First Financial Bankshares, Inc. (FFIN) Earnings History
Annual and quarterly earnings data from 1993 to 2024
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FFIN EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FFIN Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 70.8% | 36.8% | 30.2% |
| 2023 | 75.1% | 39.1% | 32.0% |
| 2022 | 91.1% | 51.0% | 42.5% |
| 2021 | 99.0% | 53.8% | 45.0% |
| 2020 | 93.1% | 49.3% | 41.1% |
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First Financial Bankshares, Inc. (FFIN) Earnings Overview
As of May 6, 2026, First Financial Bankshares, Inc. (FFIN) reported trailing twelve-month net income of $243M, reflecting +12.2% year-over-year growth. The company earned $1.69 per diluted share over the past four quarters, with a net profit margin of 30.2%.
Looking at the long-term picture, FFIN's 5-year EPS compound annual growth rate (CAGR) stands at +5.2%, showing solid earnings momentum. The company achieved its highest annual net income of $234M in fiscal 2022.
First Financial Bankshares, Inc. maintains industry-leading profitability with a gross margin of 70.8%, operating margin of 36.8%, and net margin of 30.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including IBOC ($412M net income, 39.1% margin), BOKF ($537M net income, 15.6% margin), CVBF ($209M net income, 32.5% margin), FFIN has room to improve margins relative to the peer group. Compare FFIN vs IBOC →
FFIN Earnings vs Peers
Earnings metrics vs comparable public companies
FFIN Historical Earnings Data (1993–2024)
32 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $224M | +12.3% | $272M | $1.56 | 30.2% | 36.8% |
| 2023 | $199M | -15.1% | $243M | $1.39 | 32.0% | 39.1% |
| 2022 | $234M | +3.0% | $281M | $1.64 | 42.5% | 51.0% |
| 2021 | $228M | +12.6% | $272M | $1.59 | 45.0% | 53.8% |
| 2020 | $202M | +22.6% | $242M | $1.42 | 41.1% | 49.3% |
| 2019 | $165M | +9.4% | $198M | $1.21 | 39.5% | 47.5% |
| 2018 | $151M | +25.1% | $178M | $1.11 | 39.3% | 46.5% |
| 2017 | $120M | +14.9% | $147M | $0.91 | 36.6% | 44.8% |
| 2016 | $105M | +4.4% | $136M | $0.80 | 33.9% | 44.0% |
| 2015 | $100M | +12.1% | $132M | $0.77 | 34.9% | 45.8% |
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Start ComparisonFFIN — Frequently Asked Questions
Quick answers to the most common questions about buying FFIN stock.
Is FFIN growing earnings?
FFIN EPS stands at $1.69, with +12.2% growth matching the 5-year CAGR of +5.2%. TTM net income is $243M. Earnings trajectory remains consistent.
What are FFIN's profit margins?
First Financial Bankshares, Inc. net margin is +30.2%, with operating margin at +36.8%. Above-average margins indicate pricing power.
How consistent are FFIN's earnings?
FFIN earnings data spans 1993-2024. The current earnings trend is +12.2% YoY. Historical data enables comparison across business cycles.