 |
| — | — | — | -5.3% | -60.3% | — | — | +18.4% | +72.4% | +20.0% | +7.1% | +61.0% | +61.5% | +127.3% | +36.0% | -8.7% | -25.3% | +8.9% | -72.3% | +32.6% | +92.1% | |
| P/S Ratio | 2.59 | 2.29 | 2.23 | 2.03 | 1.61 | 1.86 | — | 2.08 | 2.08 | 2.03 | 2.30 | 2.04 | 1.91 | 2.16 | 3.17 | 2.12 | 2.28 | 2.70 | 3.05 | 2.78 | 2.93 |
| — | +23.5% | — | -2.4% | -22.5% | -8.6% | — | +2.0% | +9.1% | -6.1% | -27.4% | -3.5% | -16.3% | -19.8% | +3.7% | -23.7% | -22.3% | +8.0% | +30.8% | +87.5% | +120.5% | |
| P/B Ratio | 0.75 | 0.75 | 0.74 | 0.67 | 0.58 | 0.61 | 0.60 | 0.65 | 0.59 | 0.55 | 0.73 | 0.58 | 0.55 | 0.67 | 0.87 | 0.89 | 0.98 | 1.03 | 1.12 | 1.07 | 1.04 |
| — | +22.0% | +22.9% | +3.0% | -1.4% | +11.2% | -17.5% | +11.6% | +6.9% | -17.6% | -16.2% | -34.3% | -43.8% | -35.3% | -22.3% | -17.0% | -5.4% | -1.5% | +36.3% | +106.1% | +78.2% | |
| P/FCF | 9.39 | — | 18.99 | 6.17 | 4.19 | 20.92 | 36.59 | 22.36 | 11.14 | — | 5.61 | 9.96 | 9.98 | — | 7.33 | 8.03 | 53.30 | 4.40 | 6.78 | 7.97 | 6.57 |
| — | — | -48.1% | -72.4% | -62.4% | — | +552.7% | +124.4% | +11.6% | — | -23.5% | +24.0% | -81.3% | — | +8.1% | +0.7% | +711.2% | -77.4% | +32.8% | +61.3% | +41.9% | |
| EV / EBITDA | 24.85 | 21.68 | 27.13 | 14.78 | 11.41 | — | — | 20.78 | 47.77 | 33.10 | 31.86 | 24.96 | 20.62 | 42.55 | 27.67 | 15.06 | 11.36 | 13.73 | 15.82 | 9.17 | 14.34 |
| — | — | — | -28.9% | -76.1% | — | — | -16.7% | +131.7% | -22.2% | +15.1% | +65.7% | +81.6% | +209.8% | +74.9% | +64.3% | -20.8% | +2.4% | -75.4% | -53.4% | -8.0% | |
| EV / EBIT | 28.69 | 25.37 | 31.57 | 16.29 | 12.29 | — | — | 23.57 | 58.02 | 43.47 | 38.11 | 28.67 | 23.41 | 55.31 | 31.27 | 15.82 | 11.87 | 14.63 | 16.97 | 9.64 | 15.35 |
| — | — | — | -30.9% | -78.8% | — | — | -17.8% | +147.9% | -21.4% | +21.9% | +81.3% | +97.2% | +278.1% | +84.2% | +64.1% | -22.7% | +2.0% | -81.6% | -54.7% | -7.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 41.9% | 47.9% | 47.0% | 47.1% | 46.4% | 44.2% | -53.5% | 39.0% | 39.3% | 39.9% | 45.0% | 43.9% | 46.3% | 45.1% | 57.0% | 75.0% | 86.3% | 87.3% | 86.3% | 96.4% | 86.7% |
| — | +8.3% | +187.8% | +20.7% | +18.1% | +10.8% | -218.8% | -11.2% | -15.0% | -11.5% | -21.0% | -41.4% | -46.4% | -48.4% | -33.9% | -22.2% | -0.4% | +6.4% | +15.4% | +28.9% | +28.9% | |
| Operating Margin | 7.6% | 7.1% | 6.6% | 11.3% | 14.8% | -4.9% | -146.6% | 8.9% | 6.1% | 4.4% | 7.1% | 10.0% | 11.7% | 5.5% | 15.7% | 35.7% | 42.8% | 33.9% | 31.9% | 47.2% | 37.1% |
| — | +246.4% | +104.5% | +27.1% | +144.1% | -209.9% | -2176.8% | -11.4% | -48.0% | -19.5% | -55.1% | -72.0% | -72.7% | -83.8% | -50.8% | -24.2% | +15.5% | +1.5% | +458.5% | +63.5% | +20.9% | |
| Net Margin | 4.2% | 5.1% | 3.4% | 8.6% | 11.1% | -8.1% | -100.5% | 6.9% | 4.5% | 3.3% | 4.7% | 7.3% | 8.6% | 4.1% | 12.6% | 25.8% | 30.7% | 25.1% | 25.3% | 34.4% | 28.1% |
| — | +163.1% | +103.4% | +24.9% | +145.5% | -346.2% | -2224.1% | -5.4% | -47.0% | -19.9% | -62.3% | -71.7% | -72.1% | -83.7% | -50.4% | -25.0% | +9.1% | +3.4% | +395.7% | +56.8% | +20.7% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.6% | 0.8% | 0.6% | 1.5% | 2.0% | -1.4% | -7.1% | 1.3% | 0.8% | 0.5% | 0.8% | 1.2% | 1.3% | 0.6% | 1.5% | 3.5% | 3.7% | 2.7% | 2.7% | 3.8% | 3.0% |
| — | +160.5% | +108.0% | +10.2% | +152.8% | -349.6% | -964.9% | +14.4% | -38.3% | -8.1% | -46.2% | -66.6% | -65.3% | -77.7% | -43.3% | -9.0% | +25.0% | -11.2% | +367.3% | +55.2% | -8.7% | |
| ROA | 0.2% | 0.1% | 0.0% | 0.1% | 0.2% | -0.1% | -0.5% | 0.1% | 0.1% | 0.0% | 0.1% | 0.1% | 0.1% | 0.0% | 0.1% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.2% |
| — | +161.1% | +108.5% | +22.2% | +168.9% | -355.5% | -940.0% | +5.4% | -42.0% | -11.3% | -47.0% | -66.9% | -66.2% | -78.7% | -46.2% | -11.3% | +28.5% | -4.8% | +387.6% | +55.3% | -6.9% | |
| ROIC | 1.7% | 0.5% | 0.5% | 0.8% | 1.1% | -0.3% | -3.3% | 0.5% | 0.3% | 0.3% | 0.4% | 0.5% | 0.6% | 0.2% | 0.5% | 1.2% | 1.5% | 1.2% | 1.1% | 1.7% | 1.1% |
| — | +260.0% | +113.9% | +64.2% | +258.2% | -221.8% | -984.2% | -2.4% | -43.9% | +5.7% | -20.5% | -58.6% | -63.5% | -79.4% | -58.2% | -28.3% | +34.1% | -0.4% | +611.9% | +127.4% | +31.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.84 | 0.67 | 0.84 | 0.76 | 0.92 | 0.66 | 1.33 | 1.34 | 2.05 | 1.06 | 1.32 | 1.56 | 1.34 | 1.39 | 1.62 | 2.42 | 1.70 | 1.38 | 1.28 | 1.21 | 1.57 |
| — | +1.3% | -37.0% | -43.1% | -55.1% | -37.5% | +0.9% | -14.3% | +52.6% | -23.5% | -18.9% | -35.4% | -21.0% | +0.7% | +26.8% | +100.1% | +8.3% | -12.7% | -26.7% | -48.4% | -33.6% | |
| Debt / EBITDA | 14.86 | 48.84 | 64.96 | 35.86 | 31.89 | — | — | 68.61 | 157.38 | 108.20 | 90.18 | 84.53 | 66.92 | 131.56 | 75.88 | 47.62 | 31.18 | 35.42 | 35.51 | 22.06 | 37.78 |
| — | — | — | -47.7% | -79.7% | — | — | -18.8% | +135.2% | -17.7% | +18.8% | +77.5% | +114.6% | +271.4% | +113.7% | +115.9% | -17.5% | -1.4% | -81.7% | -67.3% | -28.3% | |
| Current Ratio | 3.45 | 32.60 | 6.31 | 0.21 | 0.20 | 0.22 | 0.23 | 0.22 | 0.21 | 0.17 | 0.13 | 0.14 | 0.16 | 0.15 | 0.11 | 0.17 | 0.16 | 0.16 | 0.14 | 0.12 | 0.11 |
| — | +14735.5% | +2698.2% | -4.2% | -5.5% | +33.0% | +78.2% | +56.3% | +33.0% | +7.5% | +18.3% | -14.5% | -0.2% | -6.7% | -23.9% | +40.2% | +42.8% | +56.7% | +1.6% | -19.0% | -27.1% | |
| Quick Ratio | 3.45 | 32.60 | 6.31 | 0.21 | 0.20 | 0.22 | 0.23 | 0.22 | 0.21 | 0.17 | 0.13 | 0.14 | 0.16 | 0.15 | 0.11 | 0.17 | 0.16 | 0.16 | 0.14 | 0.12 | 0.11 |
| — | +14735.5% | +2698.2% | -4.2% | -5.5% | +33.0% | +78.2% | +56.3% | +33.0% | +7.5% | +18.3% | -14.5% | -0.2% | -6.7% | -23.9% | +40.2% | +42.8% | +56.7% | +1.6% | -19.0% | -27.1% | |
| Interest Coverage | 0.14 | 0.14 | 0.13 | 0.22 | 0.29 | -0.09 | -1.04 | 0.15 | 0.10 | 0.07 | 0.13 | 0.18 | 0.22 | 0.12 | 0.37 | 1.58 | 3.66 | 3.14 | 2.52 | 3.63 | 2.37 |
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Includes 30+ ratios · 46 years · Updated daily
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Quick answers to the most common questions about buying FFIC stock.
Flushing Financial Corporation's current P/E is 28.6x. The average P/E over the last 4 quarters is 18.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Flushing Financial Corporation's current operating margin is 7.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Flushing Financial Corporation's business trajectory between earnings reports.